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Demervallei

Active
Public limited companyfounded 1990active for 35 yearsMartelarenstraat 56, 3200 Aarschot, BelgiumKBO/BCE: BE 0442.492.917
Summary

Demervallei has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €300,394 and a net result of €255,394. Equity is shrinking by about 8% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
“Het verwerven,vervreemden,beheren,uitbaten,valoriseren,verkavelen,ordenen,huren en verhuren,het doen bouwen of verbouwen,promotie maken van en makelen in onroerende…” (deed in Dutch)
From the articles, 2 activitiesNo NACE code in the KBO yet1 site
Size
€412,152total assets 2024
Equity
€300,394
Profit
€255,394
Turnover not published (micro format)
Financial health
58 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 80 days overdue1 of 4 deeds read
Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 26-09-2025)lowers riskSize: total assets €412,152Liquidity: current ratio 3.70, cash €291,753Equity €300,394 (72.9% of total assets)Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 82% of its sector peers (no NACE code, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 98+29
equity 72.9% of total assets
Liquidity 89+68
short-term debt 27.0% · cash 70.8%
Profitability 100+95
return on assets 62.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.1%▲ +0.1 percentage points vs 02-2025 04-2025: 3.2%▲ +0.1 percentage points vs 03-2025 05-2025: 3.1%▼ -0.1 percentage points vs 04-2025 06-2025: 3.7%▲ +0.6 percentage points vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.1%▲ +0.3 percentage points vs 07-2025 09-2025: 4.8%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -4.6 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €17,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 3.7, compared with 0.0 in 2023, above the usual 1.5; short-term debt: 27% and cash: 70.8% of total assets), and 27.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 61% on solvency, 80% on liquidity, 90% on profitability and 98% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €412,152
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 26-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.70, cash €291,753
NBB · annual accounts
lowers risk · Equity €300,394 (72.9% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €300,394
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 80 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline19-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
57 days late
2023
29 days late
2022
60 days late
2021
60 days late
2020
31 days late
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 38 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €255,394
  3. Liquidity more than 126280 timescurrent ratio 3.70

Key points

  • Positive: Equity rose in 2024from €63,565 to €300,394 ▲ 373% View
  • Caution: Accounts not fileddeadline was 31-07-2026 80 days late View
  • Active since 1990founded 23-11-1990 35 years View

By topic

Financials

Financial year
2024
Total assets
€412,152
Profit
€255,394
Solvency
72.9%
Total assets▲ 186%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1992
  1. 31-12-2024Equity above €200,000
  2. 29-08-2024Annual accounts filed
  3. 25-03-2024Registered office · Amendment of the articles…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
23-11-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
39
Annual meeting
Third Friday of June at 14:00
Purpose
“Het verwerven,vervreemden,beheren,uitbaten,valoriseren,verkavelen,ordenen,huren en…” (deed in Dutch)
Go to Articles of association

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