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Deraedt Wim

Active
Private limited company (pre-2019)founded 200917 yrs activeBeckhofstraat 26, 8820 Torhout, BelgiumKBO/BCE: BE 0809.828.254
Summary

Deraedt Wim has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207k and a net result of €32k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability77▼-5
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 3.05 in 2024; short-term debt: 17% of total assets), but 57.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.2%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
61 d late
2022
70 d late
2021
43 d late
2020
31 d late
2019
122 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€207k▲ 18.5%
2024 · €174k
2018: €36k 2019: €36k▼ -1.9% vs 2018lowest in 8 years 2020: €42k▲ +17.9% vs 2019 2021: €67k▲ +59.6% vs 2020 2022: €102k▲ +51.4% vs 2021 2023: €126k▲ +23.8% vs 2022 2024: €174k▲ +38.7% vs 2023 2025: €207k▲ +18.5% vs 2024highest in 8 years
2018 → 2025
Total assets
€489k▲ 3.9%
2024 · €471k
2018: €464k 2019: €451k▼ -2.8% vs 2018 2020: €427k▼ -5.4% vs 2019lowest in 8 years 2021: €437k▲ +2.3% vs 2020 2022: €465k▲ +6.5% vs 2021 2023: €464k▼ -0.2% vs 2022 2024: €471k▲ +1.5% vs 2023 2025: €489k▲ +3.9% vs 2024highest in 8 years
2018 → 2025
Net result
€32k▼ 33.8%
2024 · €49k
2018: €-18klowest in 8 years 2019: €-694▲ +96.2% vs 2018 2020: €6k▲ +1019% vs 2019 2021: €25k▲ +293% vs 2020 2022: €34k▲ +37.6% vs 2021 2023: €24k▼ -29.8% vs 2022 2024: €49k▲ +101% vs 2023highest in 8 years 2025: €32k▼ -33.8% vs 2024
2018 → 2025
Working capital
€169k▲ 8.0%
2024 · €156k
2018: €84k 2019: €68k▼ -19.7% vs 2018 2020: €64k▼ -5.6% vs 2019lowest in 8 years 2021: €78k▲ +21.4% vs 2020 2022: €104k▲ +34.3% vs 2021 2023: €119k▲ +14.4% vs 2022 2024: €156k▲ +31.2% vs 2023 2025: €169k▲ +8.0% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€67k-€102k▲ 51.4%€126k▲ 23.8%€174k▲ 38.7%€207k▲ 18.5% 2021: €67klowest in 5 years 2022: €102k▲ +51.4% vs 2021 2023: €126k▲ +23.8% vs 2022 2024: €174k▲ +38.7% vs 2023 2025: €207k▲ +18.5% vs 2024highest in 5 years
Operating result€47k-€58k▲ 24.6%€44k▼ 25.4%€69k▲ 58.4%€51k▼ 26.2% 2021: €47k 2022: €58k▲ +24.6% vs 2021 2023: €44k▼ -25.4% vs 2022lowest in 5 years 2024: €69k▲ +58.4% vs 2023highest in 5 years 2025: €51k▼ -26.2% vs 2024
Net result€25k-€34k▲ 37.6%€24k▼ 29.8%€49k▲ 101%€32k▼ 33.8% 2021: €25k 2022: €34k▲ +37.6% vs 2021 2023: €24k▼ -29.8% vs 2022lowest in 5 years 2024: €49k▲ +101% vs 2023highest in 5 years 2025: €32k▼ -33.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €47k€47kNet result 2021: €25k€25kOperating result 2022: €58k€58kNet result 2022: €34k€34kOperating result 2023: €44k€44kNet result 2023: €24k€24kOperating result 2024: €69k€69kNet result 2024: €49k€49kOperating result 2025: €51k€51kNet result 2025: €32k€32k20212022202320242025€0€20k€40k€60kOperating result 2023: €44k€44kNet result 2023: €24k€24kOperating result 2024: €69k€69kNet result 2024: €49k€49kOperating result 2025: €51k€51kNet result 2025: €32k€32k202320242025
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €489k
Fixed assets €238k ▼ 0.4%
Current assets €252k ▲ 8.2%
Equity and liabilities €489k
Equity €207k ▲ 18.5%
Provisions €2k ▼ 4.8%
Debt €280k ▼ 4.7%
Debt's share of the balance-sheet total falls from 62.5% to 57.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€75k▼
2024 · €88k
Cash flow
€56k▼
2024 · €68k
Current ratio
3.03▼
2024 · 3.05
Debt to equity
1.36▼
2024 · 1.69
ROE
15.6%▼
2024 · 27.9%
ROA
6.6%▼
2024 · 10.3%
Interest coverage
8.38▼
2024 · 10.40
Debt ≤ 1 year
€83k▲
2024 · €76k
Debt > 1 year
€198k▼
2024 · €218k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€471k€489k▲
Fixed assets21/28€238k€238k▼
Tangible fixed assets22/27€238k€238k▼
Land and buildings22€238k€219k▼
Plant, machinery and equipment23€307€65▼
Furniture and vehicles24-€18k
Financial fixed assets28€0-
Current assets29/58€233k€252k▲
Amounts receivable within one year40/41€232k€247k▲
Trade receivables40€144k€136k▼
Other amounts receivable41€88k€111k▲
Deferred charges and accrued income490/1€356€5k▲
Equity and liabilities
Total equity and liabilities10/49€471k€489k▲
Equity10/15€174k€207k▲
Contributions10/11€22k€22k=
Reserves13€153k€153k▼
Non-distributable reserves130/1€900€900=
Reserves not available under the articles1311€900€900=
Tax-exempt reserves132€22k€22k▼
Distributable reserves133€130k€130k=
Profit (loss) carried forward14-€33k
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€294k€280k▼
Amounts payable after more than one year17€218k€198k▼
Financial debts170/4€218k€198k▼
Amounts payable within one year42/48€76k€83k▲
Current portion of amounts payable after more than one year42€31k€37k▲
Financial debts43€8k€12k▲
Credit institutions430/8€8k€12k▲
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€29k€31k▲
Taxes450/3€29k€31k▲
Income statement Code20242025
Non-recurring operating income76A-€908
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€24k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€91k€77k▼
Operating profit (loss)9901€69k€51k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€65k€46k▼
Transfer from deferred taxes780€101€101=
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€49k€32k▼
Transfer from tax-exempt reserves789€304€304=
Profit (loss) for the period to be appropriated9905€49k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€33k▼
Transfer to equity691/2€49k-
To other reserves6921€49k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€0---€908-
Remuneration, social security and pensions62€0-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k€21k€19k€24k▲ 22.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-----
Other operating charges640/8€1k€2k€2k€2k€2k▼ 3.4%
Gross operating margin9900€70k€82k€67k€91k€77k▼ 15.2%
Operating profit (loss)9901€47k€58k€44k€69k€51k▼ 26.2%
Financial income75/76B€1k€2k€3k€4k€4k▲ 3.9%
Recurring financial income75€1k€2k€3k€4k€4k▲ 3.9%
Financial charges65/66B€10k€10k€10k€9k€9k▲ 4.8%
Recurring financial charges65€10k€10k€10k€9k€9k▲ 4.8%
Profit (loss) for the period before taxes9903€38k€51k€37k€65k€46k▼ 28.3%
Transfer from deferred taxes780€84€101€101€101€101=
Transfer to deferred taxes680€0-----
Income taxes67/77€13k€16k€13k€16k€14k▼ 11.6%
Profit (loss) for the period9904€25k€34k€24k€49k€32k▼ 33.8%
Transfer from tax-exempt reserves789€253€304€304€304€304=
Transfer to tax-exempt reserves689€0-----
Profit (loss) for the period to be appropriated9905€25k€35k€25k€49k€33k▼ 33.6%
Line20212022202320242025Change
Assets
Total assets20/58€437k€465k€464k€471k€489k▲ 3.9%
Fixed assets21/28€300k€279k€258k€238k€238k▼ 0.4%
Tangible fixed assets22/27€300k€279k€258k€238k€238k▼ 0.4%
Land and buildings22€296k€276k€257k€238k€219k▼ 8.0%
Plant, machinery and equipment23€1k€791€549€307€65▼ 78.8%
Furniture and vehicles24€3k€1k€0-€18k-
Financial fixed assets28€25€25€25€0--
Current assets29/58€137k€186k€206k€233k€252k▲ 8.2%
Amounts receivable within one year40/41€136k€185k€206k€232k€247k▲ 6.3%
Trade receivables40€105k€116k€128k€144k€136k▼ 5.7%
Other amounts receivable41€31k€70k€78k€88k€111k▲ 26.0%
Deferred charges and accrued income490/1€1k€1k€217€356€5k▲ 1,245%
Equity and liabilities
Total equity and liabilities10/49€437k€465k€464k€471k€489k▲ 3.9%
Equity10/15€67k€102k€126k€174k€207k▲ 18.5%
Contributions10/11€22k€22k€22k€22k€22k=
Reserves13€46k€80k€104k€153k€153k▼ 0.2%
Non-distributable reserves130/1€900€900€900€900€900=
Reserves not available under the articles1311€900€900€900€900€900=
Tax-exempt reserves132€23k€23k€23k€22k€22k▼ 1.4%
Distributable reserves133€22k€56k€81k€130k€130k=
Profit (loss) carried forward14€-243€0--€33k-
Provisions and deferred taxes16€2k€2k€2k€2k€2k▼ 4.8%
Deferred taxes168€2k€2k€2k€2k€2k▼ 4.8%
Amounts payable17/49€367k€361k€336k€294k€280k▼ 4.7%
Amounts payable after more than one year17€308k€279k€249k€218k€198k▼ 9.4%
Financial debts170/4€308k€279k€249k€218k€198k▼ 9.4%
Amounts payable within one year42/48€59k€82k€87k€76k€83k▲ 8.7%
Current portion of amounts payable after more than one year42€28k€30k€30k€31k€37k▲ 19.2%
Financial debts43€11k€13k€11k€8k€12k▲ 54.8%
Credit institutions430/8€11k€13k€11k€8k€12k▲ 54.8%
Trade debts44€6k€10k€17k€9k€4k▼ 58.6%
Suppliers440/4€6k€10k€17k€9k€4k▼ 58.6%
Taxes, remuneration and social security45€14k€29k€29k€29k€31k▲ 6.3%
Taxes450/3€14k€29k€29k€29k€31k▲ 6.3%
Line20212022202320242025Change
Profit (loss) for the period9904€25k€34k€24k€49k€32k▼ 33.8%
+ Depreciation and write-downs630€22k€21k€21k€19k€24k▲ 22.6%
Operating cash flow (approximation)€47k€56k€45k€68k€56k▼ 17.8%
Investment in fixed assets (approximation)-€0€0€25€-23k▼ 92,196%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Equity above €200kEq €207k ▲18.5%
6 profitable years in a row build equity to €207k.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2018net €49k ▲101%
Operating result €69k, net result €49k, both a record.
31-12
Financial Equity above €150kEq €174k ▲38.7%
5 profitable years in a row build equity to €174k.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial Equity above €100kEq €102k ▲51.4%
3 profitable years in a row build equity to €102k.
12-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Show earlier events
2019
15-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
651 m²
Building footprint
224 m²
Parcel 31523F0072/00A002, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Deraedt Wim VOF
Beckhofstraat 26, 8820 TorhoutWholesale trade
since 20092.177.660.985
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31523F0072/00A002 Flanders 651 m² 1 · 224 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,685 companies in sector 86951 we hold annual accounts for 2,142. 1,598 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy

Scores and ratios are computed by Checked and are not a credit decision.