Financials
- Fiscal year
- 2025
- Total assets
- €107,748
- Loss
- -€6,292
- Solvency
- 90.7%
Total assets▼ 14.3%
Net result
20182025
DENAL
ActiveSummary
DENAL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,750 and a net result of -€6,292. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Psychology services
NACE 86931NACE 74142NACE 86904
#1 oldest company in Lebbeke, Health and social work sector1 site
Size
€107,748total assets 2025
- Equity
- €97,750
- Loss
- -€6,292
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 2 deeds read
Why 93- Loss of €6,292 (FY 2025)+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 10.11, cash €35,169+ Size: total assets €107,748Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.7% of total assets
Liquidity
91-1
short-term debt 9.3% · cash 32.6%
Profitability
11-46
return on assets -5.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: < 0.1%lowest value
07-2026: < 0.1%▲ +13.0% vs 06-2026
08-2026: < 0.1%▲ +15.4% vs 07-2026highest value
09-2026: < 0.1%● 0.0% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Sector Human health activities (NACE 86) lowers the probability
- Loss of €6,292 (FY 2025) raises the probability
- Liquidity: current ratio 10.11, cash €35,169 lowers the probability
- Size: total assets €107,748 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 10.11 against 5.35 in 2024; short-term debt: 9.3% and cash: 32.6% of total assets), and 9.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 75%, profitability 4%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
19 d early
2022
on the day
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€6,292
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 03-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Psychology servicesNACE 86931
- Founded
- 18-05-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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