DENIS POTIER
ActiveDENIS POTIER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €87k. Equity is growing by ~77.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency82▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.95 in 2024; short-term debt: 42.7% and cash: 3.4% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
18.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
on the day
2023
28 d early
2022
61 d early
2021
44 d early
2020
42 d early
2019
106 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▼ 23.8%
2024 · €343k
2018: €8k
2019: €8k
2020: €35k
2021: €70k
2022: €75k
2023: €216k
2024: €343k
2018 → 2025
Total assets
€462k▼ 4.2%
2024 · €482k
2018: €147k
2019: €98k
2020: €93k
2021: €125k
2022: €273k
2023: €281k
2024: €482k
2018 → 2025
Net result
€87k▼ 31.9%
2024 · €127k
2018: €24k
2019: €25k
2020: €27k
2021: €62k
2022: €157k
2023: €141k
2024: €127k
2018 → 2025
Working capital
€180k▼ 32.2%
2024 · €265k
2018: €12k
2019: €12k
2020: €40k
2021: €69k
2022: €72k
2023: €212k
2024: €265k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€75k▲ 7.3%€216k▲ 188%€343k▲ 59.0%€261k▼ 23.8%
Operating result€80k-€215k▲ 170%€189k▼ 12.0%€173k▼ 8.4%€121k▼ 30.1%
Net result€62k-€157k▲ 154%€141k▼ 10.2%€127k▼ 9.6%€87k▼ 31.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€85k▲ 5.0%
Current assets
€377k▼ 6.0%
Equity and liabilities €462k
Equity
€261k▼ 23.8%
Debt
€201k▲ 44.3%
The debt ratio rises from 28.8% to 43.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€135k▼
2024 · €181k
Cash flow
€100k▼
2024 · €135k
Solvency
56.6%▼
2024 · 71.2%
Current ratio
1.91▼
2024 · 2.95
Quick ratio
1.12▼
2024 · 2.03
Debt / equity
0.77▲
2024 · 0.41
ROE
33.2%▼
2024 · 37.1%
ROA
18.8%▼
2024 · 26.4%
Interest coverage
24.37▼
2024 · 34.50
Debt
€201k▲
2024 · €139k
Debt ≤ 1 year
€197k▲
2024 · €136k
Income taxes
€36k▼
2024 · €48k
Staff costs
€68k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€462k▼
Fixed assets21/28€81k€85k▲
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€77k€82k▲
Furniture and vehicles24€10k€9k▼
Other tangible fixed assets26€67k€73k▲
Current assets29/58€402k€377k▼
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€126k€156k▲
Stocks30/36€126k€156k▲
Amounts receivable within one year40/41€193k€156k▼
Trade receivables40€103k€98k▼
Other amounts receivable41€90k€58k▼
Cash at bank and in hand54/58€33k€15k▼
Deferred charges and accrued income490/1-€708
Equity and liabilities
Total equity and liabilities10/49€482k€462k▼
Equity10/15€343k€261k▼
Contributions10/11€6k€6k=
Reserves13€187k€207k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€187k€207k▲
Profit (loss) carried forward14€150k€48k▼
Amounts payable17/49€139k€201k▲
Amounts payable within one year42/48€136k€197k▲
Financial debts43€18k€10k▼
Credit institutions430/8€18k€10k▼
Trade debts44€47k€39k▼
Suppliers440/4€47k€39k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€72k€77k▲
Taxes450/3€58k€66k▲
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48-€68k
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€155€-155▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€230k€204k▼
Operating profit (loss)9901€173k€121k▼
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€175k€123k▼
Income taxes67/77€48k€36k▼
Profit (loss) for the period9904€127k€87k▼
Profit (loss) for the period to be appropriated9905€127k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€227k€237k▲
Profit (loss) brought forward from the previous period14P€100k€150k▲
Transfer from equity791/2-€67k
Transfer to equity691/2€77k€87k▲
To other reserves6921€77k€87k▲
Profit to be distributed694/7-€168k
Return on contributions (dividend)694-€168k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 4.40
Current ratio from 1.37 to 4.40; short-term debt falls from €195k to €62k.
30-09
Financial
Equity above €200kEq €216k ▲188%
6 profitable years in a row build equity to €216k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €157k ▲154%
Operating result €215k, net result €157k, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1101970 Wezembeek-OppemGround area
4,175 m²
Building footprint
1,460 m²
Volume, LiDAR
798 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DENIS POTIER
since 20232.344.301.344
DENIS POTIER
since 20242.362.599.702
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0349/00K006 | Flanders | 3,872 m² | 1 · 1,354 m² | - |
| 23082B0116/00R003 | Flanders | 303 m² | 1 · 106 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOETIEK FRANCOISE
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PATCH
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YOUR SUIT
BE 0651.845.245
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SCHONINGH FASHION
BE 0899.479.020
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NOMAKI
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Of 1,275 companies in sector 46160 we hold annual accounts for 685. 476 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2004
Fiscal year end30-09
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
46190Agents in non-specialised wholesale trade
46389Wholesale of other food products
51384
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73120Media representation
73300Public relations and communication consultancy
74141
74142
74402
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.