DERCO
Open bankruptcyA bankruptcy procedure is open for DERCO according to publications in the Belgian State Gazette; curator: ISABELLE SOHET.
Summary
The 2021 annual accounts show equity of €12,405 and a net result of €12,452.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 20 April 2023
- Supervising judge
- Jean-Louis Andrieux
- Official Gazette
- 28-04-2023 (pdf) ↗search the document for 2023/116643
Curator
- Isabelle SohetAvenue Reine Astrid, 4, 5000 Namuri.sohet@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Retail sale of cars and light vans (up to 3.5 tonnes) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, micro schema
Equity
€12,405▲ 81.6%
2018 · €6,829
Total assets
€12,654▼ 52.3%
2018 · €26,555
Net result
€12,452▲ 1,879%
2018 · €629
Working capital
€4,653
2018 · -€6,575
Trend over the years
Click a name to add, emphasise or remove a line.
Available amounts per fiscal year
Line20182021
Operating result€1,971-€12,500-
Net result€629-€12,452-
Equity€6,829-€12,405-
Total assets€26,555-€12,654-
Debt€19,726-€249-
Working capital-€6,575-€4,653-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €12,500 in 2021, compared with €1,971 in 2018. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2021 in colour, 2018 as the grey bar beneath
Assets €12,654
Fixed assets
€7,752 ▼ 42.2%
Current assets
€4,902 ▼ 62.7%
Equity and liabilities €12,654
Equity
€12,405 ▲ 81.6%
Debt
€249 ▼ 98.7%
Debt's share of the balance-sheet total falls from 74.3% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
19.71▲
2018 · 0.67
Debt to equity
0.02
ROE
100.4%▲
2018 · 9.2%
ROA
98.4%▲
2018 · 2.4%
Debt ≤ 1 year
€249▼
2018 · €19,726
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2021 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €12,500 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,826 | - | - |
| Gross operating margin9900 | €4,833 | €12,500 | - |
| Operating profit (loss)9901 | €1,971 | €12,500 | - |
| Financial charges65/66B | - | €48 | - |
| Recurring financial charges65 | €1,164 | €48 | - |
| Profit (loss) for the period before taxes9903 | €807 | €12,452 | - |
| Income taxes67/77 | €178 | - | - |
| Profit (loss) for the period9904 | €629 | €12,452 | - |
| Profit (loss) for the period to be appropriated9905 | €629 | €12,452 | - |
| Line | 2018 | 2021 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €26,555 | €12,654 | - |
| Fixed assets21/28 | €13,404 | €7,752 | - |
| Tangible fixed assets22/27 | €11,304 | €5,652 | - |
| Plant, machinery and equipment23 | - | €3,652 | - |
| Furniture and vehicles24 | - | €2,000 | - |
| Financial fixed assets28 | €2,100 | €2,100 | - |
| Current assets29/58 | €13,150 | €4,902 | - |
| Stocks and contracts in progress3 | €3,456 | - | - |
| Amounts receivable within one year40/41 | €4,120 | €4,852 | - |
| Other amounts receivable41 | - | €4,852 | - |
| Cash at bank and in hand54/58 | €5,575 | €50 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €26,555 | €12,654 | - |
| Equity10/15 | €6,829 | €12,405 | - |
| Contributions10/11 | €6,200 | €6,200 | - |
| Capital10 | - | €6,200 | - |
| Issued capital100 | - | €18,600 | - |
| Uncalled capital101 | - | €12,400 | - |
| Profit (loss) carried forward14 | €629 | €6,205 | - |
| Amounts payable17/49 | €19,726 | €249 | - |
| Amounts payable within one year42/48 | €19,726 | €249 | - |
| Trade debts44 | €2,873 | - | - |
| Taxes, remuneration and social security45 | - | €249 | - |
| Taxes450/3 | - | €249 | - |
| Line | 2018 | 2021 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €629 | €12,452 | - |
| + Depreciation and write-downs630 | €2,826 | - | - |
| Operating cash flow (approximation) | €3,455 | €12,452 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
28-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 20-04-2023
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-12
Financial
Liquidity times 30current ratio 19.71
Current ratio from 0.67 to 19.71; short-term debt falls from €19,726 to €249.
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2018
Ground area
1,588 m²
Building footprint
106 m²
Parcel 92128C0501/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AD CARS Namur
since 20182.274.225.574
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128C0501/00L000 | Wallonia | 1,588 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ISABELLE SOHET AVENUE REINE ASTRID, 4,
5000 NAMUR |
20-04-2023 → present |
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. 2,270 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
46180Agents specialised in the wholesale of other particular products
Contact
Phone
081/302515Namur
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.