Financials
- Fiscal year
- 2024
- Total assets
- €490,793
- Profit
- €8,393
- Solvency
- 19.1%
DERIJCK
ActiveSummary
DERIJCK has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93,514 and a net result of €8,393. Equity is growing by ~21.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Retail trade
NACE 47230Retail sale of fruit and vegetables NACE 47210NACE 47810
1 site
Size
€490,793total assets 2024
- Staff
- 2.4 FTE
- Equity
- €93,514
- Profit
- €8,393
Turnover not published (abridged schema)
Structure
Accounts 37 d early0 of 5 deeds read
Why 69- Figures for FY 2024 (filed 19-06-2025)+ Size: total assets €490,793+ Liquidity: current ratio 0.90, cash €90,383+ Founded in 1985Show the evidence
Checked score
Score 2024
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 55% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
44+3
equity 19.1% of total assets
Liquidity
65+7
short-term debt 22.2% · cash 18.4%
Profitability
71-2
return on assets 1.7%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%● 0.0% vs 12-2024
02-2025: 0.2%▲ +0.5% vs 01-2025
03-2025: 0.2%● 0.0% vs 02-2025
04-2025: 0.2%▲ +8.6% vs 03-2025
05-2025: 0.3%▲ +12.8% vs 04-2025
06-2025: 0.3%▼ -1.6% vs 05-2025
07-2025: 0.2%▼ -38.9% vs 06-2025lowest value
08-2025: 0.2%● 0.0% vs 07-2025lowest value
09-2025: 0.2%● 0.0% vs 08-2025lowest value
10-2025: 0.2%● 0.0% vs 09-2025lowest value
11-2025: 0.2%● 0.0% vs 10-2025lowest value
12-2025: 0.2%● 0.0% vs 11-2025lowest value
01-2026: 0.2%● 0.0% vs 12-2025lowest value
02-2026: 0.2%▲ +0.6% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +9.0% vs 03-2026
05-2026: 0.2%▲ +11.2% vs 04-2026
06-2026: 0.2%▼ -3.2% vs 05-2026
07-2026: 0.2%▲ +19.8% vs 06-2026
08-2026: 0.4%▲ +102% vs 07-2026
09-2026: 0.5%▲ +23.4% vs 08-2026
10-2026: 0.8%▲ +39.2% vs 09-2026highest value
- Figures for FY 2024 (filed 19-06-2025) raises the probability
- Size: total assets €490,793 lowers the probability for this profile
- Liquidity: current ratio 0.90, cash €90,383 lowers the probability
- Founded in 1985 lowers the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.63 in 2023; short-term debt: 22.2% and cash: 18.4% of total assets), and 80.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 35%, liquidity 72%, profitability 53%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
42 d early
2023
36 d early
2022
59 d early
2021
33 d early
2020
38 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-06-2026Annual accounts filed
- 19-06-2025Annual accounts filed
- 25-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47230
- Founded
- 07-10-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.