DEN ANKER
ActiveSummary
DEN ANKER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€101,161. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-60
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 10.69 against 28.55 in 2024; short-term debt: 1.6% and cash: 0% of total assets), and 1.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-5.7%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 11-05-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
36 d early
2023
37 d early
2022
20 d early
2021
36 d early
2020
38 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. Usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-10-2026 close31-05-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.8m▲ 284%
2024 · €457,919
Total assets
€1.8m▲ 279%
2024 · €471,338
Net result
-€101,161
2024 · €12,344
Working capital
€279,643▼ 24.3%
2024 · €369,631
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,306▼ 25.0%€25,195▼ 22.0%-€82,438€11,096-€102,682
Net result€27,837within the sector's middle half▼ 27.2%€21,858within the sector's middle half▼ 21.5%-€83,267below the sector's middle half€12,344within the sector's middle half-€101,161below the sector's middle half
Equity€506,984above the sector's middle half▲ 5.8%€528,842above the sector's middle half▲ 4.3%€445,575above the sector's middle half▼ 15.7%€457,919above the sector's middle half▲ 2.8%€1.8mabove the sector's middle half▲ 284%
Total assets€629,573above the sector's middle half▲ 0.1%€633,190above the sector's middle half▲ 0.6%€546,511above the sector's middle half▼ 13.7%€471,338above the sector's middle half▼ 13.8%€1.8mabove the sector's middle half▲ 279%
Debt€122,589▼ 18.3%€104,348▼ 14.9%€100,936▼ 3.3%€13,419▼ 86.7%€30,577▲ 128%
Working capital€405,173above the sector's middle half▲ 10.1%€430,071above the sector's middle half▲ 6.1%€353,666above the sector's middle half▼ 17.8%€369,631above the sector's middle half▲ 4.5%€279,643above the sector's middle half▼ 24.3%
Solvency80.5%above the sector's middle half▲ 4.4pp83.5%above the sector's middle half▲ 3.0pp81.5%above the sector's middle half▼ 2.0pp97.2%above the sector's middle half▲ 15.6pp98.3%above the sector's middle half▲ 1.1pp
Current ratio4.31above the sector's middle half▲ 0.855.12above the sector's middle half▲ 0.824.50above the sector's middle half▼ 0.6228.55above the sector's middle half▲ 24.0410.69above the sector's middle half▼ 17.86
Return on assets (ROA)4.4%within the sector's middle half▼ 1.7pp3.5%within the sector's middle half▼ 1.0pp-15.2%below the sector's middle half▼ 18.7pp2.6%within the sector's middle half▲ 17.9pp-5.7%below the sector's middle half▼ 8.3pp
Staff (FTE)1.3▼ 7.1%1.2▼ 7.7%1.1▼ 8.3%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €102,682 after €11,096 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.5m ▲ 1,575%
Current assets
€308,512 ▼ 19.5%
Equity and liabilities €1.8m
Equity
€1.8m ▲ 284%
Debt
€30,577 ▲ 128%
Debt's share of the balance-sheet total falls from 2.8% to 1.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€100,215▼
2024 · €14,466
Cash flow
-€98,695▼
2024 · €15,714
Quick ratio
9.99▼
2024 · 23.49
Debt to equity
0.02▼
2024 · 0.03
ROE
-5.8%▼
2024 · 2.7%
Interest coverage
-596.52▼
2024 · 35.15
Debt ≤ 1 year
€28,868▲
2024 · €13,419
Staff costs
€0▼
2024 · €530
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €49,452 | €52,873 | €151,553 | €530 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,021 | €5,464 | €4,881 | €3,370 | €2,467 | ▼ 26.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €47,843 | - |
| Other operating charges640/8 | €8,294 | €8,168 | €9,519 | €10,890 | €10,535 | ▼ 3.3% |
| Gross operating margin9900 | €100,073 | €91,699 | €83,514 | €25,887 | -€41,837 | ▼ 262% |
| Operating profit (loss)9901 | €32,306 | €25,195 | -€82,438 | €11,096 | -€102,682 | ▼ 1,025% |
| Financial income75/76B | - | - | - | €1,659 | €1,689 | ▲ 1.8% |
| Recurring financial income75 | - | - | - | €1,659 | €1,689 | ▲ 1.8% |
| Financial charges65/66B | €4,470 | €3,337 | €829 | €412 | €168 | ▼ 59.2% |
| Recurring financial charges65 | €4,470 | €3,337 | €829 | €412 | €168 | ▼ 59.2% |
| Profit (loss) for the period before taxes9903 | €27,837 | €21,858 | -€83,267 | €12,344 | -€101,161 | ▼ 920% |
| Profit (loss) for the period9904 | €27,837 | €21,858 | -€83,267 | €12,344 | -€101,161 | ▼ 920% |
| Profit (loss) for the period to be appropriated9905 | €27,837 | €21,858 | -€83,267 | €12,344 | -€101,161 | ▼ 920% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €629,573 | €633,190 | €546,511 | €471,338 | €1.8m | ▲ 279% |
| Fixed assets21/28 | €101,810 | €98,771 | €91,909 | €88,288 | €1.5m | ▲ 1,575% |
| Tangible fixed assets22/27 | €82,323 | €80,339 | €75,458 | €72,088 | €1.5m | ▲ 1,939% |
| Land and buildings22 | €80,404 | €76,927 | €73,593 | €71,418 | €1.5m | ▲ 1,958% |
| Plant, machinery and equipment23 | €1,919 | €3,412 | €1,865 | €671 | €0 | ▼ 100% |
| Financial fixed assets28 | €19,488 | €18,432 | €16,450 | €16,199 | €9,201 | ▼ 43.2% |
| Current assets29/58 | €527,762 | €534,419 | €454,602 | €383,050 | €308,512 | ▼ 19.5% |
| Stocks and contracts in progress3 | €246,809 | €233,466 | €131,226 | €67,843 | €20,000 | ▼ 70.5% |
| Stocks30/36 | €246,809 | €233,466 | €131,226 | €67,843 | €20,000 | ▼ 70.5% |
| Amounts receivable within one year40/41 | €9,959 | €11,008 | €10,906 | €1,452 | €288,300 | ▲ 19,761% |
| Trade receivables40 | €9,959 | €11,008 | €10,906 | €0 | - | - |
| Other amounts receivable41 | - | - | - | €1,452 | €288,300 | ▲ 19,761% |
| Cash at bank and in hand54/58 | €270,008 | €289,945 | €312,471 | €313,755 | €84 | ▼ 100.0% |
| Deferred charges and accrued income490/1 | €986 | - | - | - | €127 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €629,573 | €633,190 | €546,511 | €471,338 | €1.8m | ▲ 279% |
| Equity10/15 | €506,984 | €528,842 | €445,575 | €457,919 | €1.8m | ▲ 284% |
| Contributions10/11 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Capital10 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Issued capital100 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Revaluation surpluses12 | - | - | - | - | €1.4m | - |
| Reserves13 | €424,803 | €424,803 | €424,803 | €424,803 | €424,803 | = |
| Non-distributable reserves130/1 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Legal reserve130 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Distributable reserves133 | €400,013 | €400,013 | €400,013 | €400,013 | €400,013 | = |
| Profit (loss) carried forward14 | -€37,819 | -€15,961 | -€99,228 | -€86,884 | -€188,045 | ▼ 116% |
| Amounts payable17/49 | €122,589 | €104,348 | €100,936 | €13,419 | €30,577 | ▲ 128% |
| Amounts payable within one year42/48 | €122,589 | €104,348 | €100,936 | €13,419 | €28,868 | ▲ 115% |
| Trade debts44 | €35,496 | €34,895 | €42,573 | €198 | €28,800 | ▲ 14,452% |
| Suppliers440/4 | €35,496 | €34,895 | €42,573 | €198 | €28,800 | ▲ 14,452% |
| Taxes, remuneration and social security45 | €4,381 | €4,844 | €8,050 | €17 | €0 | ▼ 100% |
| Taxes450/3 | €1,192 | €1,827 | €8,050 | €17 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €3,189 | €3,016 | - | - | - | - |
| Other amounts payable47/48 | €82,712 | €64,609 | €50,314 | €13,204 | €68 | ▼ 99.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,709 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,837 | €21,858 | -€83,267 | €12,344 | -€101,161 | ▼ 920% |
| + Depreciation and write-downs630 | €10,021 | €5,464 | €4,881 | €3,370 | €2,467 | ▼ 26.8% |
| Operating cash flow (approximation) | €37,858 | €27,321 | -€78,386 | €15,714 | -€98,695 | ▼ 728% |
| Investment in fixed assets (approximation) | - | -€2,424 | €1,981 | €251 | -€1.4m | ▼ 554,970% |
| Change in cash | - | €19,937 | €22,526 | €1,285 | -€313,671 | ▼ 24,517% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Weakest financial yearnet -€101,161
Net result drops to -€101,161, the lowest in the series.
31-10
Financial
Equity above €1mEq €1.8m ▲284%
Equity rises from €457,919 to €1.8m.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Back to profitnet €12,344
Net result €12,344 after one loss-making year.
31-10
Financial
Liquidity times 6current ratio 28.55
Current ratio from 4.50 to 28.55; short-term debt falls from €100,936 to €13,419.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-10
Financial
Equity above €500,000Eq €506,984 ▲5.8%
2 profitable years in a row build equity to €506,984.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-10
Financial
Back to profitnet €38,250
Net result €38,250 after 2 loss-making years.
Show earlier events
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1990
Ground area
1,968 m²
Building footprint
1,501 m²
Volume, LiDAR
7,755 m³
Parcel 24662H0007/00M008, Flanders · tallest building 14.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEN ANKER NV
since 19902.050.580.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0007/00M008 | Flanders | 1,968 m² | 1 · 1,500 m² | 14.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAarschot2.050.580.790
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-11-1990
Fiscal year end31-10
Activities, NACEBEL 2025
46499Wholesale of other household goods
46431Wholesale of electrical household appliances and audio-video equipment
46649Wholesale of other machinery and equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442022664
Also
9925:BE0442022664
Registered
12-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.