DEMSS
ActiveSummary
DEMSS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €20k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency49▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.19 in 2024; short-term debt: 52% and cash: 12.2% of total assets), and 76% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7777 sector peers (2025).
NBB · sector comparisonPosition among 7777 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
46 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€236k▲ 8.8%
2024 · €217k
2018: €87k
2019: €143k
2020: €182k
2021: €196k
2022: €201k
2023: €196k
2024: €217k
2018 → 2025
Total assets
€984k▲ 2.1%
2024 · €964k
2018: €297k
2019: €574k
2020: €679k
2021: €763k
2022: €910k
2023: €1.00M
2024: €964k
2018 → 2025
Net result
€20k▼ 6.3%
2024 · €21k
2018: €23k
2019: €56k
2020: €39k
2021: €14k
2022: €6k
2023: €-5k
2024: €21k
2018 → 2025
Working capital
€125k▲ 31.5%
2024 · €95k
2018: €77k
2019: €100k
2020: €136k
2021: €154k
2022: €92k
2023: €81k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€201k▲ 2.7%€196k▼ 2.4%€217k▲ 10.5%€236k▲ 8.8%
Operating result€23k-€13k▼ 42.8%€334▼ 97.5%€33k▲ 9,867%€33k▼ 2.3%
Net result€14k-€6k▼ 56.6%€-5k€21k€20k▼ 6.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€348k ▼ 6.0%
Current assets
€636k ▲ 7.1%
Equity and liabilities €984k
Equity
€236k ▲ 8.8%
Debt
€748k ▲ 0.1%
Debt's share of the balance-sheet total falls from 77.5% to 76.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €59k
Cash flow
€47k▼
2024 · €47k
Current ratio
1.24▲
2024 · 1.19
Quick ratio
1.20▲
2024 · 1.16
Debt to equity
3.18▼
2024 · 3.45
ROE
8.5%▼
2024 · 9.8%
ROA
2.0%▼
2024 · 2.2%
Interest coverage
11.79▲
2024 · 9.96
Debt ≤ 1 year
€512k▲
2024 · €499k
Debt > 1 year
€237k▼
2024 · €248k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€964k€984k▲
Fixed assets21/28€370k€348k▼
Tangible fixed assets22/27€370k€348k▼
Land and buildings22€341k€325k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€23k€18k▼
Current assets29/58€594k€636k▲
Stocks and contracts in progress3€13k€21k▲
Stocks30/36€13k€21k▲
Amounts receivable within one year40/41€478k€491k▲
Trade receivables40€465k€480k▲
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€100k€120k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€964k€984k▲
Equity10/15€217k€236k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€202k€221k▲
Amounts payable17/49€748k€748k▲
Amounts payable after more than one year17€248k€237k▼
Financial debts170/4€248k€237k▼
Amounts payable within one year42/48€499k€512k▲
Current portion of amounts payable after more than one year42€20k€18k▼
Trade debts44€409k€394k▼
Suppliers440/4€409k€394k▼
Advances received on contracts in progress46€22k€39k▲
Taxes, remuneration and social security45€15k€23k▲
Taxes450/3€240€8k▲
Remuneration and social security454/9€15k€15k=
Other amounts payable47/48€34k€38k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€362€655▲
Gross operating margin9900€59k€60k▲
Operating profit (loss)9901€33k€33k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€27k€27k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€21k€20k▼
Profit (loss) for the period to be appropriated9905€21k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€222k▲
Profit (loss) brought forward from the previous period14P€182k€202k▲
Profit to be distributed694/7€800€859▲
Return on contributions (dividend)694€800€859▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 46 days late
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €200kEq €217k ▲10.5%
Equity rises from €196k to €217k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼178%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €201k ▲2.7%
5 profitable years in a row build equity to €201k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Equity above €150kEq €182k ▲27%
3 profitable years in a row build equity to €182k.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
Show earlier events
2019
31-12
Financial
Highest result since 2018net €56k ▲146%
Operating result €74k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲63.5%
2 profitable years in a row build equity to €143k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 1993800 Sint-TruidenGround area
529 m²
Building footprint
142 m²
Parcel 71009D0005/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
DEMSS
since 20132.215.906.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009D0005/00D000 | Flanders | 529 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesDEMSS BV39615
Similar companies · same sector, comparable size
ZWEMBADHALL
BE 0424.558.112
Pepingen · Eq €235,571
MESSACONCEPT
BE 0771.824.545
La Bruyère · Eq €235,765
IMMO FACADE
BE 0438.114.059
Brussel · Eq €235,824
MVW@work
BE 0433.864.766
Hulshout · Eq €235,390
TOITURE ALDO
BE 0479.054.294
Fontaine-l'Evêque · Eq €235,962
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.