DEP 23
ActiveThe computed 12-month bankruptcy probability of DEP 23 is 2.2% (moderate). The 2025 annual accounts show equity of €15k and a net result of €11k. Its solvency ranks better than 34% of 1522 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency21
Growth-
Stability67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.01), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.2%
Return on assets
11.1%
Age of the figures
11 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-06-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€96k
Net result
€11k
Working capital
€840
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €95k
Fixed assets
€22k
Current assets
€73k
Equity and liabilities €96k
Equity
€15k
Debt
€82k
Debt finances 84.8% of the balance-sheet total.
Key figures and ratios
Solvency
15.2%
Current ratio
1.01
Quick ratio
0.77
Debt / equity
5.57
ROE
72.7%
ROA
11.1%
Debt
€82k
Debt ≤ 1 year
€72k
Debt > 1 year
€9k
Income taxes
€3k
Staff costs
€85k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€96k
Formation expenses20€1k
Fixed assets21/28€22k
Tangible fixed assets22/27€22k
Plant, machinery and equipment23€3k
Furniture and vehicles24€19k
Current assets29/58€73k
Stocks and contracts in progress3€17k
Stocks30/36€17k
Amounts receivable within one year40/41€38k
Trade receivables40€37k
Other amounts receivable41€1k
Cash at bank and in hand54/58€18k
Equity and liabilities
Total equity and liabilities10/49€96k
Equity10/15€15k
Contributions10/11€4k
Profit (loss) carried forward14€11k
Amounts payable17/49€82k
Amounts payable after more than one year17€9k
Financial debts170/4€9k
Amounts payable within one year42/48€72k
Financial debts43€4k
Credit institutions430/8€4k
Trade debts44€48k
Suppliers440/4€48k
Taxes, remuneration and social security45€9k
Taxes450/3€5k
Remuneration and social security454/9€4k
Other amounts payable47/48€11k
Income statement
Code2025
Remuneration, social security and pensions62€85k
Other operating charges640/8€666
Gross operating margin9900€108k
Operating profit (loss)9901€22k
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 12180 AntwerpenGround area
66 m²
Building footprint
66 m²
Volume, LiDAR
715 m³
Parcel 11364F0448/00V000, Flanders · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DEP 23
since 20242.362.508.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0448/00V000 | Flanders | 66 m² | 1 · 66 m² | 12.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.362.508.541
Similar companies · same sector, comparable size
3,2,1 PATISSEZ
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DE ZOTTE MORGEN
BE 0762.660.322
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BAKKERIJ DEMARTIN - COOLS
BE 0438.013.792
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VRANCKX-VAUSE SPRL
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Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 1,096 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2024
Fiscal year end30-09
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.