Skip to content

DERATO

Active
Private limited companyfounded 2009active for 17 yearsHoutseweg 11, 2340 Beerse, BelgiumKBO/BCE: BE 0820.368.788
Summary

DERATO has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,086 and a net result of €40,858. Equity has been growing by about 23% per year since 2023. Its solvency ranks better than 95% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-10-2009 Normal situation
Activity
Agents in the wholesale of timber and building materials NACE 46130
Establishment unit
2.182.935.708 2340 Beerse, since 01-12-2009
Financial year end
31 December
Peppol
Reachable since 27-08-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€74,838
▼ 3.0%
Turnover
≈ €350,000
estimated
Profit
€40,858
▲ 0.3%
Equity
€218,086
▲ 23.1%
Total assets
€230,195
▲ 18.8%
Score breakdownlowers riskLiquidity: current ratio 19.25, cash €204,397Equity €218,086 (94.7% of total assets)Founded in 2009Size: total assets €230,195Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.7% of total assets
Liquidity 100=
short-term debt 5.0% · cash 88.8%
Profitability 91-4
return on assets 17.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1%highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.25 (16.81 in 2024), above the usual 1.5. Short-term debt is 5% and cash 88.8% of total assets. 5.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 85% on profitability and 78% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 19.25, cash €204,397
NBB · annual accounts
lowers risk · Equity €218,086 (94.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €230,195
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
73 days early
2024
44 days early
2023
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 49 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in wholesale tradesector median 40.6% · 13,741 companies 94.7% View

Recent changes

  1. · Gazette deed Change of role: WIJNS Tom, from manager to director
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as DERATO: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €197,000 and €278,000, founded between 2008 and 2011.

CompanyTotal assetsGross margin
DERATO Beerse€230,195€74,838
BELGIAN TIMBER Waregem€243,311€66,237
LS SERVICE Beernem€266,261€68,769
V.C.M.D. La Louvière€196,924€70,382
IMO Houthalen-Helchteren€260,185€84,499
TECHNI-MAT Anhée€278,356€84,431
Essenor Holsbeek€200,769€67,269
Full comparison

Key facts about DERATO

What is the company number of DERATO?
The company number of DERATO is 0820.368.788. The VAT number is the same number with BE in front: BE 0820.368.788.
Where is DERATO based?
The registered office is at Houtseweg 11, 2340 Beerse.Company details
What does DERATO do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of DERATO?
The legal form of DERATO is Private limited company (BV).
When was DERATO founded?
DERATO was founded on 30-10-2009.
Is DERATO still active?
Yes, DERATO is an active enterprise in the KBO register.
What is the turnover of DERATO?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €74,838 and 30 comparable companies (NACE 461). It probably lies between €180,000 and €820,000.Financials
Is DERATO profitable?
In financial year 2025, DERATO made a profit of €40,858.
Where can I find the annual accounts of DERATO?
DERATO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DERATO due?
DERATO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.