DERA G
ActiveSummary
DERA G has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,313 and a net result of -€6,386. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 1222 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-3
Solvency62▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.74 against 3.01 in 2024; short-term debt: 58% and cash: 17% of total assets), and 63.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
-5.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€6,386
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
19 d early
2022
25 d early
2021
30 d early
2020
31 d early
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€44,313▼ 65.4%
2024 · €128,200
Total assets
€120,571▼ 47.2%
2024 · €228,317
Net result
-€6,386▲ 24.9%
2024 · -€8,501
Working capital
-€17,931
2024 · €88,693
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€87,412▲ 74.9%€21,625▼ 75.3%€1,410▼ 93.5%-€8,462-€6,119▲ 27.7%
Net result€59,776above the sector's middle half▲ 54.4%€12,932within the sector's middle half▼ 78.4%€796below the sector's middle half▼ 93.8%-€8,501below the sector's middle half-€6,386below the sector's middle half▲ 24.9%
Equity€122,972above the sector's middle half▲ 73.9%€135,905within the sector's middle half▲ 10.5%€136,701within the sector's middle half▲ 0.6%€128,200above the sector's middle half▼ 6.2%€44,313below the sector's middle half▼ 65.4%
Total assets€434,414above the sector's middle half▼ 36.0%€294,898below the sector's middle half▼ 32.1%€265,568below the sector's middle half▼ 9.9%€228,317within the sector's middle half▼ 14.0%€120,571below the sector's middle half▼ 47.2%
Debt€311,442▼ 48.8%€158,993▼ 48.9%€128,867▼ 18.9%€100,116▼ 22.3%€76,258▼ 23.8%
Working capital€23,157▼ 49.8%€118,614▲ 412%€103,276▼ 12.9%€88,693▼ 14.1%-€17,931
Solvency28.3%within the sector's middle half▲ 17.9pp46.1%within the sector's middle half▲ 17.8pp51.5%within the sector's middle half▲ 5.4pp56.2%within the sector's middle half▲ 4.7pp36.8%within the sector's middle half▼ 19.4pp
Staff (FTE)2.2▼ 38.9%0.3below the sector's middle half▼ 86.4%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,119 in 2025 against €8,462 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120,571
Fixed assets
€68,568 ▼ 28.3%
Current assets
€52,002 ▼ 60.8%
Equity and liabilities €120,571
Equity
€44,313 ▼ 65.4%
Debt
€76,258 ▼ 23.8%
Debt's share of the balance-sheet total rises from 43.8% to 63.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15,034▼
2024 · €36,952
Cash flow
€14,767▼
2024 · €36,913
Current ratio
0.74▼
2024 · 3.01
Quick ratio
0.56▼
2024 · 3.01
Debt to equity
1.72▲
2024 · 0.78
ROE
-14.4%▼
2024 · -6.6%
ROA
-5.3%▼
2024 · -3.7%
Interest coverage
5.85▼
2024 · 11.23
Debt ≤ 1 year
€69,934▲
2024 · €44,046
Debt > 1 year
€6,324▼
2024 · €56,071
Income taxes
€261▼
2024 · €387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €81,133 | €82,895 | €30,111 | - | €5,472 | - |
| Remuneration, social security and pensions62 | €120,946 | €22,256 | - | -€301 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,217 | €42,196 | €42,634 | €45,414 | €21,153 | ▼ 53.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5,243 | - | - | - | - | - |
| Other operating charges640/8 | €3,276 | €2,416 | €1,376 | €895 | €1,605 | ▲ 79.3% |
| Non-recurring operating charges66A | €14,278 | €3,500 | €3,100 | €2,340 | - | - |
| Gross operating margin9900 | €284,372 | €91,993 | €48,520 | €39,886 | €16,639 | ▼ 58.3% |
| Operating profit (loss)9901 | €87,412 | €21,625 | €1,410 | -€8,462 | -€6,119 | ▲ 27.7% |
| Financial income75/76B | €2,663 | €2,923 | €3,465 | €3,637 | €2,562 | ▼ 29.6% |
| Recurring financial income75 | €0 | €597 | €120 | €89 | €119 | ▲ 33.2% |
| Non-recurring financial income76B | €2,663 | €2,326 | €3,344 | €3,548 | €2,443 | ▼ 31.1% |
| Financial charges65/66B | €8,535 | €3,696 | €3,211 | €3,290 | €2,568 | ▼ 21.9% |
| Recurring financial charges65 | €8,535 | €3,696 | €3,211 | €3,290 | €2,568 | ▼ 21.9% |
| Profit (loss) for the period before taxes9903 | €81,540 | €20,852 | €1,664 | -€8,114 | -€6,125 | ▲ 24.5% |
| Income taxes67/77 | €21,764 | €7,920 | €868 | €387 | €261 | ▼ 32.6% |
| Profit (loss) for the period9904 | €59,776 | €12,932 | €796 | -€8,501 | -€6,386 | ▲ 24.9% |
| Profit (loss) for the period to be appropriated9905 | €59,776 | €12,932 | €796 | -€8,501 | -€6,386 | ▲ 24.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €434,414 | €294,898 | €265,568 | €228,317 | €120,571 | ▼ 47.2% |
| Fixed assets21/28 | €206,581 | €81,112 | €120,893 | €95,578 | €68,568 | ▼ 28.3% |
| Tangible fixed assets22/27 | €206,581 | €81,112 | €120,893 | €95,578 | €68,568 | ▼ 28.3% |
| Plant, machinery and equipment23 | €5,845 | €3,975 | €2,768 | €2,724 | €4,753 | ▲ 74.5% |
| Furniture and vehicles24 | €200,736 | €77,137 | €118,125 | €92,854 | €63,815 | ▼ 31.3% |
| Current assets29/58 | €227,833 | €213,787 | €144,675 | €132,738 | €52,002 | ▼ 60.8% |
| Stocks and contracts in progress3 | - | - | - | - | €12,610 | - |
| Stocks30/36 | - | - | - | - | €12,610 | - |
| Amounts receivable within one year40/41 | €209,054 | €31,687 | €100,413 | €48,775 | €18,849 | ▼ 61.4% |
| Trade receivables40 | €135,450 | €25,042 | €99,446 | €44,504 | €17,464 | ▼ 60.8% |
| Other amounts receivable41 | €73,603 | €6,646 | €967 | €4,270 | €1,385 | ▼ 67.6% |
| Cash at bank and in hand54/58 | €18,779 | €182,099 | €44,262 | €83,964 | €20,543 | ▼ 75.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €434,414 | €294,898 | €265,568 | €228,317 | €120,571 | ▼ 47.2% |
| Equity10/15 | €122,972 | €135,905 | €136,701 | €128,200 | €44,313 | ▼ 65.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Other1109/19 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €110,572 | €123,505 | €124,301 | €115,800 | €31,913 | ▼ 72.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €108,712 | €121,645 | €122,441 | €113,940 | €30,053 | ▼ 73.6% |
| Amounts payable17/49 | €311,442 | €158,993 | €128,867 | €100,116 | €76,258 | ▼ 23.8% |
| Amounts payable after more than one year17 | €106,766 | €63,821 | €87,468 | €56,071 | €6,324 | ▼ 88.7% |
| Financial debts170/4 | €106,766 | €63,821 | €87,468 | €56,071 | €6,324 | ▼ 88.7% |
| Amounts payable within one year42/48 | €204,676 | €95,173 | €41,399 | €44,046 | €69,934 | ▲ 58.8% |
| Current portion of amounts payable after more than one year42 | €78,352 | €18,707 | €30,727 | €31,398 | €19,398 | ▼ 38.2% |
| Trade debts44 | €87,989 | €46,535 | €3,399 | €701 | €326 | ▼ 53.6% |
| Suppliers440/4 | €87,989 | €46,535 | €3,399 | €701 | €326 | ▼ 53.6% |
| Taxes, remuneration and social security45 | €14,673 | €29,931 | €7,272 | €11,935 | €5,842 | ▼ 51.1% |
| Taxes450/3 | €11,764 | €23,931 | €7,272 | €11,935 | €5,842 | ▼ 51.1% |
| Remuneration and social security454/9 | €2,909 | €6,000 | - | - | - | - |
| Other amounts payable47/48 | €23,663 | - | - | €13 | €44,368 | ▲ 354,848% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,776 | €12,932 | €796 | -€8,501 | -€6,386 | ▲ 24.9% |
| + Depreciation and write-downs630 | €53,217 | €42,196 | €42,634 | €45,414 | €21,153 | ▼ 53.4% |
| Operating cash flow (approximation) | €112,994 | €55,128 | €43,430 | €36,913 | €14,767 | ▼ 60.0% |
| Investment in fixed assets (approximation) | - | €83,274 | -€82,415 | -€20,099 | €5,857 | ▲ 129% |
| Change in cash | - | €163,320 | -€137,837 | €39,702 | -€63,420 | ▼ 260% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€8,501
Net result drops to -€8,501, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.25
Current ratio from 1.11 to 2.25; short-term debt falls from €204,676 to €95,173.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €59,776 ▲54.4%
Operating result €87,412, net result €59,776, both a record.
31-12
Financial
Equity above €100,000Eq €122,972 ▲73.9%
3 profitable years in a row build equity to €122,972.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2018
Ground area
1,037 m²
Building footprint
109 m²
Parcel 46013C1124/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
DERA G
since 20182.278.315.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013C1124/00F000 | Flanders | 1,037 m² | 1 · 109 m² | 0.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 56 EUR awarded · 56 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 56 EUR | 56 EUR |
Recognitions · licences · registrations
Recognised contractor
14 categoriesDERA G BV46097
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Of 21,225 companies in sector 81300 we hold annual accounts for 4,369. 3,569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0700630703
Also
9925:BE0700630703
Registered
17-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.