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Derivatives Academy

Active
Private limited company·Overige vormen van onderwijs· 3 yrs active
Chemin des Ornois 5 ·1380 Lasne, Belgium
KBO/BCE: BE 0804.022.310
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Age3 yrs
Real estate1 parcel · 4,574 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Derivatives Academy is 0.6% (low). The 2024 annual accounts show equity of €5k and a net result of €-201. Its solvency ranks better than 25% of 49 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-11-2025, 94 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 02-11-2025 94 d late 2025-00559052

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-201
Working capital€-17k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-11-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 85 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 13.2% 39.1%
better than 25% of 49 sector peers
Net result €-201 €493
better than 48% of 49 sector peers
Equity €5k €330k
better than 15% of 49 sector peers
Gross operating margin €7k €494k
better than 15% of 45 sector peers
Total assets €36k €910k
better than 11% of 49 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€6k
Net profit€-201
Cash flow€5k
Staff costs-
Income taxes-
Dividends-
Total assets€36k
Equity€5k
Debt€32k
of which ≤ 1y€31k
of which > 1y-
Working capital€-17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.45
Quick ratio0.45
Working capital ratio-46.8%
Solvency13.2%
Debt / equity6.59
Long-term debt ratio-
Interest coverage7.68
Gross margin-
Net margin-
ROA-0.6%
ROE-4.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€36k
Fixed assets 21/28€21k
Formation expenses 20€1k
Intangible fixed assets 21€21k
Current assets 29/58€14k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€36k
Equity 10/15€5k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-201
Amounts payable 17/49€32k
Amounts payable within one year 42/48€31k
Trade debts payable within one year 44€422
Income statement
Gross operating margin 9900€7k
Operating result 9901€607
Financial income 75€5
Financial charges 65€813
Result before taxes 9903€-201
Net result for the period 9904€-201
Result to be appropriated 9905€-201
Ratios computed by Checked.

Health barometer

FY 2024 · computed
23 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin des Ornois 51380 Lasne

Establishment units

1 location
Derivatives Academy
Chemin des Ornois 5, 1380 LasneArbeidsbemiddeling
since 20232.347.252.421
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,574 m²
Buildings1
Building footprint140 m²
Volume (LiDAR)813 m³
Tallest building7.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051F0206/00C000 Wallonia 4,574 m² 1 · 140 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health23Profitability0Solvency9Growth-Stability79
28 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 23
Profitability 0
Solvency 9
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 322 of the 11,668 companies in this sector. 185 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige vormen van onderwijs85599Overige vormen van onderwijs85599Arbeidsbemiddeling78100Arbeidsbemiddeling78100Uitzendbureaus78200Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR Derivatives Academy
Registered office
Chemin des Ornois 5
1380 Lasne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.