DEMAREZ Laurence - société notariale
ActiveDEMAREZ Laurence - société notariale has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €334k and a net result of €133k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+20
Solvency69▼-5
Growth55▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.94 in 2024; short-term debt: 52.5% and cash: 79.8% of total assets), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
17.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
58 d early
2023
44 d early
2022
56 d early
2021
18 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€688k▼ 13.8%
2022 · €798k
2022: €798k
2022 → 2024
EBIT margin
2.0%▼ 8.0pp
2022 · 10.0%
2022: 10.0%
2022 → 2024
Net result
€133k▲ 1,159%
2024 · €11k
2018: €38k
2019: €81k
2020: €36k
2021: €81k
2022: €53k
2023: €59k
2024: €11k
2018 → 2025
Working capital
€260k▼ 8.8%
2024 · €285k
2018: €104
2019: €86k
2020: €150k
2021: €225k
2022: €275k
2023: €295k
2024: €285k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€798k€688k
Equity€294k-€347k▲ 18.2%€371k▲ 6.7%€331k▼ 10.6%€334k▲ 1.0%
Operating result€116k-€80k▼ 31.1%€80k▼ 0.1%€14k▼ 82.4%€187k▲ 1,234%
Net result€81k-€53k▼ 34.4%€59k▲ 11.0%€11k▼ 82.1%€133k▲ 1,159%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,234% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €758k
Fixed assets
€100k▲ 8.2%
Current assets
€658k▲ 11.9%
Equity and liabilities €758k
Equity
€334k▲ 1.0%
Provisions
€9k=
Debt
€414k▲ 21.9%
The debt ratio rises from 49.9% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€209k▲
2024 · €90k
Cash flow
€155k▲
2024 · €86k
Solvency
44.1%▼
2024 · 48.7%
Current ratio
1.65▼
2024 · 1.94
Quick ratio
1.65▼
2024 · 1.94
Debt / equity
1.24▲
2024 · 1.02
ROE
39.8%▲
2024 · 3.2%
ROA
17.6%▲
2024 · 1.6%
Interest coverage
107.72▲
2024 · 38.39
Debt
€414k▲
2024 · €339k
Debt ≤ 1 year
€398k▲
2024 · €302k
Debt > 1 year
€15k▼
2024 · €36k
Income taxes
€59k▲
2024 · €5k
Staff costs
€356k▲
2024 · €333k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€680k€758k▲
Fixed assets21/28€92k€100k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€90k€98k▲
Furniture and vehicles24€63k€58k▼
Other tangible fixed assets26€27k€40k▲
Financial fixed assets28€2k€2k=
Current assets29/58€588k€658k▲
Amounts receivable within one year40/41€84k€53k▼
Trade receivables40€30k€37k▲
Other amounts receivable41€55k€16k▼
Cash at bank and in hand54/58€503k€604k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€680k€758k▲
Equity10/15€331k€334k▲
Contributions10/11€19k€19k=
Reserves13€313k€316k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€311k€314k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€9k€9k=
Provisions for liabilities and charges160/5€9k€9k=
Other liabilities and charges164/5€9k€9k=
Amounts payable17/49€339k€414k▲
Amounts payable after more than one year17€36k€15k▼
Financial debts170/4€36k€15k▼
Amounts payable within one year42/48€302k€398k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€172k€167k▼
Suppliers440/4€172k€167k▼
Taxes, remuneration and social security45€61k€80k▲
Taxes450/3€17k€50k▲
Remuneration and social security454/9€44k€31k▼
Other amounts payable47/48€50k€130k▲
Accrued charges and deferred income492/3€689€689=
Income statement
Code20242025
Turnover70€688k-
Goods, raw materials, services and sundry goods60/61€291k-
Remuneration, social security and pensions62€333k€356k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€22k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€428k€568k▲
Operating profit (loss)9901€14k€187k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€192k▲
Income taxes67/77€5k€59k▲
Profit (loss) for the period9904€11k€133k▲
Profit (loss) for the period to be appropriated9905€11k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€133k▲
Transfer from equity791/2€50k€130k▲
Transfer to equity691/2€11k€133k▲
To other reserves6921€11k€133k▲
Profit to be distributed694/7€50k€130k▲
Return on contributions (dividend)694€50k€130k▲
Social balance
Average headcount (FTE)90874.74.9▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €133k ▲1159%
Operating result €187k, net result €133k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼82.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €212k ▲20.2%
3 profitable years in a row build equity to €212k.
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 29 days late
2019
31-12
Financial
Equity above €150kEq €177k ▲84.7%
2 profitable years in a row build equity to €177k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
R Notre-Dame-de-Haurt,Forrières 176953 Nassogne1 establishment unit
DEMAREZ Laurence - société notariale
since 20142.233.476.369
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2014
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:084/211315