DENAYER CLEMENT
ActiveDENAYER CLEMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €457k and a net result of €11k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-4
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 11.48 against 7.49 in 2024; short-term debt: 8.2% and cash: 25.3% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
13 d late
2023
99 d early
2022
53 d early
2021
26 d early
2020
6 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€457k▲ 2.5%
2024 · €446k
2018: €222k
2019: €251k
2020: €284k
2021: €339k
2022: €388k
2023: €434k
2024: €446k
2018 → 2025
Total assets
€498k▼ 1.7%
2024 · €507k
2018: €305k
2019: €337k
2020: €368k
2021: €403k
2022: €450k
2023: €487k
2024: €507k
2018 → 2025
Net result
€11k▼ 63.0%
2024 · €31k
2018: €21k
2019: €30k
2020: €34k
2021: €56k
2022: €50k
2023: €48k
2024: €31k
2018 → 2025
Working capital
€430k▲ 8.6%
2024 · €396k
2018: €232k
2019: €275k
2020: €289k
2021: €322k
2022: €369k
2023: €361k
2024: €396k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€388k▲ 14.5%€434k▲ 11.7%€446k▲ 2.9%€457k▲ 2.5%
Operating result€77k-€75k▼ 3.1%€73k▼ 3.2%€44k▼ 39.7%€16k▼ 63.9%
Net result€56k-€50k▼ 11.0%€48k▼ 3.9%€31k▼ 36.3%€11k▼ 63.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€28k▼ 45.0%
Current assets
€471k▲ 3.1%
Equity and liabilities €498k
Equity
€457k▲ 2.5%
Debt
€41k▼ 32.8%
The debt ratio falls from 12.0% to 8.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €66k
Cash flow
€34k▼
2024 · €53k
Solvency
91.8%▲
2024 · 88.0%
Current ratio
11.48▲
2024 · 7.49
Quick ratio
11.48▲
2024 · 7.49
Debt / equity
0.09▼
2024 · 0.14
ROE
2.5%▼
2024 · 6.8%
ROA
2.3%▼
2024 · 6.0%
Interest coverage
52.90▼
2024 · 89.64
Debt
€41k▼
2024 · €61k
Debt ≤ 1 year
€41k▼
2024 · €61k
Income taxes
€7k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€498k▼
Fixed assets21/28€51k€28k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€50k€28k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€45k€24k▼
Financial fixed assets28€135€135=
Current assets29/58€457k€471k▲
Amounts receivable within one year40/41€47k€44k▼
Trade receivables40€46k€42k▼
Other amounts receivable41€758€3k▲
Current investments50/53€0€300k▲
Cash at bank and in hand54/58€410k€126k▼
Deferred charges and accrued income490/1€378€383▲
Equity and liabilities
Total equity and liabilities10/49€507k€498k▼
Equity10/15€446k€457k▲
Contributions10/11€8k€8k=
Reserves13€422k€433k▲
Tax-exempt reserves132€30k€30k=
Distributable reserves133€392k€403k▲
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€61k€41k▼
Amounts payable within one year42/48€61k€41k▼
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€39k€29k▼
Suppliers440/4€39k€29k▼
Taxes, remuneration and social security45€10k€2k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€12k€10k▼
Accrued charges and deferred income492/3€26€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A-€190
Gross operating margin9900€71k€42k▼
Operating profit (loss)9901€44k€16k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€739€729▼
Recurring financial charges65€739€729▼
Profit (loss) for the period before taxes9903€47k€18k▼
Income taxes67/77€16k€7k▼
Profit (loss) for the period9904€31k€11k▼
Profit (loss) for the period to be appropriated9905€31k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€27k▼
Profit (loss) brought forward from the previous period14P€16k€16k▲
Transfer from equity791/2€18k-
Transfer to equity691/2€31k€11k▼
To other reserves6921€31k€11k▼
Profit to be distributed694/7€18k-
Return on contributions (dividend)694€18k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €11k ▼63%
Net result drops to €11k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €56k ▲64.1%
Operating result €77k, net result €56k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin 1834684 OupeyeGround area
272 m²
Building footprint
120 m²
Volume, LiDAR
752 m³
Parcel 62048B1748/02R000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DENAYER CLEMENT
since 20062.151.036.267
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62048B1748/02R000 | Wallonia | 272 m² | 1 · 120 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOVEDO Logistics and Fuels
BE 0764.577.655
Menen · Eq €457k
TRANSPORTS NACHTEGAELE S.
BE 0889.925.510
Frasnes-lez-Anvaing · Eq €457k
VERKOTRANS
BE 0474.410.766
Kortrijk · Eq €458k
FC TRANSPORTS
BE 0518.890.117
Saint-Hubert · Eq €458k
D&D PATAT
BE 0458.731.707
Kruisem · Eq €457k
Of 12,607 companies in sector 49410 we hold annual accounts for 8,196. 5,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2006
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.