DERIJCKE M.
ActiveSummary
DERIJCKE M. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €78k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+6
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.62 against 13.78 in 2024; short-term debt: 14.7% and cash: 31.1% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
56 d late
2023
29 d late
2022
30 d late
2021
12 d early
2020
89 d late
2019
112 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€248k▲ 12.3%
2024 · €220k
2018: €81k
2019: €91k
2020: €91k
2021: €116k
2022: €156k
2023: €188k
2024: €220k
2018 → 2025
Total assets
€341k▲ 16.7%
2024 · €292k
2018: €118k
2019: €111k
2020: €127k
2021: €141k
2022: €275k
2023: €268k
2024: €292k
2018 → 2025
Net result
€78k▲ 49.3%
2024 · €52k
2018: €10k
2019: €10k
2020: €-936
2021: €27k
2022: €41k
2023: €33k
2024: €52k
2018 → 2025
Working capital
€282k▲ 8.1%
2024 · €260k
2018: €68k
2019: €84k
2020: €85k
2021: €113k
2022: €205k
2023: €233k
2024: €260k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€156k▲ 34.1%€188k▲ 20.7%€220k▲ 17.1%€248k▲ 12.3%
Operating result€42k-€67k▲ 57.6%€57k▼ 14.5%€65k▲ 13.0%€125k▲ 94.2%
Net result€27k-€41k▲ 52.5%€33k▼ 18.1%€52k▲ 56.8%€78k▲ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €341k
Fixed assets
€9k ▼ 18.8%
Current assets
€332k ▲ 18.1%
Equity and liabilities €341k
Equity
€248k ▲ 12.3%
Debt
€93k ▲ 30.1%
Debt's share of the balance-sheet total rises from 24.6% to 27.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€128k▲
2024 · €67k
Cash flow
€80k▲
2024 · €55k
Current ratio
6.62▼
2024 · 13.78
Debt to equity
0.38▲
2024 · 0.33
ROE
31.5%▲
2024 · 23.7%
ROA
22.9%▲
2024 · 17.9%
Interest coverage
56.65▲
2024 · 28.41
Debt ≤ 1 year
€50k▲
2024 · €20k
Debt > 1 year
€43k▼
2024 · €51k
Income taxes
€47k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€292k€341k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Other tangible fixed assets26€12k€9k▼
Current assets29/58€281k€332k▲
Amounts receivable after more than one year29€125k€125k=
Other amounts receivable291€125k€125k=
Amounts receivable within one year40/41€9k€820▼
Trade receivables40-€559
Other amounts receivable41€9k€262▼
Current investments50/53€95k€98k▲
Cash at bank and in hand54/58€43k€106k▲
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€292k€341k▲
Equity10/15€220k€248k▲
Contributions10/11€19k€19k=
Reserves13€202k€229k▲
Distributable reserves133€202k€229k▲
Amounts payable17/49€72k€93k▲
Amounts payable after more than one year17€51k€43k▼
Financial debts170/4€51k€43k▼
Amounts payable within one year42/48€20k€50k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Trade debts44€451€290▼
Suppliers440/4€451€290▼
Taxes, remuneration and social security45€6k€40k▲
Taxes450/3€6k€40k▲
Other amounts payable47/48€3k€126▼
Accrued charges and deferred income492/3€816€567▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€69k€129k▲
Operating profit (loss)9901€65k€125k▲
Financial income75/76B€15k€2k▼
Recurring financial income75€2k€2k▼
Non-recurring financial income76B€13k-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€77k€125k▲
Income taxes67/77€25k€47k▲
Profit (loss) for the period9904€52k€78k▲
Profit (loss) for the period to be appropriated9905€52k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€78k▲
Transfer from equity791/2€20k€51k▲
Transfer to equity691/2€52k€78k▲
To other reserves6921€52k€78k▲
Profit to be distributed694/7€20k€51k▲
Return on contributions (dividend)694€20k€51k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2018net €78k ▲49.3%
Operating result €125k, net result €78k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Equity above €200kEq €220k ▲17.1%
4 profitable years in a row build equity to €220k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 12.02
Current ratio from 4.89 to 12.02; short-term debt falls from €53k to €21k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150kEq €156k ▲34.1%
2 profitable years in a row build equity to €156k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Equity above €100kEq €116k ▲28.4%
Equity rises from €91k to €116k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Show earlier events
2020
31-12
Financial
Weakest financial yearnet €-936 ▼109%
Net result drops to €-936, the lowest in the series; recovery starts the following year.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnestraat 159600 RonseGround area
126 m²
Building footprint
117 m²
Volume, LiDAR
965 m³
Parcel 45041A0014/00K000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zonnestraat 15, 9600 Ronse
since 20062.262.761.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041A0014/00K000 | Flanders | 126 m² | 1 · 117 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 698 companies in sector 86910 we hold annual accounts for 520. 411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.