DEMO-CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of DEMO-CONSTRUCTION is 2.9% (moderate). The 2025 annual accounts show equity of €70k and a net result of €4k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 16% of 7321 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability30▲+27
Solvency17▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.12 in 2024), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7321 sector peers (2025).
NBB · sector comparisonPosition among 7321 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
13 d late
2023
30 d late
2022
29 d early
2021
49 d early
2020
132 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 6.3%
2024 · €66k
2019: €27k
2020: €51k
2021: €60k
2022: €63k
2023: €66k
2024: €66k
2019 → 2025
Total assets
€1.06M▲ 78.0%
2024 · €595k
2019: €109k
2020: €332k
2021: €734k
2022: €1.08M
2023: €609k
2024: €595k
2019 → 2025
Net result
€4k▲ 1,023%
2024 · €373
2019: €21k
2020: €24k
2021: €9k
2022: €4k
2023: €4k
2024: €373
2019 → 2025
Working capital
€76k▲ 15.7%
2024 · €66k
2019: €14k
2020: €49k
2021: €55k
2022: €59k
2023: €64k
2024: €66k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€63k▲ 5.1%€66k▲ 4.8%€66k▲ 0.6%€70k▲ 6.3%
Operating result€11k-€5k▼ 58.5%€7k▲ 38.8%€613▼ 90.7%€5k▲ 785%
Net result€9k-€4k▼ 51.1%€4k▼ 1.1%€373▼ 91.2%€4k▲ 1,023%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 785% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€50▼ 95.4%
Current assets
€1.06M▲ 78.4%
Equity and liabilities €1.06M
Equity
€70k▲ 6.3%
Debt
€990k▲ 87.0%
The debt ratio rises from 88.9% to 93.4%: debt grows faster than equity.
Key figures and ratios
Solvency
6.6%▼
2024 · 11.1%
Current ratio
1.08▼
2024 · 1.12
Quick ratio
1.08▼
2024 · 1.12
Debt / equity
14.11▲
2024 · 8.02
ROE
6.0%▲
2024 · 0.6%
ROA
0.4%▲
2024 · 0.1%
Debt
€990k▲
2024 · €529k
Debt ≤ 1 year
€984k▲
2024 · €528k
Income taxes
€1k▲
2024 · €156
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€595k€1.06M▲
Fixed assets21/28€1k€50▼
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€50€50=
Current assets29/58€594k€1.06M▲
Amounts receivable within one year40/41€579k€1.05M▲
Trade receivables40€469k€946k▲
Other amounts receivable41€110k€104k▼
Cash at bank and in hand54/58€13k€10k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€595k€1.06M▲
Equity10/15€66k€70k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€58k€62k▲
Amounts payable17/49€529k€990k▲
Amounts payable within one year42/48€528k€984k▲
Trade debts44€283k€726k▲
Suppliers440/4€283k€726k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€2k▼
Remuneration and social security454/9-€14k
Other amounts payable47/48€236k€243k▲
Accrued charges and deferred income492/3€1k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€839-
Other operating charges640/8€1k€61▼
Gross operating margin9900€2k€5k▲
Operating profit (loss)9901€613€5k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€84€104▲
Recurring financial charges65€84€104▲
Profit (loss) for the period before taxes9903€529€5k▲
Income taxes67/77€156€1k▲
Profit (loss) for the period9904€373€4k▲
Profit (loss) for the period to be appropriated9905€373€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€62k▲
Profit (loss) brought forward from the previous period14P€58k€58k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €373 ▼91.2%
Net result drops to €373, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €24k ▲16.4%
Operating result €32k, net result €24k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbeeksestraat 1171020 BrusselGround area
3,770 m²
Building footprint
864 m²
Volume, LiDAR
5,208 m³
Parcel 21815D0207/00V010, Brussels · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEMO-CONSTRUCTION
since 20192.284.372.467
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0207/00V010 | Brussels | 3,770 m² | 1 · 864 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JTD-Construct
BE 0742.785.022
Brussel · Eq €70k
WOODWORK BROTHERS
BE 0682.535.154
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DONEUX Philippe
BE 0452.624.368
Herve · Eq €70k
FABER CONSTRUCTION
BE 0884.532.409
Sint-Gillis (bij-Brussel) · Eq €70k
GTCS Consult
BE 0521.986.593
Braine-le-Comte · Eq €70k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 13,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@demo-construction.be
Phone:024789703