DEMA SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of DEMA SOLUTIONS is 2.1% (moderate). The 2025 annual accounts show negative equity (-€45,472) and a net result of €8,819. Equity is shrinking by ~5.1% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+87
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.27 in 2024; short-term debt: 80.9% and cash: 5.7% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.8%
Return on assets
14.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
61 d late
2023
23 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€45,472▲ 16.2%
2024 · -€54,291
Total assets
€60,829▲ 3.3%
2024 · €58,903
Net result
€8,819
2024 · -€22,970
Working capital
-€29,952▲ 11.8%
2024 · -€33,967
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,039€2,865▼ 5.7%-€2,178-€21,181▼ 872%€10,915
Net result€2,813within the sector's middle half€2,632within the sector's middle half▼ 6.4%-€2,597within the sector's middle half-€22,970below the sector's middle half▼ 785%€8,819
Equity-€37,556below the sector's middle half▲ 7.0%-€34,924below the sector's middle half▲ 7.0%-€31,321below the sector's middle half▲ 10.3%-€54,291below the sector's middle half▼ 73.3%-€45,472▲ 16.2%
Total assets€2,600below the sector's middle half▼ 53.4%€4,140below the sector's middle half▲ 59.2%€2,958below the sector's middle half▼ 28.6%€58,903within the sector's middle half▲ 1,891%€60,829▲ 3.3%
Debt€40,156▼ 12.6%€39,064▼ 2.7%€34,278▼ 12.3%€113,194▲ 230%€106,301▼ 6.1%
Working capital-€38,754below the sector's middle half▲ 12.7%-€35,709below the sector's middle half▲ 7.9%-€31,693below the sector's middle half▲ 11.2%-€33,967below the sector's middle half▼ 7.2%-€29,952▲ 11.8%
Solvency-92.2%below the sector's middle half-74.8%▲ 17.4pp
Current ratio0.27below the sector's middle half0.39▲ 0.13
Return on assets (ROA)-39.0%below the sector's middle half14.5%▲ 53.5pp
Staff (FTE)0.6
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10,915 after a loss of €21,181 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60,829
Fixed assets
€41,587 ▼ 10.7%
Current assets
€19,242 ▲ 56.2%
Equity and liabilities
Equity-€45,472
Debt€106,301
Equity is negative: debt (€106,301) exceeds the balance-sheet total (€60,829).
Key figures and ratios
EBITDA
€15,915▲
2024 · -€17,396
Cash flow
€13,819▲
2024 · -€19,186
Quick ratio
0.30▲
2024 · 0.23
Interest coverage
8.40▲
2024 · -10.81
Debt ≤ 1 year
€49,194▲
2024 · €46,282
Debt > 1 year
€57,107▼
2024 · €66,911
Income taxes
€202▲
2024 · €195
Staff costs
€5,734▲
2024 · €3,255
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €3,255 | €5,734 | ▲ 76.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,529 | €413 | €413 | €3,785 | €5,000 | ▲ 32.1% |
| Other operating charges640/8 | €916 | €1,012 | €938 | €1,148 | €1,165 | ▲ 1.5% |
| Gross operating margin9900 | €9,484 | €4,290 | -€827 | -€12,993 | €22,814 | ▲ 276% |
| Operating profit (loss)9901 | €3,039 | €2,865 | -€2,178 | -€21,181 | €10,915 | ▲ 152% |
| Financial income75/76B | - | €124 | €0 | €14 | €0 | ▼ 99.9% |
| Recurring financial income75 | - | €124 | €0 | €14 | €0 | ▼ 99.9% |
| Financial charges65/66B | €226 | €184 | €232 | €1,609 | €1,894 | ▲ 17.7% |
| Recurring financial charges65 | €226 | €184 | €232 | €1,609 | €1,894 | ▲ 17.7% |
| Profit (loss) for the period before taxes9903 | €2,813 | €2,805 | -€2,410 | -€22,776 | €9,021 | ▲ 140% |
| Income taxes67/77 | - | €174 | €187 | €195 | €202 | ▲ 3.9% |
| Profit (loss) for the period9904 | €2,813 | €2,632 | -€2,597 | -€22,970 | €8,819 | ▲ 138% |
| Profit (loss) for the period to be appropriated9905 | €2,813 | €2,632 | -€2,597 | -€22,970 | €8,819 | ▲ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,600 | €4,140 | €2,958 | €58,903 | €60,829 | ▲ 3.3% |
| Fixed assets21/28 | €1,198 | €785 | €372 | €46,587 | €41,587 | ▼ 10.7% |
| Intangible fixed assets21 | - | - | - | €46,587 | €41,587 | ▼ 10.7% |
| Tangible fixed assets22/27 | €1,198 | €785 | €372 | €0 | - | - |
| Furniture and vehicles24 | €1,198 | €785 | €372 | €0 | - | - |
| Current assets29/58 | €1,402 | €3,355 | €2,586 | €12,315 | €19,242 | ▲ 56.2% |
| Stocks and contracts in progress3 | - | - | - | €1,550 | €4,703 | ▲ 203% |
| Stocks30/36 | - | - | - | €1,550 | €4,703 | ▲ 203% |
| Amounts receivable within one year40/41 | €1,147 | €3,147 | €2,360 | €5,562 | €11,098 | ▲ 99.5% |
| Trade receivables40 | €1,147 | €3,146 | €2,360 | €5,562 | €11,098 | ▲ 99.5% |
| Other amounts receivable41 | - | €1 | €1 | €0 | - | - |
| Cash at bank and in hand54/58 | €255 | €208 | €225 | €5,203 | €3,441 | ▼ 33.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,600 | €4,140 | €2,958 | €58,903 | €60,829 | ▲ 3.3% |
| Equity10/15 | -€37,556 | -€34,924 | -€31,321 | -€54,291 | -€45,472 | ▲ 16.2% |
| Contributions10/11 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,285 | €1,285 | €1,285 | €1,285 | €1,285 | = |
| Non-distributable reserves130/1 | €1,285 | €1,285 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,285 | €1,285 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,285 | €1,285 | €1,285 | = |
| Profit (loss) carried forward14 | -€51,241 | -€48,609 | -€51,206 | -€74,176 | -€65,357 | ▲ 11.9% |
| Amounts payable17/49 | €40,156 | €39,064 | €34,278 | €113,194 | €106,301 | ▼ 6.1% |
| Amounts payable after more than one year17 | €0 | - | - | €66,911 | €57,107 | ▼ 14.7% |
| Financial debts170/4 | €0 | - | - | €66,911 | €57,107 | ▼ 14.7% |
| Amounts payable within one year42/48 | €40,156 | €39,064 | €34,278 | €46,282 | €49,194 | ▲ 6.3% |
| Current portion of amounts payable after more than one year42 | €1,704 | €0 | - | €9,393 | €9,805 | ▲ 4.4% |
| Trade debts44 | €1,118 | €1,088 | €540 | €1,138 | €2,308 | ▲ 103% |
| Suppliers440/4 | €1,118 | €1,088 | €540 | €1,138 | €2,308 | ▲ 103% |
| Taxes, remuneration and social security45 | €1,067 | €174 | €360 | €818 | €1,803 | ▲ 120% |
| Taxes450/3 | €1,067 | €174 | €360 | €586 | €1,803 | ▲ 208% |
| Remuneration and social security454/9 | - | - | - | €232 | €0 | ▼ 100% |
| Other amounts payable47/48 | €36,267 | €37,802 | €33,378 | €34,933 | €35,279 | ▲ 1.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,813 | €2,632 | -€2,597 | -€22,970 | €8,819 | ▲ 138% |
| + Depreciation and write-downs630 | €5,529 | €413 | €413 | €3,785 | €5,000 | ▲ 32.1% |
| Operating cash flow (approximation) | €8,342 | €3,045 | -€2,184 | -€19,186 | €13,819 | ▲ 172% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€50,000 | €0 | ▲ 100% |
| Change in cash | - | -€47 | €17 | €4,977 | -€1,762 | ▼ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8,819
Net result €8,819 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€22,970
Net result drops to -€22,970, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2,813
Net result €2,813 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Deinze · 2 establishment units since 2011
Ground area
1,057 m²
Building footprint
233 m²
Volume, LiDAR
543 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Veritas
since 20112.195.375.462
Mimi
since 20262.392.943.379
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0052/00G000 | Flanders | 939 m² | 1 · 170 m² | - |
| 45035B0184/00A000 | Flanders | 118 m² | 1 · 63 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,488 companies in this sector we hold annual accounts for 2,442. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded23-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47554Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833061932
Registered
27-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.