DENTISTE GERY NINOVE
ActiveDENTISTE GERY NINOVE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €361k and a net result of €77k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 19905 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.62 against 6.18 in 2023; short-term debt: 19.1% and cash: 29.6% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.3%
Return on assets
17.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
64 d late
2022
59 d late
2021
61 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€361k▲ 13.4%
2023 · €318k
2018: €86k
2019: €120k
2020: €163k
2021: €194k
2022: €257k
2023: €318k
2018 → 2024
Total assets
€449k▲ 17.2%
2023 · €383k
2018: €189k
2019: €210k
2020: €220k
2021: €260k
2022: €361k
2023: €383k
2018 → 2024
Net result
€77k▲ 24.8%
2023 · €61k
2018: €2k
2019: €54k
2020: €42k
2021: €61k
2022: €85k
2023: €61k
2018 → 2024
Working capital
€310k▲ 17.9%
2023 · €263k
2018: €60k
2019: €81k
2020: €133k
2021: €175k
2022: €192k
2023: €263k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€163k-€194k▲ 18.9%€257k▲ 32.7%€318k▲ 23.9%€361k▲ 13.4%
Operating result€89k-€86k▼ 3.8%€132k▲ 53.5%€104k▼ 21.3%€106k▲ 1.5%
Net result€42k-€61k▲ 43.6%€85k▲ 40.2%€61k▼ 28.0%€77k▲ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €449k
Fixed assets
€53k▼ 23.0%
Current assets
€396k▲ 26.1%
Equity and liabilities €449k
Equity
€361k▲ 13.4%
Debt
€88k▲ 36.0%
The debt ratio rises from 17.0% to 19.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▲
2023 · €128k
Cash flow
€100k▲
2023 · €86k
Solvency
80.3%▼
2023 · 83.0%
Current ratio
4.62▼
2023 · 6.18
Quick ratio
4.62▼
2023 · 6.18
Debt / equity
0.25▲
2023 · 0.20
ROE
21.2%▲
2023 · 19.3%
ROA
17.1%▲
2023 · 16.0%
Interest coverage
141.09▼
2023 · 156.86
Debt
€88k▲
2023 · €65k
Debt ≤ 1 year
€86k▲
2023 · €51k
Debt > 1 year
€3k▼
2023 · €14k
Income taxes
€28k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€383k€449k▲
Fixed assets21/28€69k€53k▼
Tangible fixed assets22/27€69k€53k▼
Plant, machinery and equipment23€832€519▼
Furniture and vehicles24€51k€34k▼
Other tangible fixed assets26€17k€19k▲
Current assets29/58€314k€396k▲
Amounts receivable within one year40/41€222k€259k▲
Other amounts receivable41€222k€259k▲
Cash at bank and in hand54/58€87k€133k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€383k€449k▲
Equity10/15€318k€361k▲
Contributions10/11€19k€19k=
Reserves13€329k€371k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311-€2k
Other1319€2k-
Distributable reserves133€327k€369k▲
Profit (loss) carried forward14€-29k€-29k=
Amounts payable17/49€65k€88k▲
Amounts payable after more than one year17€14k€3k▼
Financial debts170/4€14k€3k▼
Amounts payable within one year42/48€51k€86k▲
Current portion of amounts payable after more than one year42€27k€27k▼
Trade debts44€22k€7k▼
Suppliers440/4€22k€7k▼
Taxes, remuneration and social security45€2k€18k▲
Taxes450/3€2k€18k▲
Other amounts payable47/48-€34k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€1€0▼
Gross operating margin9900€131k€131k▲
Operating profit (loss)9901€104k€106k▲
Financial income75/76B€47€77▲
Recurring financial income75€47€77▲
Financial charges65/66B€818€912▲
Recurring financial charges65€818€912▲
Profit (loss) for the period before taxes9903€103k€105k▲
Income taxes67/77€42k€28k▼
Profit (loss) for the period9904€61k€77k▲
Profit (loss) for the period to be appropriated9905€61k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€48k▲
Profit (loss) brought forward from the previous period14P€-29k€-29k=
Transfer to equity691/2€61k€43k▼
To other reserves6921€61k€43k▼
Profit to be distributed694/7-€34k
Directors or managers695-€34k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2018net €85k ▲40.2%
Operating result €132k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €257k ▲32.7%
5 profitable years in a row build equity to €257k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €163k ▲35.2%
3 profitable years in a row build equity to €163k.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-12
Financial
Equity above €100kEq €120k ▲39.4%
2 profitable years in a row build equity to €120k.
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château (Bel) 17970 BeloeilGround area
629 m²
Building footprint
226 m²
Volume, LiDAR
1,739 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue du Château (Bel) 1, 7970 Beloeil
since 20032.385.366.491
Rue Albert Bériot(S) 48, 7332 Saint-Ghislain
since 20032.385.366.887
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53073B0349/00W000 | Wallonia | 473 m² | 1 · 58 m² | 10.3 m · 3 fl. |
| 51008A0197/00B000 | Wallonia | 156 m² | 1 · 168 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CLAES KRISTIAAN TANDARTS
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HEMELSOEN
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PARO GLIBERT
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Of 6,938 companies in sector 86230 we hold annual accounts for 4,288. 3,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-1992
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.