DERIEUW HVAC
ActiveSummary
The computed 12-month bankruptcy probability of DERIEUW HVAC is 2.2% (moderate). The 2025 annual accounts show equity of €31k and a net result of €15k. Its solvency ranks better than 50% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+2
Solvency72▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 0.96 in 2024; short-term debt: 49% and cash: 58% of total assets), but 52.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
4 d late
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 101%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€65k▲ 39.4%
2024 · €47k
2024: €47k
2024 → 2025
Net result
€15k▲ 49.9%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€20k
2024 · €-1k
2024: €-1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€31k▲ 101%
Operating result€13k-€20k▲ 55.4%
Net result€10k-€15k▲ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€13k ▼ 21.0%
Current assets
€52k ▲ 73.1%
Equity and liabilities €65k
Equity
€31k ▲ 101%
Debt
€34k ▲ 9.5%
Debt's share of the balance-sheet total falls from 67.2% to 52.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €16k
Cash flow
€19k▲
2024 · €13k
Current ratio
1.63▲
2024 · 0.96
Debt to equity
1.12▼
2024 · 2.05
ROE
50.2%▼
2024 · 67.2%
ROA
23.7%▲
2024 · 22.0%
Interest coverage
128.07▼
2024 · 229.18
Debt ≤ 1 year
€32k▲
2024 · €31k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€47k€65k▲
Fixed assets21/28€17k€13k▼
Intangible fixed assets21€14k€12k▼
Tangible fixed assets22/27€2k€487▼
Furniture and vehicles24€2k€487▼
Financial fixed assets28€300€300=
Current assets29/58€30k€52k▲
Amounts receivable within one year40/41€20k€13k▼
Trade receivables40€14k€10k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€9k€38k▲
Deferred charges and accrued income490/1€782€1k▲
Equity and liabilities
Total equity and liabilities10/49€47k€65k▲
Equity10/15€15k€31k▲
Contributions10/11€5k€5k=
Reserves13€10k€26k▲
Distributable reserves133€10k€26k▲
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€31k€32k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€3k€396▼
Taxes450/3€3k€396▼
Other amounts payable47/48€26k€22k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€377€481▲
Gross operating margin9900€16k€24k▲
Operating profit (loss)9901€13k€20k▲
Financial income75/76B€0€17▲
Recurring financial income75€0€17▲
Financial charges65/66B€69€186▲
Recurring financial charges65€69€186▲
Profit (loss) for the period before taxes9903€13k€20k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€10k€15k▲
Profit (loss) for the period to be appropriated9905€10k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€15k▲
Transfer to equity691/2€10k€15k▲
To the legal reserve6920€10k-
To other reserves6921-€15k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenstraat 143580 BeringenGround area
254 m²
Building footprint
112 m²
Volume, LiDAR
584 m³
Parcel 71004C0138/00X000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DERIEUW HVAC
since 20232.353.618.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004C0138/00X000 | Flanders | 253 m² | 1 · 112 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,007 EUR awarded · 651 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 356 EUR | 107 EUR |
| 2024 | 1 | 651 EUR | 544 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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TECHNI-CEM
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.