DEPANNE TOIT
ActiveThe computed 12-month bankruptcy probability of DEPANNE TOIT is 2.2% (moderate). The 2025 annual accounts show equity of €97k and a net result of €54k. Its solvency ranks better than 76% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+12
Growth52
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 3.53 against 2.51 in 2024; short-term debt: 28.3% and cash: 80.3% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
39.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 82.2%
2024 · €53k
2024: €53k
2024 → 2025
Total assets
€135k▲ 53.6%
2024 · €88k
2024: €88k
2024 → 2025
Net result
€54k▼ 12.2%
2024 · €61k
2024: €61k
2024 → 2025
Working capital
€97k▲ 83.9%
2024 · €53k
2024: €53k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€53k-€97k▲ 82.2%
Operating result€78k-€74k▼ 5.3%
Net result€61k-€54k▼ 12.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€50
Current assets
€135k
Equity and liabilities €135k
Equity
€97k▲ 82.2%
Debt
€38k▲ 9.9%
The debt ratio falls from 39.6% to 28.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €79k
Cash flow
€54k▼
2024 · €62k
Solvency
71.7%▲
2024 · 60.4%
Current ratio
3.53▲
2024 · 2.51
Quick ratio
3.53▲
2024 · 2.51
Debt / equity
0.39▼
2024 · 0.65
ROE
55.4%▼
2024 · 115.0%
ROA
39.7%▼
2024 · 69.5%
Interest coverage
437.13▼
2024 · 3437.33
Debt
€38k▲
2024 · €35k
Debt ≤ 1 year
€38k▲
2024 · €35k
Income taxes
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€135k▲
Formation expenses20€532-
Fixed assets21/28-€50
Financial fixed assets28-€50
Current assets29/58€88k€135k▲
Amounts receivable within one year40/41€5k€27k▲
Trade receivables40€3k€25k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€82k€109k▲
Equity and liabilities
Total equity and liabilities10/49€88k€135k▲
Equity10/15€53k€97k▲
Contributions10/11€2k€2k=
Reserves13€10k€94k▲
Distributable reserves133€10k€94k▲
Profit (loss) carried forward14€41k€978▼
Amounts payable17/49€35k€38k▲
Amounts payable within one year42/48€35k€38k▲
Trade debts44€155€403▲
Suppliers440/4€155€403▲
Taxes, remuneration and social security45€23k€27k▲
Taxes450/3€22k€25k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€11k€11k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€716€532▼
Other operating charges640/8€1k€915▼
Gross operating margin9900€80k€75k▼
Operating profit (loss)9901€78k€74k▼
Financial income75/76B€104€185▲
Recurring financial income75€104€185▲
Financial charges65/66B€23€170▲
Recurring financial charges65€23€170▲
Profit (loss) for the period before taxes9903€78k€74k▼
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€61k€54k▼
Profit (loss) for the period to be appropriated9905€61k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€95k▲
Profit (loss) brought forward from the previous period14P-€41k
Transfer to equity691/2€10k€84k▲
To other reserves6921€10k€84k▲
Profit to be distributed694/7€10k€10k=
Return on contributions (dividend)694€10k€10k=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Berchon 827340 ColfontaineGround area
208 m²
Building footprint
55 m²
Volume, LiDAR
476 m³
Parcel 53079A0165/00S000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DEPANNE TOIT
since 20232.354.109.925
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53079A0165/00S000 | Wallonia | 208 m² | 1 · 55 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOGAERT ODIEL
BE 0453.622.577
Knokke-Heist · Eq €97k
Gilles G. Toiture
BE 0712.824.690
Sambreville · Eq €97k
GOBLET TOITURE
BE 0783.237.386
Welkenraedt · Eq €97k
DAUWE JOHAN
BE 0508.948.112
Sint-Laureins · Eq €97k
DAKWERKEN STEVE
BE 0895.798.760
Antwerpen · Eq €97k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,803 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41002Construction of residential and non-residential buildings
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.