Den Ijsberg & More
ActiveThe computed 12-month bankruptcy probability of Den Ijsberg & More is 4.4% (elevated). The 2025 annual accounts show equity of €10k and a net result of €-1k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 13204 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-26
Solvency97=
Growth52=
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 3.72 against 2.86 in 2024; short-term debt: 23.9% and cash: 83.2% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
-9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
13 d early
2023
8 d early
2022
4 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 11.9%
2024 · €11k
2021: €4k
2022: €7k
2023: €11k
2024: €11k
2021 → 2025
Total assets
€14k▼ 11.8%
2024 · €15k
2021: €14k
2022: €15k
2023: €18k
2024: €15k
2021 → 2025
Net result
€-1k
2024 · €339
2021: €1k
2022: €3k
2023: €3k
2024: €339
2021 → 2025
Working capital
€9k▲ 20.4%
2024 · €7k
2021: €-901
2022: €637
2023: €4k
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€7k▲ 78.7%€11k▲ 48.4%€11k▲ 3.2%€10k▼ 11.9%
Operating result€1k-€4k▲ 226%€5k▲ 30.0%€830▼ 83.9%€-958
Net result€1k-€3k▲ 205%€3k▲ 9.9%€339▼ 90.3%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €958 after €830 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€1k▼ 63.7%
Current assets
€12k▲ 7.0%
Equity and liabilities €14k
Equity
€10k▼ 11.9%
Debt
€4k▼ 11.5%
The debt ratio rises from 28.4% to 28.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €4k
Cash flow
€1k▼
2024 · €3k
Solvency
71.5%▼
2024 · 71.6%
Current ratio
3.72▲
2024 · 2.86
Quick ratio
3.66▲
2024 · 2.78
Debt / equity
0.40▲
2024 · 0.40
ROE
-13.5%▼
2024 · 3.1%
ROA
-9.7%▼
2024 · 2.2%
Interest coverage
4.58▼
2024 · 8.65
Debt
€4k▼
2024 · €4k
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€0▼
2024 · €85
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€14k▼
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23€3k€906▼
Furniture and vehicles24€870€590▼
Current assets29/58€11k€12k▲
Stocks and contracts in progress3€310€171▼
Stocks30/36€310€171▼
Amounts receivable within one year40/41€966€481▼
Other amounts receivable41€966€481▼
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€165€146▼
Equity and liabilities
Total equity and liabilities10/49€15k€14k▼
Equity10/15€11k€10k▼
Contributions10/11€3k€3k=
Reserves13€8k€7k▼
Distributable reserves133€8k€7k▼
Amounts payable17/49€4k€4k▼
Amounts payable within one year42/48€4k€3k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€1k€462▼
Suppliers440/4€1k€462▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€413€614▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€852€933▲
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€830€-958▼
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€409€362▼
Recurring financial charges65€409€362▼
Profit (loss) for the period before taxes9903€423€-1k▼
Income taxes67/77€85€0▼
Profit (loss) for the period9904€339€-1k▼
Profit (loss) for the period to be appropriated9905€339€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€339€-1k▼
Transfer from equity791/2-€1k
Transfer to equity691/2€339€0▼
To other reserves6921€339€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼489%
Net result drops to €-1k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €3k ▲9.9%
Operating result €5k, net result €3k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Colenstraat 22530 BoechoutGround area
612 m²
Building footprint
186 m²
Volume, LiDAR
1,217 m³
Parcel 11004D0161/00M000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Den Ijsberg & More
since 20212.314.922.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0161/00M000 | Flanders | 612 m² | 1 · 185 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBoechout2.314.922.321
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 6,861 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47252Retail sale of beverages, general range
70200Business and other management consultancy
70220Business consulting
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.