Dennis Joos
ActiveThe computed 12-month bankruptcy probability of Dennis Joos is 2.9% (moderate). The 2025 annual accounts show equity of €10k and a net result of €-59k. Equity is growing by ~54.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 27386 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency24▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.17 in 2024), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
-87.9%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27386 sector peers (2025).
NBB · sector comparisonPosition among 27386 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
8 d early
2022
12 d early
2021
4 d early
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 85.8%
2024 · €69k
2020: €-1k
2021: €23k
2022: €24k
2023: €48k
2024: €69k
2020 → 2025
Total assets
€67k▼ 85.7%
2024 · €471k
2020: €61k
2021: €95k
2022: €210k
2023: €342k
2024: €471k
2020 → 2025
Net result
€-59k
2024 · €70k
2020: €-14k
2021: €24k
2022: €2k
2023: €24k
2024: €70k
2020 → 2025
Working capital
€8k▼ 88.5%
2024 · €69k
2020: €-22k
2021: €2k
2022: €4k
2023: €29k
2024: €69k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€24k▲ 7.7%€48k▲ 95.9%€69k▲ 45.1%€10k▼ 85.8%
Operating result€31k-€5k▼ 83.2%€37k▲ 611%€101k▲ 172%€-55k
Net result€24k-€2k▼ 92.8%€24k▲ 1,296%€70k▲ 191%€-59k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €55k after €101k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€2k▲ 69.4%
Current assets
€65k▼ 86.1%
Equity and liabilities €67k
Equity
€10k▼ 85.8%
Debt
€57k▼ 85.7%
The debt ratio rises from 85.4% to 85.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-55k▼
2024 · €104k
Cash flow
€-58k▼
2024 · €74k
Solvency
14.6%▼
2024 · 14.6%
Current ratio
1.14▼
2024 · 1.17
Quick ratio
1.12▲
2024 · 0.37
Debt / equity
5.87▲
2024 · 5.84
ROE
-603.9%▼
2024 · 101.7%
ROA
-87.9%▼
2024 · 14.9%
Interest coverage
-8.97▼
2024 · 9.47
Debt
€57k▼
2024 · €403k
Debt ≤ 1 year
€57k▼
2024 · €402k
Staff costs
€63k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€471k€67k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€35€677▲
Current assets29/58€470k€65k▼
Stocks and contracts in progress3€321k€1k▼
Stocks30/36€321k€1k▼
Amounts receivable within one year40/41€130k€39k▼
Trade receivables40€93k€32k▼
Other amounts receivable41€37k€6k▼
Cash at bank and in hand54/58€19k€15k▼
Deferred charges and accrued income490/1€345€10k▲
Equity and liabilities
Total equity and liabilities10/49€471k€67k▼
Equity10/15€69k€10k▼
Contributions10/11€13k€13k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€11k€-48k▼
Amounts payable17/49€403k€57k▼
Amounts payable within one year42/48€402k€57k▼
Financial debts43€165k-
Credit institutions430/8€165k-
Trade debts44€61k€30k▼
Suppliers440/4€61k€30k▼
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€23k€16k▼
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€144k-
Accrued charges and deferred income492/3€936€139▼
Income statement
Code20242025
Remuneration, social security and pensions62€43k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€659▼
Other operating charges640/8€2k€28k▲
Gross operating margin9900€149k€36k▼
Operating profit (loss)9901€101k€-55k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€11k€6k▼
Recurring financial charges65€11k€6k▼
Profit (loss) for the period before taxes9903€92k€-59k▼
Income taxes67/77€22k-
Profit (loss) for the period9904€70k€-59k▼
Profit (loss) for the period to be appropriated9905€70k€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€-48k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€21k-
To other reserves6921€21k-
Profit to be distributed694/7€49k-
Return on contributions (dividend)694€47k-
Directors or managers695€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-59k ▼184%
Net result drops to €-59k, the lowest in the series.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €70k ▲191%
Operating result €101k, net result €70k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeheerweg-Heide 989250 WaasmunsterGround area
573 m²
Building footprint
110 m²
Parcel 42023B0512/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dennis Joos
since 20192.295.246.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0512/00W000 | Flanders | 573 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LIERA
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,737. 1,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2019
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.