DEN DIJK ZONHOVEN
ActiveThe computed 12-month bankruptcy probability of DEN DIJK ZONHOVEN is 3.0% (moderate). The 2025 annual accounts show equity of €42k and a net result of €32k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency59▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.06 in 2024; short-term debt: 57.8% and cash: 41% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
2023
25 d late
2022
31 d late
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 25.8%
2024 · €33k
2020: €2k
2021: €14k
2022: €38k
2023: €42k
2024: €33k
2020 → 2025
Total assets
€125k▼ 2.4%
2024 · €128k
2020: €125k
2021: €100k
2022: €111k
2023: €144k
2024: €128k
2020 → 2025
Net result
€32k▲ 112%
2024 · €15k
2020: €-8k
2021: €12k
2022: €24k
2023: €27k
2024: €15k
2020 → 2025
Working capital
€6k▲ 15.6%
2024 · €6k
2020: €-39k
2021: €-28k
2022: €-17k
2023: €3k
2024: €6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€38k▲ 174%€42k▲ 9.8%€33k▼ 20.3%€42k▲ 25.8%
Operating result€15k-€26k▲ 75.0%€32k▲ 24.2%€22k▼ 30.9%€45k▲ 102%
Net result€12k-€24k▲ 95.7%€27k▲ 12.8%€15k▼ 44.7%€32k▲ 112%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€46k▲ 43.6%
Current assets
€78k▼ 17.9%
Equity and liabilities €125k
Equity
€42k▲ 25.8%
Debt
€83k▼ 12.3%
The debt ratio falls from 73.9% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €44k
Cash flow
€48k▲
2024 · €37k
Solvency
33.6%▲
2024 · 26.1%
Current ratio
1.09▲
2024 · 1.06
Quick ratio
0.80▼
2024 · 0.84
Debt / equity
1.98▼
2024 · 2.84
ROE
76.1%▲
2024 · 45.2%
ROA
25.6%▲
2024 · 11.8%
Interest coverage
19.35▼
2024 · 26.64
Debt
€83k▼
2024 · €94k
Debt ≤ 1 year
€72k▼
2024 · €90k
Debt > 1 year
€11k▲
2024 · €4k
Income taxes
€10k▲
2024 · €6k
Staff costs
€231k▲
2024 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€125k▼
Fixed assets21/28€32k€46k▲
Tangible fixed assets22/27€32k€46k▲
Land and buildings22€22k€18k▼
Plant, machinery and equipment23€6k€14k▲
Furniture and vehicles24€4k€15k▲
Current assets29/58€96k€78k▼
Stocks and contracts in progress3€20k€21k▲
Stocks30/36€20k€21k▲
Amounts receivable within one year40/41€50k€7k▼
Trade receivables40€48k€6k▼
Other amounts receivable41€1k€215▼
Cash at bank and in hand54/58€26k€51k▲
Equity and liabilities
Total equity and liabilities10/49€128k€125k▼
Equity10/15€33k€42k▲
Contributions10/11€10k€10k=
Reserves13€23k€32k▲
Distributable reserves133€23k€32k▲
Amounts payable17/49€94k€83k▼
Amounts payable after more than one year17€4k€11k▲
Financial debts170/4€4k€11k▲
Amounts payable within one year42/48€90k€72k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€43k€22k▼
Suppliers440/4€43k€22k▼
Taxes, remuneration and social security45€34k€41k▲
Taxes450/3€18k€22k▲
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€6k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€212k€231k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€16k▼
Other operating charges640/8€2k€875▼
Gross operating margin9900€259k€293k▲
Operating profit (loss)9901€22k€45k▲
Financial income75/76B€19€8▼
Recurring financial income75€19€8▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€21k€42k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€15k€32k▲
Profit (loss) for the period to be appropriated9905€15k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€32k▲
Transfer from equity791/2€24k€23k▼
Transfer to equity691/2€15k€32k▲
To other reserves6921€15k€32k▲
Profit to be distributed694/7€24k€23k▼
Return on contributions (dividend)694€24k€23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2020net €32k ▲112%
Operating result €45k, net result €32k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenkransweg 43520 ZonhovenGround area
1.2 ha
Building footprint
3,980 m²
Parcel 71066B0548/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
DEN DIJK ZONHOVEN
since 20192.291.411.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B0548/00B000 | Flanders | 1.2 ha | 1 · 3,980 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonhoven2.291.411.895
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CAUDALY
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PVE
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Oudenaarde · Eq €42k
QJES
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Middelkerke · Eq €42k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.