Dental Flo
ActiveDental Flo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency74▼-23
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 2.54 in 2024; short-term debt: 47.1% and cash: 47.1% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
112 d early
2024
92 d early
2023
30 d late
2022
18 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▼ 28.6%
2024 · €179k
2021: €69k
2022: €147k
2023: €226k
2024: €179k
2021 → 2025
Total assets
€258k▲ 3.6%
2024 · €249k
2021: €120k
2022: €190k
2023: €275k
2024: €249k
2021 → 2025
Net result
€49k▼ 30.0%
2024 · €70k
2021: €64k
2022: €77k
2023: €80k
2024: €70k
2021 → 2025
Working capital
€17k▼ 77.5%
2024 · €77k
2021: €59k
2022: €135k
2023: €128k
2024: €77k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€147k▲ 111%€226k▲ 54.4%€179k▼ 21.1%€127k▼ 28.6%
Operating result€81k-€98k▲ 21.1%€102k▲ 3.7%€89k▼ 12.4%€63k▼ 29.1%
Net result€64k-€77k▲ 19.8%€80k▲ 3.3%€70k▼ 12.5%€49k▼ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€119k▼ 2.8%
Current assets
€139k▲ 9.7%
Equity and liabilities €258k
Equity
€127k▼ 28.6%
Debt
€130k▲ 85.3%
The debt ratio rises from 28.3% to 50.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €101k
Cash flow
€63k▼
2024 · €82k
Solvency
49.4%▼
2024 · 71.7%
Current ratio
1.14▼
2024 · 2.54
Quick ratio
1.14▼
2024 · 2.54
Debt / equity
1.02▲
2024 · 0.39
ROE
38.3%▼
2024 · 39.1%
ROA
18.9%▼
2024 · 28.0%
Interest coverage
70.64▲
2024 · 69.48
Debt
€130k▲
2024 · €70k
Debt ≤ 1 year
€121k▲
2024 · €50k
Debt > 1 year
€9k▼
2024 · €21k
Income taxes
€14k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€258k▲
Fixed assets21/28€123k€119k▼
Tangible fixed assets22/27€123k€119k▼
Land and buildings22€76k€76k=
Plant, machinery and equipment23€6k€12k▲
Furniture and vehicles24€40k€31k▼
Current assets29/58€126k€139k▲
Amounts receivable within one year40/41€5k€7k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€106k€121k▲
Deferred charges and accrued income490/1€15k€11k▼
Equity and liabilities
Total equity and liabilities10/49€249k€258k▲
Equity10/15€179k€127k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€174k€122k▼
Amounts payable17/49€70k€130k▲
Amounts payable after more than one year17€21k€9k▼
Financial debts170/4€21k€9k▼
Amounts payable within one year42/48€50k€121k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€331€5k▲
Suppliers440/4€331€5k▲
Taxes, remuneration and social security45€2k€3k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€36k€101k▲
Accrued charges and deferred income492/3€33€27▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€241€3k▲
Gross operating margin9900€102k€80k▼
Operating profit (loss)9901€89k€63k▼
Financial income75/76B€242€486▲
Recurring financial income75€242€486▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€88k€62k▼
Income taxes67/77€18k€14k▼
Profit (loss) for the period9904€70k€49k▼
Profit (loss) for the period to be appropriated9905€70k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€291k€222k▼
Profit (loss) brought forward from the previous period14P€221k€174k▼
Profit to be distributed694/7€118k€100k▼
Return on contributions (dividend)694€118k€100k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €49k ▼30%
Net result drops to €49k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €80k ▲3.3%
Operating result €102k, net result €80k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.36
Current ratio from 4.16 to 8.36; short-term debt falls from €43k to €17k.
31-12
Financial
Equity above €200kEq €226k ▲54.4%
3 profitable years in a row build equity to €226k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €147k ▲111%
2 profitable years in a row build equity to €147k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pôlet(VD) 255020 NamurGround area
1,216 m²
Building footprint
86 m²
Volume, LiDAR
378 m³
Parcel 92128C0163/00L000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Dental Flo
since 20212.319.839.330
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128C0163/00L000 | Wallonia | 1,216 m² | 1 · 86 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Praktijk 318
BE 0675.566.297
Leuven · Eq €128k
VAN HOYDONCK
BE 0806.262.317
Mortsel · Eq €127k
KIES MAAR
BE 1002.259.923
Genk · Eq €127k
BOUTS DENTAL
BE 0770.756.357
Zonhoven · Eq €128k
CABINET DENTAIRE LAURENT VANHOMWEGEN
BE 0474.944.365
Sint-Lambrechts-Woluwe · Eq €128k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.