DEMALO

Active

Public limited companyfounded 1989active for 37 yearsWellingstraat(HEU) 44, 9070 Destelbergen, BelgiumKBO/BCE: BE 0437.358.053

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DEMALO has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.4m and a net result of €175,773, of which €263,583 non-recurring income. Equity is growing by about 4.6% per year across the filed financial years. Its solvency ranks better than 56% of 5,786 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

DEMALOActiveChecked score 92/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 02-05-1989 Normal situation
Legal form: Public limited company
Registered office: Wellingstraat(HEU) 44, 9070 Destelbergen
Activity: Real estate agency activities NACE 68310and 1 other
Establishment unit: 2.043.366.465 9070 Destelbergen, since 16-05-1989
Financial year end: 31 December
Peppol: Reachable since 23-06-2025

Company details

Who decides

Board

De Witte BernardDirector

Holdings: Shares in 1 company KASTER

Board & ownership

How it is doing

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €674,895; ▲ 27.5%
Turnover: ≈ €1.7m; estimated
Profit: €175,773; ▲ 193%
Equity: €5.4m; ▼ 19.7%
Total assets: €11.8m; ▲ 4.6%
Staff: 1 FTE; =

Net result +193%: other schema2025 accounts 15 days early

Filed on 16-07-2026at the National Bank

Financials

Why 92raises riskLiquidity: current ratio 2.50, cash €91,867, halvedlowers riskSize: 1 FTE, total assets €11.8mFounded in 1989Legal form: public limited companyShow the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 40% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 71-13

equity 45.6% of total assets

Liquidity 47-9

short-term debt 17.0% · cash 0.8%

Profitability 39=

return on assets 1.5%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €490,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.5, compared with 5.43 in 2024, above the usual 1.5; short-term debt: 17% and cash: 0.8% of total assets), but 54.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 61% on solvency, 42% on liquidity, 35% on profitability and 21% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Size: 1 FTE, total assets €11.8m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 2.50, cash €91,867, halved

NBB · annual accounts

Founded in 1989

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Legal form: public limited company

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 days early

2024

29 days late

2023

9 days early

2022

12 days early

2021

17 days early

2020

5 days early

2019

14 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Result rose in 2025different schema filed ▲ 193% View
Positive: 6th largest company by total assets in Destelbergen, Real estate sectorin the Checked rankings No. 6 View
Positive: 8 profitable years in a rowprofit 2025: €175,773, mostly one-off 8 years View

Documents

Key facts about DEMALO

What is the company number of DEMALO?: 0437.358.053. In Belgium the VAT number is the company number with BE in front: BE 0437.358.053.
Where is DEMALO based?: The registered office is at Wellingstraat(HEU) 44, 9070 Destelbergen.Company details
What does DEMALO do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of DEMALO?: Public limited company (NV).
When was DEMALO founded?: On 02-05-1989.
Is DEMALO still active?: Yes, DEMALO is an active enterprise in the KBO register.
How many employees does DEMALO have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DEMALO?: ≈ €1.7m in financial year 2025. Estimated from the gross margin of €674,895: probably between €1.2m and €2.1m, based on 30 comparable companies, NACE 683.
Is DEMALO profitable?: In financial year 2025, DEMALO made a profit of €175,773.
Where can I find the annual accounts of DEMALO?: DEMALO filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DEMALO due?: By 31-07-2027, for financial year 2026.Timeline