Skip to content

Dercon Technics

Active
Private limited companyfounded 2024active for 1 yearHeidestraat 39, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 1017.184.065
Summary

The computed 12-month bankruptcy probability of Dercon Technics is 2.3% (moderate). The 2025 annual accounts show equity of €17,418 and a net result of €15,418. Its solvency ranks better than 27% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€68,301total assets 2025
Equity
€17,418
Profit
€15,418
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts on time
Why 53raises riskFounded in 2024Size: total assets €68,301Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.90, cash €4,924Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 53% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 51
equity 25.5% of total assets
Liquidity 54
short-term debt 17.6% · cash 7.2%
Profitability 97
return on assets 22.6%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 01-2026: 1.9%lowest value 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.7%▲ +0.3 percentage points vs 05-2026 07-2026: 3.0%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 2.3%▼ -0.7 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.9, above the usual 1.5; short-term debt: 17.6% and cash: 7.2% of total assets), but 74.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 27% on solvency, 50% on liquidity and 83% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €68,301
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.90, cash €4,924
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DERCON Maxime (director) ·…

Financials · financial year 2025, micro format

Equity
€17,418
Total assets
€68,301
Net result
€15,418
Working capital
€10,828

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €68,301
Fixed assets €45,440
Current assets €22,861
Equity and liabilities €68,301
Equity €17,418
Debt €50,883
Debt finances 74.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€27,678
Cash flow
€24,733
Current ratio
1.90
Debt to equity
2.92
ROE
88.5%
ROA
22.6%
Interest coverage
12.84
Debt ≤ 1 year
€12,033
Debt > 1 year
€27,794
Income taxes
€3,855
Staff costs
€1,340

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€68,301
Fixed assets21/28€45,440
Tangible fixed assets22/27€45,440
Plant, machinery and equipment23€4,135
Furniture and vehicles24€41,305
Current assets29/58€22,861
Amounts receivable within one year40/41€17,937
Trade receivables40€1,273
Other amounts receivable41€16,664
Cash at bank and in hand54/58€4,924
Equity and liabilities
Total equity and liabilities10/49€68,301
Equity10/15€17,418
Contributions10/11€2,000
Profit (loss) carried forward14€15,418
Amounts payable17/49€50,883
Amounts payable after more than one year17€27,794
Financial debts170/4€27,794
Amounts payable within one year42/48€12,033
Current portion of amounts payable after more than one year42€8,178
Taxes, remuneration and social security45€3,855
Taxes450/3€3,855
Accrued charges and deferred income492/3€11,056
Income statement Code2025
Remuneration, social security and pensions62€1,340
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,315
Other operating charges640/8€218
Gross operating margin9900€29,236
Operating profit (loss)9901€18,364
Financial income75/76B€3,065
Recurring financial income75€3,065
Financial charges65/66B€2,156
Recurring financial charges65€2,156
Profit (loss) for the period before taxes9903€19,273
Income taxes67/77€3,855
Profit (loss) for the period9904€15,418
Profit (loss) for the period to be appropriated9905€15,418
Appropriation of the result
Profit (loss) to be appropriated9906€15,418

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,340
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,315
Other operating charges640/8€218
Gross operating margin9900€29,236
Operating profit (loss)9901€18,364
Financial income75/76B€3,065
Recurring financial income75€3,065
Financial charges65/66B€2,156
Recurring financial charges65€2,156
Profit (loss) for the period before taxes9903€19,273
Income taxes67/77€3,855
Profit (loss) for the period9904€15,418
Profit (loss) for the period to be appropriated9905€15,418
Line2025
Assets
Total assets20/58€68,301
Fixed assets21/28€45,440
Tangible fixed assets22/27€45,440
Plant, machinery and equipment23€4,135
Furniture and vehicles24€41,305
Current assets29/58€22,861
Amounts receivable within one year40/41€17,937
Trade receivables40€1,273
Other amounts receivable41€16,664
Cash at bank and in hand54/58€4,924
Equity and liabilities
Total equity and liabilities10/49€68,301
Equity10/15€17,418
Contributions10/11€2,000
Profit (loss) carried forward14€15,418
Amounts payable17/49€50,883
Amounts payable after more than one year17€27,794
Financial debts170/4€27,794
Amounts payable within one year42/48€12,033
Current portion of amounts payable after more than one year42€8,178
Taxes, remuneration and social security45€3,855
Taxes450/3€3,855
Accrued charges and deferred income492/3€11,056
Line2025
Profit (loss) for the period9904€15,418
+ Depreciation and write-downs630€9,315
Operating cash flow (approximation)€24,733

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-07-2026 2026-00367624

Similar companies · same sector, comparable size

Of the 19,855 active companies whose main activity is joinery installation (NACE 43320), figures are known for 9,272. 5,999 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DERCON Maxime
Director · since 06-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DERCON Maxime
  • Director, from 06-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 13-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 13-12-2024 Incorporation · €2,000 · 1,000 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Dercon Technics was incorporated on 11 December 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, DERCON Maxime has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
13-12
Gazette deed Incorporation
Appointment: DERCON Maxime (director) · Founder · Kind of shares13 facts ▸
  • Incorporation, “Dercon Technics” (deed in Dutch)
  • Founder, DERCON Maxime
  • Kind of shares, “A”, 250 (deed in Dutch)
  • Kind of shares, “B”, 750 (deed in Dutch)
  • Bank account, “BE40 7380 4652 5363, vennootschap in oprichting” (deed in Dutch)
  • Other provision, “beschikking over gestort bedrag”, 2000 (deed in Dutch)
  • Board rule, 1
  • Director appointment, DERCON Maxime (director)
  • Declaration, “geen verbod bestuurder door veroordeling of faillissement” (deed in Dutch)
  • Other provision, “wettelijke vereisten activiteiten en aansprakelijkheid bestuur” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “bestuurder, vertegenwoordiging” (deed in Dutch)
  • +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded11-12-2024
Financial year end31-12
Activities, NACEBEL 2025
43320Joinery installation
41001General construction of residential buildings
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017184065
Also 9925:BE1017184065
Registered 23-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1017.184.065

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,385 m²
Building footprint
43 m²
Building volume
264 m³
Parcel 12014C0317/00H000, Flanders · tallest building 20.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Dercon Technics
Heidestraat 39, 2220 Heist-op-den-BergJoinery installation
since 2024unit no. 2.367.324.194
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12014C0317/00H000 Flanders 1,385 m² 1 · 43 m² 20.6 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest” (deed in Dutch)
“2220 Heist-op-den-Berg,Heidestraat 39” (deed in Dutch)

deed of 13-12-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1” (deed in Dutch)

deed of 13-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Thursday of June at 14:00

deed of 13-12-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 13-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Winstverdeling, algemene vergadering” (deed in Dutch)
1 more provision in the deed, see the deed of 13-12-2024

deed of 13-12-2024