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DEMUPHAR

Active
Private limited companyfounded 197551 yrs activeFrans van Ryhovelaan 36 A, 9000 Gent, BelgiumKBO/BCE: BE 0415.077.054
Summary

DEMUPHAR has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315,914 and a net result of €30,155. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 48% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
DEMUPHARActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of pharmaceutical products
NACE 47730Warehousing and support activities for transportation NACE 52310
1 site
Size
€978,525total assets 2025
Equity
€315,914
Profit
€30,155
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Holdings
1
Accounts 52 d early0 of 5 deeds read
Why 87- Liquidity: current ratio 0.02, cash €7,670- Sector Retail trade (NACE 47)+ Size: total assets €978,525+ Founded in 1975Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 57+3
equity 32.3% of total assets
Liquidity 22-2
short-term debt 55.8% · cash 0.8%
Profitability 43-31
return on assets 3.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.3%▲ +13.4% vs 11-2024 01-2025: 0.5%▲ +73.4% vs 12-2024highest value 02-2025: 0.2%▼ -61.1% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.2%● 0.0% vs 03-2025lowest value 05-2025: 0.2%● 0.0% vs 04-2025lowest value 06-2025: 0.2%● 0.0% vs 05-2025lowest value 07-2025: 0.2%● 0.0% vs 06-2025lowest value 08-2025: 0.2%▲ +2.7% vs 07-2025 09-2025: 0.2%▲ +3.7% vs 08-2025 10-2025: 0.2%▲ +10.3% vs 09-2025 11-2025: 0.2%▲ +7.4% vs 10-2025 12-2025: 0.3%▲ +10.0% vs 11-2025 01-2026: 0.2%▼ -25.6% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%▲ +2.6% vs 07-2026 09-2026: 0.2%▲ +3.6% vs 08-2026 10-2026: 0.2%▲ +10.4% vs 09-2026
  • Size: total assets €978,525 lowers the probability for this profile
  • Liquidity: current ratio 0.02, cash €7,670 raises the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1975 lowers the probability for this profile
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 55.8% and cash: 0.8% of total assets), and 67.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 48%, liquidity 20%, profitability 31%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €978,525
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.02, cash €7,670
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1975
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
9 d early
2023
9 d early
2022
33 d early
2021
28 d early
2020
48 d early
2019
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 3 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 9% on equitysector median €41,989 · 21,107 companies €315,914 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €30,155 7 years View
  • Active since 1975founded 01-01-1975 51 years View

By topic

Financials

Fiscal year
2025
Total assets
€978,525
Profit
€30,155
Solvency
32.3%
Total assets▼ 1.0%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-01-2027
  1. 10-12-2025Annual accounts filed
  2. 22-01-2025Annual accounts filed
  3. 22-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of pharmaceutical productsNACE 47730
Founded
01-01-1975
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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