DERAU COLOR
ActiveDERAU COLOR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €27k. Equity is shrinking by ~13.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 18% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+40
Solvency43▲+9
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 8.2 against 7.22 in 2024; short-term debt: 11.1% and cash: 55.8% of total assets), but 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
9.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7692 sector peers (2025).
NBB · sector comparisonPosition among 7692 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €51k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
22 d late
2022
22 d late
2021
22 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▲ 1,417%
2024 · €2k
2018: €12k
2019: €4k
2020: €-9k
2021: €1k
2022: €-36k
2023: €-18k
2024: €2k
2018 → 2025
Working capital
€234k▲ 14.7%
2024 · €204k
2018: €220k
2019: €247k
2020: €231k
2021: €235k
2022: €223k
2023: €211k
2024: €204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€40k▼ 47.3%€22k▼ 45.0%€24k▲ 8.2%€51k▲ 115%
Operating result€6k-€-34k€-17k▲ 50.7%€9k€39k▲ 338%
Net result€1k-€-36k€-18k▲ 49.8%€2k€27k▲ 1,417%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 338% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€25k▼ 23.6%
Current assets
€266k▲ 12.5%
Equity and liabilities €291k
Equity
€51k▲ 115%
Debt
€240k▼ 2.2%
The debt ratio falls from 91.2% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €21k
Cash flow
€39k▲
2024 · €14k
Solvency
17.5%▲
2024 · 8.8%
Current ratio
8.20▲
2024 · 7.22
Quick ratio
8.02▲
2024 · 7.08
Debt / equity
4.70▼
2024 · 10.32
ROE
53.4%▲
2024 · 7.6%
ROA
9.4%▲
2024 · 0.7%
Interest coverage
6.46▲
2024 · 2.49
Debt
€240k▼
2024 · €245k
Debt ≤ 1 year
€32k▼
2024 · €33k
Debt > 1 year
€206k=
2024 · €206k
Income taxes
€6k▲
2024 · €591
Staff costs
€429k▼
2024 · €469k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€291k▲
Fixed assets21/28€32k€25k▼
Tangible fixed assets22/27€32k€23k▼
Plant, machinery and equipment23€1k€704▼
Furniture and vehicles24€16k€9k▼
Other tangible fixed assets26€15k€14k▼
Financial fixed assets28-€2k
Current assets29/58€237k€266k▲
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€83k€92k▲
Trade receivables40€68k€77k▲
Other amounts receivable41€15k€15k▲
Cash at bank and in hand54/58€144k€163k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€269k€291k▲
Equity10/15€24k€51k▲
Contributions10/11€19k€19k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€-29k€-2k▲
Amounts payable17/49€245k€240k▼
Amounts payable after more than one year17€206k€206k=
Other amounts payable178/9€206k€206k=
Amounts payable within one year42/48€33k€32k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€1k€899▼
Taxes450/3€1k€899▼
Other amounts payable47/48€16k€16k=
Accrued charges and deferred income492/3€7k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€469k€429k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€499k€483k▼
Operating profit (loss)9901€9k€39k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€2k€33k▲
Income taxes67/77€591€6k▲
Profit (loss) for the period9904€2k€27k▲
Profit (loss) for the period to be appropriated9905€2k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-2k▲
Profit (loss) brought forward from the previous period14P€-31k€-29k▲
Social balance
Average headcount (FTE)908711.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €27k ▲1417%
Operating result €39k, net result €27k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-36k ▼3236%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Commerce(LUT) 246238 Pont-à-CellesGround area
101 m²
Building footprint
63 m²
Volume, LiDAR
590 m³
Parcel 52042A0308/00B008, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Commerce(LUT) 24, 6238 Pont-à-Celles
since 20152.247.122.190
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52042A0308/00B008 | Wallonia | 101 m² | 1 · 63 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
6 categoriesDERAU COLOR SRL36819
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Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 2,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2015
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.