Derano
ActiveDerano has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €2k. Equity is shrinking by ~38.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 29% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency49▼-33
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.51 against 1.16 in 2024; short-term debt: 69% and cash: 19.1% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.9%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
99 d early
2024
66 d early
2023
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 65.2%
2024 · €74k
2023: €83k
2024: €74k
2023 → 2025
Total assets
€108k▼ 16.3%
2024 · €129k
2023: €146k
2024: €129k
2023 → 2025
Net result
€2k▼ 66.8%
2024 · €6k
2023: €17k
2024: €6k
2023 → 2025
Working capital
€-36k
2024 · €7k
2023: €20k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€83k-€74k▼ 11.3%€26k▼ 65.2%
Operating result€24k-€11k▼ 52.8%€7k▼ 37.5%
Net result€17k-€6k▼ 66.0%€2k▼ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€69k▼ 13.9%
Current assets
€38k▼ 20.4%
Equity and liabilities €108k
Equity
€26k▼ 65.2%
Debt
€82k▲ 49.4%
The debt ratio rises from 42.6% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €22k
Cash flow
€13k▼
2024 · €17k
Solvency
23.9%▼
2024 · 57.4%
Current ratio
0.51▼
2024 · 1.16
Quick ratio
0.51▼
2024 · 1.16
Debt / equity
3.19▲
2024 · 0.74
ROE
7.3%▼
2024 · 7.6%
ROA
1.7%▼
2024 · 4.4%
Interest coverage
27.70▲
2024 · 27.59
Debt
€82k▲
2024 · €55k
Debt ≤ 1 year
€74k▲
2024 · €41k
Debt > 1 year
€8k▼
2024 · €14k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€108k▼
Fixed assets21/28€81k€69k▼
Tangible fixed assets22/27€81k€69k▼
Land and buildings22€73k€67k▼
Plant, machinery and equipment23€2k€888▼
Furniture and vehicles24€6k€2k▼
Financial fixed assets28€50€50=
Current assets29/58€48k€38k▼
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€13k€13k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€24k€21k▼
Deferred charges and accrued income490/1€6k€857▼
Equity and liabilities
Total equity and liabilities10/49€129k€108k▼
Equity10/15€74k€26k▼
Contributions10/11€19k€19k▲
Reserves13€55k€7k▼
Distributable reserves133€55k€7k▼
Amounts payable17/49€55k€82k▲
Amounts payable after more than one year17€14k€8k▼
Financial debts170/4€14k€8k▼
Amounts payable within one year42/48€41k€74k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€775€355▼
Suppliers440/4€775€355▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€20k€18k▼
Other amounts payable47/48€15k€50k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€23k€19k▼
Operating profit (loss)9901€11k€7k▼
Financial income75/76B€364€276▼
Recurring financial income75€364€276▼
Financial charges65/66B€800€653▼
Recurring financial charges65€800€653▼
Profit (loss) for the period before taxes9903€11k€7k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€2k▼
Transfer from equity791/2€15k€50k▲
Transfer to equity691/2€6k€2k▼
To other reserves6921€6k€2k▼
Profit to be distributed694/7€15k€50k▲
Return on contributions (dividend)694€15k€50k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼66.8%
Net result drops to €2k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kokerijstraat 83A9310 AalstGround area
2,010 m²
Building footprint
274 m²
Volume, LiDAR
366 m³
2 parcels, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Derano
since 20162.258.869.385
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41039A0375/00N000 | Flanders | 1,028 m² | 1 · 124 m² | 6.8 m · 1 fl. |
| 41039A0375/00R000 | Flanders | 982 m² | 1 · 150 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0534.699.632
Lummen · Eq €26k
Kenneth Vansweevelt
BE 0735.968.494
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Van Broeckhoven Consulting
BE 1023.069.193
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2016
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.