DEMERHOF
ActiveDEMERHOF has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €256k and a net result of €7k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 18941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+7
Solvency64▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 2.01 in 2023; short-term debt: 43.3% and cash: 1% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
98 d late
2022
92 d late
2021
60 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€256k▲ 2.7%
2023 · €249k
2018: €173k
2019: €180k
2020: €203k
2021: €242k
2022: €246k
2023: €249k
2018 → 2024
Total assets
€662k▼ 0.1%
2023 · €663k
2018: €444k
2019: €597k
2020: €575k
2021: €582k
2022: €596k
2023: €663k
2018 → 2024
Net result
€7k▲ 130%
2023 · €3k
2018: €7k
2019: €7k
2020: €24k
2021: €28k
2022: €4k
2023: €3k
2018 → 2024
Working capital
€238k▼ 11.0%
2023 · €267k
2018: €148k
2019: €204k
2020: €197k
2021: €239k
2022: €242k
2023: €267k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€203k-€242k▲ 19.1%€246k▲ 1.7%€249k▲ 1.2%€256k▲ 2.7%
Operating result€42k-€41k▼ 3.5%€12k▼ 70.3%€17k▲ 41.3%€21k▲ 25.1%
Net result€24k-€28k▲ 17.9%€4k▼ 85.3%€3k▼ 28.5%€7k▲ 130%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 25% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €662k
Fixed assets
€137k▲ 4.8%
Current assets
€525k▼ 1.3%
Equity and liabilities €662k
Equity
€256k▲ 2.7%
Debt
€406k▼ 1.8%
The debt ratio falls from 62.4% to 61.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2023 · €42k
Cash flow
€34k▲
2023 · €28k
Solvency
38.6%▲
2023 · 37.6%
Current ratio
1.83▼
2023 · 2.01
Quick ratio
0.17▼
2023 · 0.21
Debt / equity
1.59▼
2023 · 1.66
ROE
2.6%▲
2023 · 1.2%
ROA
1.0%▲
2023 · 0.4%
Interest coverage
4.23▲
2023 · 3.44
Debt
€406k▼
2023 · €414k
Debt ≤ 1 year
€287k▲
2023 · €265k
Debt > 1 year
€120k▼
2023 · €149k
Income taxes
€3k▲
2023 · €2k
Staff costs
€44k▼
2023 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€663k€662k▼
Fixed assets21/28€131k€137k▲
Intangible fixed assets21€736€603▼
Tangible fixed assets22/27€128k€135k▲
Land and buildings22€17k€11k▼
Plant, machinery and equipment23€42k€34k▼
Furniture and vehicles24€14k€11k▼
Other tangible fixed assets26€56k€78k▲
Financial fixed assets28€2k€2k=
Current assets29/58€532k€525k▼
Stocks and contracts in progress3€476k€475k▼
Stocks30/36€476k€475k▼
Amounts receivable within one year40/41€35k€43k▲
Trade receivables40€35k€43k▲
Other amounts receivable41-€414
Cash at bank and in hand54/58€21k€7k▼
Deferred charges and accrued income490/1-€195
Equity and liabilities
Total equity and liabilities10/49€663k€662k▼
Equity10/15€249k€256k▲
Contributions10/11€140k€140k=
Capital10€140k€140k=
Issued capital100€140k€140k=
Reserves13€109k€116k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€93k€100k▲
Amounts payable17/49€414k€406k▼
Amounts payable after more than one year17€149k€120k▼
Financial debts170/4€149k€120k▼
Amounts payable within one year42/48€265k€287k▲
Current portion of amounts payable after more than one year42€28k€29k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€58k€28k▼
Suppliers440/4€58k€28k▼
Taxes, remuneration and social security45€29k€29k▼
Taxes450/3€19k€24k▲
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€150k€198k▲
Accrued charges and deferred income492/3€489-
Income statement
Code20232024
Remuneration, social security and pensions62€82k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€128k€101k▼
Operating profit (loss)9901€17k€21k▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€7k▲
Transfer to equity691/2€3k€7k▲
To other reserves6921€3k€7k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼28.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Highest result since 2018net €28k ▲17.9%
Net result €28k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €200kEq €203k ▲13.1%
3 profitable years in a row build equity to €203k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 223590 DiepenbeekGround area
2,758 m²
Building footprint
510 m²
Parcel 71402C1175/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
DEMERHOF
since 19892.043.090.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C1175/00C002 | Flanders | 2,758 m² | 1 · 510 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteDiepenbeek2.043.090.511
Similar companies · same sector, comparable size
MARVIN VAN DER VELDEN
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SABROSA
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A LA LUNA
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INVESTAVER
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 8,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-04-1989
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
51340
52250Logistics services
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.