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DEMPYO

Active
Private limited companyfounded 198640 yrs activeKroonlaan 6, 1050 Elsene, BelgiumKBO/BCE: BE 0428.493.144
Summary

DEMPYO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182,340 and a net result of -€5,795. Equity is shrinking by ~18.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 16707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
Size
€48,700turnover 2025
Equity
€182,340
Loss
-€5,795
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
E. BELAEN en Co · 99.7%
Accounts filed 83 d late0 of 8 deeds read
Why 93- Latest accounts 83 days late; 1 of the last 3 late- Loss of €5,795 (FY 2025)+ Founded in 1986+ Liquidity: cash €33,982Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 47-46
cash 18.6%
Profitability 77+29
return on assets -3.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.5% vs 12-2024 02-2025: < 0.1%▲ +2.6% vs 01-2025 03-2025: < 0.1%▲ +7.5% vs 02-2025 04-2025: 0.1%▲ +16.3% vs 03-2025 05-2025: < 0.1%▼ -44.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%▲ +3.6% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▼ -3.4% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +3.6% vs 12-2025 02-2026: < 0.1%▲ +3.4% vs 01-2026 03-2026: < 0.1%▲ +3.3% vs 02-2026 04-2026: < 0.1%▲ +19.4% vs 03-2026 05-2026: < 0.1%▲ +27.0% vs 04-2026 06-2026: 0.1%▲ +6.4% vs 05-2026 07-2026: 0.1%▲ +60.0% vs 06-2026 08-2026: 0.1%▲ +83.8% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%▼ -6.1% vs 09-2026
  • Founded in 1986 lowers the probability for this profile
  • Latest accounts 83 days late; 1 of the last 3 late raises the probability
  • Liquidity: cash €33,982 lowers the probability
  • Loss of €5,795 (FY 2025) raises the probability
Credit up to €4,500 at 30 days acceptable
cash: 18.6% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 42%, profitability 72%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 83 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: cash €33,982
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €5,795 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-07-2026, 83 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
83 d late
2024
4 d early
2023
42 d early
2022
94 d early
2020
25 d late
2019
39 d late
2018
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (4 of the last 5 filed years within 87 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €8,569 ▲191%

Key points

  • Positive: Among the best 5% on solvencysector median 29.4% · 16,707 companies 100.0% View
  • Caution: Latest accounts filed lateafter the legal deadline 83 d View
  • Controlled by E. BELAEN en Co 99.7% View

By topic

Financials

Fiscal year
2025
Turnover
€48,700
Loss
-€5,795
Solvency
100.0%
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 30-04-2027
  1. 22-07-2026Annual accounts filed
  2. 26-04-2025Annual accounts filed
  3. 30-09-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
31-01-1986
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

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