DERIK
ActiveSummary
The computed 12-month bankruptcy probability of DERIK is 1.7% (moderate). The 2025 annual accounts show equity of €4,671 and a net result of -€3,743. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 4711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency52▼-29
Growth22▼-30
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.37 against 2.29 in 2024; short-term debt: 72.8% and cash: 54.4% of total assets), and 72.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
-21.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€3,743
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-09-2026, 36 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
36 d late
2024
118 d late
2023
63 d late
2022
144 d late
2021
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 67 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€40,960▼ 10.2%
2024 · €45,603
EBIT margin
-9.5%▼ 4.8pp
2024 · -4.7%
Net result
-€3,743▼ 28.3%
2024 · -€2,918
Working capital
€4,671▼ 44.5%
2024 · €8,413
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€45,603€40,960▼ 10.2%
Operating result€5,542--€378€6,428-€2,158-€3,898▼ 80.7%
Net result€5,465within the sector's middle half--€489within the sector's middle half€6,256within the sector's middle half-€2,918within the sector's middle half-€3,743below the sector's middle half▼ 28.3%
EBIT margin-4.7%-9.5%▼ 4.8pp
Equity€5,565within the sector's middle half-€5,075within the sector's middle half▼ 8.8%€11,332within the sector's middle half▲ 123%€8,413within the sector's middle half▼ 25.8%€4,671within the sector's middle half▼ 44.5%
Total assets€6,626below the sector's middle half-€8,809below the sector's middle half▲ 32.9%€14,095below the sector's middle half▲ 60.0%€14,947below the sector's middle half▲ 6.0%€17,180below the sector's middle half▲ 14.9%
Debt€1,061-€3,733▲ 252%€2,764▼ 26.0%€6,533▲ 136%€12,510▲ 91.5%
Working capital€5,565within the sector's middle half-€5,075within the sector's middle half▼ 8.8%€11,332within the sector's middle half▲ 123%€8,413within the sector's middle half▼ 25.8%€4,671within the sector's middle half▼ 44.5%
Solvency84.0%above the sector's middle half-57.6%above the sector's middle half▼ 26.4pp80.4%above the sector's middle half▲ 22.8pp56.3%within the sector's middle half▼ 24.1pp27.2%within the sector's middle half▼ 29.1pp
Current ratio6.24above the sector's middle half-2.36above the sector's middle half▼ 3.885.10above the sector's middle half▲ 2.742.29above the sector's middle half▼ 2.811.37within the sector's middle half▼ 0.91
Return on assets (ROA)82.5%above the sector's middle half--5.6%within the sector's middle half▼ 88.0pp44.4%above the sector's middle half▲ 49.9pp-19.5%below the sector's middle half▼ 63.9pp-21.8%below the sector's middle half▼ 2.3pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,898 in 2025 against €2,158 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17,180
Equity
€4,671 ▼ 44.5%
Debt
€12,510 ▲ 91.5%
Debt's share of the balance-sheet total rises from 43.7% to 72.8%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
2.68▲
2024 · 0.78
ROE
-80.1%▼
2024 · -34.7%
Debt ≤ 1 year
€12,510▲
2024 · €6,533
Staff costs
€29,705▲
2024 · €5,228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,135 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.9%
went bankrupt
6.5%
stopped otherwise
86%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €45,603 | €40,960 | ▼ 10.2% |
| Non-recurring operating income76A | - | - | - | €74 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €19,210 | - | - | €39,666 | €150 | ▼ 99.6% |
| Remuneration, social security and pensions62 | €748 | €4,796 | €5,631 | €5,228 | €29,705 | ▲ 468% |
| Other operating charges640/8 | €780 | €463 | €691 | €2,940 | €15,004 | ▲ 410% |
| Gross operating margin9900 | €7,070 | €4,881 | €12,750 | €6,011 | €40,810 | ▲ 579% |
| Operating profit (loss)9901 | €5,542 | -€378 | €6,428 | -€2,158 | -€3,898 | ▼ 80.7% |
| Financial income75/76B | - | - | - | - | €155 | - |
| Recurring financial income75 | - | - | - | - | €155 | - |
| Financial charges65/66B | €77 | €111 | €172 | €760 | - | - |
| Recurring financial charges65 | €77 | €111 | €172 | €760 | - | - |
| Profit (loss) for the period before taxes9903 | €5,465 | -€489 | €6,256 | -€2,918 | -€3,743 | ▼ 28.3% |
| Profit (loss) for the period9904 | €5,465 | -€489 | €6,256 | -€2,918 | -€3,743 | ▼ 28.3% |
| Profit (loss) for the period to be appropriated9905 | €5,465 | -€489 | €6,256 | -€2,918 | -€3,743 | ▼ 28.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,626 | €8,809 | €14,095 | €14,947 | €17,180 | ▲ 14.9% |
| Current assets29/58 | €6,626 | €8,809 | €14,095 | €14,947 | €17,180 | ▲ 14.9% |
| Amounts receivable within one year40/41 | €6,592 | €5,044 | €5,056 | €2,330 | €7,833 | ▲ 236% |
| Trade receivables40 | - | - | €28 | €51 | €380 | ▲ 645% |
| Other amounts receivable41 | €6,592 | €5,044 | €5,028 | €2,279 | €7,453 | ▲ 227% |
| Cash at bank and in hand54/58 | €33 | €3,765 | €9,039 | €12,616 | €9,348 | ▼ 25.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,626 | €8,809 | €14,095 | €14,947 | €17,180 | ▲ 14.9% |
| Equity10/15 | €5,565 | €5,075 | €11,332 | €8,413 | €4,671 | ▼ 44.5% |
| Contributions10/11 | - | - | - | €100 | €100 | = |
| Reserves13 | €100 | €100 | €100 | - | - | - |
| Non-distributable reserves130/1 | €100 | €100 | €100 | - | - | - |
| Reserves not available under the articles1311 | €100 | €100 | €100 | - | - | - |
| Profit (loss) carried forward14 | €5,465 | €4,975 | €11,232 | €8,313 | €4,571 | ▼ 45.0% |
| Amounts payable17/49 | €1,061 | €3,733 | €2,764 | €6,533 | €12,510 | ▲ 91.5% |
| Amounts payable within one year42/48 | €1,061 | €3,733 | €2,764 | €6,533 | €12,510 | ▲ 91.5% |
| Trade debts44 | - | €581 | €882 | €779 | €2,264 | ▲ 190% |
| Suppliers440/4 | - | €581 | €882 | €779 | €2,264 | ▲ 190% |
| Taxes, remuneration and social security45 | €1,061 | €3,153 | €1,882 | €4,862 | €9,355 | ▲ 92.4% |
| Taxes450/3 | €1,061 | €1,371 | €1,202 | €2,978 | €8,564 | ▲ 188% |
| Remuneration and social security454/9 | - | €1,781 | €680 | €1,885 | €791 | ▼ 58.0% |
| Other amounts payable47/48 | - | - | - | €891 | €891 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,465 | -€489 | €6,256 | -€2,918 | -€3,743 | ▼ 28.3% |
| Operating cash flow (approximation) | €5,465 | -€489 | €6,256 | -€2,918 | -€3,743 | ▼ 28.3% |
| Change in cash | - | €3,732 | €5,274 | €3,577 | -€3,269 | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 36 days late
2025
31-12
Financial
Weakest financial yearnet -€3,743
Net result drops to -€3,743, the lowest in the series.
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Back to profitnet €6,256
Net result €6,256 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 5.10
Current ratio from 2.36 to 5.10; short-term debt falls from €3,733 to €2,764.
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2020
Ground area
341 m²
Building footprint
341 m²
Volume, LiDAR
3,476 m³
Parcel 13322E0171/00X000, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
DERIK
since 20202.310.288.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322E0171/00X000 | Flanders | 341 m² | 1 · 341 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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PRINSU
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,835. 1,948 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758694111
Also
9925:BE0758694111
Registered
30-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.