Denis GOFFINET
ActiveDenis GOFFINET has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €82k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▲+29
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.1 in 2024), but 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
37.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
60 d early
2024
51 d early
2023
30 d late
2022
24 d late
2021
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 84.6%
2024 · €31k
2021: €18k
2022: €31k
2023: €50k
2024: €31k
2021 → 2025
Total assets
€220k▼ 10.9%
2024 · €247k
2021: €73k
2022: €77k
2023: €245k
2024: €247k
2021 → 2025
Net result
€82k▲ 276%
2024 · €22k
2021: €16k
2022: €13k
2023: €20k
2024: €22k
2021 → 2025
Working capital
€29k▲ 228%
2024 · €9k
2021: €15k
2022: €23k
2023: €34k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€31k▲ 71.3%€50k▲ 64.2%€31k▼ 38.4%€57k▲ 84.6%
Operating result€22k-€19k▼ 14.7%€30k▲ 63.9%€36k▲ 18.8%€115k▲ 220%
Net result€16k-€13k▼ 19.7%€20k▲ 54.2%€22k▲ 11.1%€82k▲ 276%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 220% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€136k▼ 8.7%
Current assets
€84k▼ 14.2%
Equity and liabilities €220k
Equity
€57k▲ 84.6%
Debt
€163k▼ 24.6%
The debt ratio falls from 87.4% to 74.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€128k▲
2024 · €49k
Cash flow
€95k▲
2024 · €35k
Solvency
26.0%▲
2024 · 12.6%
Current ratio
1.52▲
2024 · 1.10
Quick ratio
1.52▲
2024 · 1.10
Debt / equity
2.84▼
2024 · 6.96
ROE
143.4%▲
2024 · 70.5%
ROA
37.3%▲
2024 · 8.9%
Interest coverage
23.32▲
2024 · 7.88
Debt
€163k▼
2024 · €216k
Debt ≤ 1 year
€55k▼
2024 · €89k
Debt > 1 year
€104k▼
2024 · €123k
Income taxes
€28k▲
2024 · €8k
Staff costs
€69k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€220k▼
Fixed assets21/28€149k€136k▼
Tangible fixed assets22/27€149k€136k▼
Land and buildings22€120k€116k▼
Furniture and vehicles24€29k€19k▼
Financial fixed assets28€205€205=
Current assets29/58€98k€84k▼
Amounts receivable within one year40/41€24k€55k▲
Trade receivables40€22k€53k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€73k€28k▼
Deferred charges and accrued income490/1€908€708▼
Equity and liabilities
Total equity and liabilities10/49€247k€220k▼
Equity10/15€31k€57k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€29k€55k▲
Amounts payable17/49€216k€163k▼
Amounts payable after more than one year17€123k€104k▼
Financial debts170/4€123k€104k▼
Amounts payable within one year42/48€89k€55k▼
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€0€7k▲
Suppliers440/4€0€7k▲
Taxes, remuneration and social security45€30k€29k▼
Taxes450/3€15k€15k▲
Remuneration and social security454/9€15k€14k▼
Other amounts payable47/48€41k€637▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€64k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€899€928▲
Non-recurring operating charges66A€0-
Gross operating margin9900€114k€198k▲
Operating profit (loss)9901€36k€115k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€30k€110k▲
Income taxes67/77€8k€28k▲
Profit (loss) for the period9904€22k€82k▲
Profit (loss) for the period to be appropriated9905€22k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€111k▲
Profit (loss) brought forward from the previous period14P€48k€29k▼
Profit to be distributed694/7€41k€56k▲
Return on contributions (dividend)694€41k€56k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €82k ▲276%
Operating result €115k, net result €82k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €13k ▼19.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Renval 16600 BastogneGround area
2,149 m²
Building footprint
236 m²
Volume, LiDAR
2,470 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Denis GOFFINET
since 20212.314.391.492
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82003E1426/00H006 | Wallonia | 1,482 m² | - | - |
| 84043A0191/00V005 | Wallonia | 667 m² | 1 · 236 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,018 companies in sector 69103 we hold annual accounts for 610. 394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2021
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.