DERIJCKE
ActiveDERIJCKE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €164k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 27.83 against 5.6 in 2024; short-term debt: 3.3% and cash: 52.2% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
2023
55 d early
2022
33 d early
2021
40 d early
2020
45 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.06M▲ 18.2%
2024 · €895k
2018: €580k
2019: €603k
2020: €545k
2021: €658k
2022: €682k
2023: €763k
2024: €895k
2018 → 2025
Total assets
€1.09M▲ 3.1%
2024 · €1.06M
2018: €622k
2019: €711k
2020: €767k
2021: €739k
2022: €805k
2023: €947k
2024: €1.06M
2018 → 2025
Net result
€164k▼ 25.7%
2024 · €221k
2018: €104k
2019: €89k
2020: €135k
2021: €158k
2022: €122k
2023: €202k
2024: €221k
2018 → 2025
Working capital
€962k▲ 26.5%
2024 · €761k
2018: €451k
2019: €486k
2020: €466k
2021: €582k
2022: €623k
2023: €681k
2024: €761k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€658k-€682k▲ 3.7%€763k▲ 11.8%€895k▲ 17.3%€1.06M▲ 18.2%
Operating result€170k-€168k▼ 1.0%€261k▲ 55.2%€317k▲ 21.2%€230k▼ 27.5%
Net result€158k-€122k▼ 22.8%€202k▲ 65.3%€221k▲ 9.6%€164k▼ 25.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€95k▼ 29.0%
Current assets
€998k▲ 7.8%
Equity and liabilities €1.09M
Equity
€1.06M▲ 18.2%
Debt
€36k▼ 78.3%
The debt ratio falls from 15.6% to 3.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€272k▼
2024 · €353k
Cash flow
€207k▼
2024 · €257k
Solvency
96.7%▲
2024 · 84.4%
Current ratio
27.83▲
2024 · 5.60
Quick ratio
26.72▲
2024 · 5.27
Debt / equity
0.03▼
2024 · 0.18
ROE
15.5%▼
2024 · 24.7%
ROA
15.0%▼
2024 · 20.9%
Interest coverage
51.93▲
2024 · 49.97
Debt
€36k▼
2024 · €165k
Debt ≤ 1 year
€36k▼
2024 · €165k
Income taxes
€70k▼
2024 · €99k
Staff costs
€22k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.09M▲
Fixed assets21/28€134k€95k▼
Tangible fixed assets22/27€133k€94k▼
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€111k€77k▼
Financial fixed assets28€672€672=
Current assets29/58€926k€998k▲
Stocks and contracts in progress3€55k€40k▼
Stocks30/36€33k€40k▲
Contracts in progress37€22k€0▼
Amounts receivable within one year40/41€193k€107k▼
Trade receivables40€187k€96k▼
Other amounts receivable41€7k€11k▲
Current investments50/53€275k€275k=
Cash at bank and in hand54/58€398k€570k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.09M▲
Equity10/15€895k€1.06M▲
Contributions10/11€20k€20k=
Reserves13€875k€1.04M▲
Distributable reserves133€875k€1.04M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€165k€36k▼
Amounts payable within one year42/48€165k€36k▼
Trade debts44€17k€13k▼
Suppliers440/4€17k€13k▼
Taxes, remuneration and social security45€54k€15k▼
Taxes450/3€54k€10k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€94k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€0€13k▲
Remuneration, social security and pensions62€48k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€42k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€405k€297k▼
Operating profit (loss)9901€317k€230k▼
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€321k€234k▼
Income taxes67/77€99k€70k▼
Profit (loss) for the period9904€221k€164k▼
Profit (loss) for the period to be appropriated9905€221k€164k▼
Appropriation of the result
Profit (loss) to be appropriated9906€221k€164k▼
Transfer from equity791/2€88k€0▼
Transfer to equity691/2€220k€163k▼
To other reserves6921€220k€163k▼
Profit to be distributed694/7€89k€2k▼
Return on contributions (dividend)694€89k€2k▼
Social balance
Average headcount (FTE)90871.00.4▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 5current ratio 27.83
Current ratio from 5.60 to 27.83; short-term debt falls from €165k to €36k.
31-12
Financial
Equity above €1MEq €1.06M ▲18.2%
8 profitable years in a row build equity to €1.06M.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €221k ▲9.6%
Operating result €317k, net result €221k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 8.17
Current ratio from 3.09 to 8.17; short-term debt falls from €223k to €81k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €89k ▼14.2%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrestraat 508573 AnzegemGround area
1,061 m²
Building footprint
250 m²
Volume, LiDAR
1,161 m³
Parcel 34037B0049/00B000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DERIJCKE
since 20002.100.801.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34037B0049/00B000 | Flanders | 1,061 m² | 1 · 250 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,538 EUR awarded · 1,538 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 258 EUR | 446 EUR |
| 2024 | 1 | 1,025 EUR | 837 EUR |
| 2022 | 1 | 255 EUR | 255 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 2 endedTechnicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Similar companies · same sector, comparable size
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MATHIEU WILLEMS - DIELS
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WIM LOUAGIE
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Hermans Michel Sanitair
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 1,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2000
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
43211General electrical installation work
45310
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.