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DENIZ CONCEPT

Active
Private limited company (pre-2019)founded 201313 yrs activeErnest Laudestraat 69, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0535.861.355
Summary

DENIZ CONCEPT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €119,913 and a net result of €8,174. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 155 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
DENIZ CONCEPTActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€122,582total assets 2026
Equity
€119,913
Profit
€8,174
Financial health
88 Excellent Checked score 2026
Bankruptcy chance 12 m
0.3%
Structure
Accounts 58 d early0 of 5 deeds read
Why 88- Size: total assets €122,582- Sector Specialised construction activities (NACE 43)+ Founded in 2013+ Equity €119,913 (97.8% of total assets)Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100=
equity 97.8% of total assets
Liquidity 61+9
short-term debt 2.2% · cash 8.7%
Profitability 77+3
return on assets 6.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 0.6%highest value 12-2024: 0.6%● 0.0% vs 11-2024highest value 01-2025: 0.6%● 0.0% vs 12-2024highest value 02-2025: 0.6%● 0.0% vs 01-2025highest value 03-2025: 0.6%● 0.0% vs 02-2025highest value 04-2025: 0.4%▼ -23.1% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.3%▼ -23.5% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%▼ -2.1% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.4%▲ +12.2% vs 06-2026 08-2026: 0.4%▲ +2.0% vs 07-2026 09-2026: 0.4%▼ -1.1% vs 08-2026 10-2026: 0.3%▼ -28.5% vs 09-2026lowest value
  • Size: total assets €122,582 raises the probability for this profile
  • Founded in 2013 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €119,913 (97.8% of total assets) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 43.77 against 26.06 in 2025; short-term debt: 2.2% and cash: 8.7% of total assets), and 2.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 59%, profitability 53%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: total assets €122,582
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €119,913 (97.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2026
58 d early
2025
150 d early
2024
127 d early
2023
130 d early
2022
138 d early
2021
227 d late
2020
395 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Liquidity times 10current ratio 26.06

Key points

  • Positive: Among the best 5% on solvencysector median 49.3% · 155 companies 97.8% View
  • Positive: 7 profitable years in a rowprofit 2026: €8,174 7 years View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€122,582
Profit
€8,174
Solvency
97.8%
Total assets▲ 5.8%
Net result
20202026
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-10-2027
  1. 03-09-2026Annual accounts filed
  2. 03-06-2025Annual accounts filed
  3. 31-03-2025Liquidity times 10
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Roofing workNACE 43410
Founded
21-06-2013
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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