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DERAU MARCEL ET FILS

Active
Private limited companyfounded 1980active for 45 yearsRue du Commerce(LUT) 24, 6238 Pont-à-Celles, BelgiumKBO/BCE: BE 0420.917.543
Summary

DERAU MARCEL ET FILS has been active since 1980 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €534,188 and a net result of €177,831. Equity is shrinking by about 5.6% per year across the filed financial years. Its solvency ranks better than 55% of 16,735 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
5th oldest company in Pont-à-Celles1 site
Size
€1.5mtotal assets 2025
Equity
€534,188
Profit
€177,831
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 31 days early0 of 2 deeds read
Why 97raises riskFigures for financial year 2025 (filed 02-10-2025)lowers riskLiquidity: current ratio 7.60, cash €370,232Founded in 1980Size: total assets €1.5mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 61+10
equity 35.7% of total assets
Liquidity 81+20
short-term debt 3.7% · cash 24.7%
Profitability 84+55
return on assets 11.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,563 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.6, compared with 2.04 in 2024, above the usual 1.5; short-term debt: 3.7% and cash: 24.7% of total assets), but 64.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 54% on solvency, 86% on liquidity, 81% on profitability and 86% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.60, cash €370,232
NBB · annual accounts
lowers risk · Founded in 1980
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2025 (filed 02-10-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €534,188
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
15 days early
2023
21 days late
2022
34 days early
2021
4 days early
2020
32 days early
2017
246 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 16 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end13-10-2026 today31-10-2026 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €177,831
  3. Liquidity more than triplescurrent ratio 7.60

Key points

  • Positive: Back in profit in 2025after -€35,895 in 2024 €177,831 View
  • Positive: Among the best 5% on net resultsector median €6,064 · 16,725 companies €177,831 View
  • Active since 1980founded 31-10-1980 45 years View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Profit
€177,831
Solvency
35.7%
Total assets▲ 10.7%
Net result
20202025
Go to Financials

Timeline

Events
42
Since
1982
Next accounts
by 31-10-2026
  1. 31-03-2025Equity above €500,000
  2. 16-10-2024Annual accounts filed
  3. 21-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
31-10-1980
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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