DERLOC
ActiveDERLOC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.72M and a net result of €-4k. Equity is growing by ~9.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
70
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency90▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.59 in 2023), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
31 d late
2022
69 d late
2021
122 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.72M▼ 0.2%
2023 · €2.72M
2018: €1.40M
2019: €1.36M
2020: €1.33M
2021: €2.73M
2022: €2.73M
2023: €2.72M
2018 → 2024
Total assets
€2.82M▼ 0.2%
2023 · €2.82M
2018: €2.76M
2019: €2.67M
2020: €2.70M
2021: €2.83M
2022: €2.83M
2023: €2.82M
2018 → 2024
Net result
€-4k▲ 27.0%
2023 · €-6k
2018: €703k
2019: €-35k
2020: €-33k
2021: €498k
2022: €582
2023: €-6k
2018 → 2024
Working capital
€54k▼ 7.4%
2023 · €59k
2018: €62k
2019: €-177k
2020: €-210k
2021: €66k
2022: €65k
2023: €59k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.33M-€2.73M▲ 105%€2.73M=€2.72M▼ 0.2%€2.72M▼ 0.2%
Operating result€-3k-€-5k▼ 74.1%€670€-6k€-4k▲ 27.3%
Net result€-33k-€498k€582▼ 99.9%€-6k€-4k▲ 27.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €6k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.82M
Fixed assets
€2.67M=
Current assets
€153k▼ 2.8%
Equity and liabilities €2.82M
Equity
€2.72M▼ 0.2%
Debt
€99k=
The debt ratio stays at 3.5%.
Key figures and ratios
Solvency
96.5%=
2023 · 96.5%
Current ratio
1.55▼
2023 · 1.59
Quick ratio
1.55▼
2023 · 1.59
Debt / equity
0.04▲
2023 · 0.04
ROE
-0.2%▲
2023 · -0.2%
ROA
-0.2%▲
2023 · -0.2%
Debt
€99k=
2023 · €99k
Debt ≤ 1 year
€99k=
2023 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.82M€2.82M▼
Fixed assets21/28€2.67M€2.67M=
Financial fixed assets28€2.67M€2.67M=
Current assets29/58€157k€153k▼
Amounts receivable within one year40/41€143k€143k=
Other amounts receivable41€143k€143k=
Cash at bank and in hand54/58€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.82M▼
Equity10/15€2.72M€2.72M▼
Contributions10/11€2.00M€2.00M=
Profit (loss) carried forward14€720k€716k▼
Amounts payable17/49€99k€99k=
Amounts payable within one year42/48€99k€99k=
Other amounts payable47/48€99k€99k=
Income statement
Code20232024
Other operating charges640/8€162€1k▲
Gross operating margin9900€-6k€-3k▲
Operating profit (loss)9901€-6k€-4k▲
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€-6k€-4k▲
Profit (loss) for the period9904€-6k€-4k▲
Profit (loss) for the period to be appropriated9905€-6k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€720k€716k▼
Profit (loss) brought forward from the previous period14P€726k€720k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 122 days late
2021
31-12
Financial
Back to profitnet €498k
Net result €498k after 2 loss-making years.
31-12
Financial
Liquidity times 12current ratio 1.67
Current ratio from 0.14 to 1.67; short-term debt falls from €244k to €99k.
31-12
Financial
Equity above €2MEq €2.73M ▲105%
Equity rises from €1.33M to €2.73M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-35k ▼105%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-12-2021
DERCKX Henricus Antonius Jacobus Maria: Resigned as Director
19-06-2015
Philippe Locht: Resigned as Manager
Not every act has been read: a resignation may be missing here
6 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2011
Ground area
1,314 m²
Building footprint
213 m²
Volume, LiDAR
1,823 m³
Parcel 72021D0159/00N003, Flanders · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Koningin Astridlaan 28, 3680 Maaseik
since 20112.205.808.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021D0159/00N003 | Flanders | 1,314 m² | 1 · 213 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 2 more network connections
Shared address
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Shared address
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Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.