DEMOTEC
ActiveDEMOTEC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €-43k. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-47
Solvency99▲+14
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 2.29 in 2024; short-term debt: 25.7% and cash: 53.7% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
-43.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
133 d early
2023
29 d early
2022
61 d early
2021
5 d early
2020
95 d late
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€73k▼ 37.0%
2024 · €116k
2018: €117k
2019: €151k
2020: €157k
2021: €150k
2022: €135k
2023: €116k
2024: €116k
2018 → 2025
Total assets
€98k▼ 49.5%
2024 · €195k
2018: €247k
2019: €300k
2020: €255k
2021: €246k
2022: €222k
2023: €199k
2024: €195k
2018 → 2025
Net result
€-43k
2024 · €356
2018: €7k
2019: €34k
2020: €6k
2021: €-7k
2022: €-15k
2023: €-19k
2024: €356
2018 → 2025
Working capital
€60k▼ 40.5%
2024 · €101k
2018: €95k
2019: €133k
2020: €141k
2021: €127k
2022: €115k
2023: €98k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€135k▼ 10.1%€116k▼ 14.3%€116k▲ 0.3%€73k▼ 37.0%
Operating result€-595-€-10k▼ 1,563%€-19k▼ 91.7%€-413▲ 97.8%€-43k▼ 10,334%
Net result€-7k-€-15k▼ 130%€-19k▼ 27.6%€356€-43k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43k in 2025 against €413 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€13k▼ 13.3%
Current assets
€86k▼ 52.5%
Equity and liabilities €98k
Equity
€73k▼ 37.0%
Debt
€25k▼ 67.9%
The debt ratio falls from 40.4% to 25.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-41k▼
2024 · €2k
Cash flow
€-41k▼
2024 · €3k
Solvency
74.3%▲
2024 · 59.6%
Current ratio
3.39▲
2024 · 2.29
Quick ratio
3.39▲
2024 · 2.29
Debt / equity
0.35▼
2024 · 0.68
ROE
-58.8%▼
2024 · 0.3%
ROA
-43.7%▼
2024 · 0.2%
Interest coverage
387.95▲
2024 · 3.39
Debt
€25k▼
2024 · €79k
Debt ≤ 1 year
€25k▼
2024 · €79k
Staff costs
€69k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€98k▼
Fixed assets21/28€15k€13k▼
Tangible fixed assets22/27€15k€13k▼
Land and buildings22€15k€13k▼
Current assets29/58€180k€86k▼
Amounts receivable within one year40/41€43k€33k▼
Trade receivables40€43k€33k▼
Cash at bank and in hand54/58€137k€53k▼
Equity and liabilities
Total equity and liabilities10/49€195k€98k▼
Equity10/15€116k€73k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€96k€53k▼
Amounts payable17/49€79k€25k▼
Amounts payable within one year42/48€79k€25k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€69€3k▲
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€68k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€67k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€410€558▲
Gross operating margin9900€70k€29k▼
Operating profit (loss)9901€-413€-43k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€647€-106▼
Recurring financial charges65€647€-106▼
Profit (loss) for the period before taxes9903€356€-43k▼
Profit (loss) for the period9904€356€-43k▼
Profit (loss) for the period to be appropriated9905€356€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€53k▼
Profit (loss) brought forward from the previous period14P€95k€96k▲
Social balance
Average headcount (FTE)90872.52.9▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-43k ▼12175%
Net result drops to €-43k, the lowest in the series.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €356
Net result €356 after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 95 days late
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €34k ▲411%
Operating result €49k, net result €34k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲28.7%
2 profitable years in a row build equity to €151k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 5141502 HalleGround area
385 m²
Building footprint
93 m²
Volume, LiDAR
674 m³
Parcel 23043F0171/00X000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DEMOTEC
since 19902.048.627.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043F0171/00X000 | Flanders | 385 m² | 1 · 93 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOTEUR
BE 0644.840.756
Ukkel · Eq €73k
FINIQ
BE 0452.864.195
Houthulst · Eq €73k
Van Aerde Interieur en Schrijnwerkerij
BE 0655.861.144
Kasterlee · Eq €73k
All Wood Design
BE 0646.970.501
Lummen · Eq €73k
COART
BE 0439.366.844
Sint-Truiden · Eq €73k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded15-04-1990
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.