DEMA-DBS
ActiveDEMA-DBS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €42k and a net result of €7k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 95 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2026
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability90▲+2
Solvency100▲+28
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 18.74 against 1.86 in 2025; short-term debt: 5.2% and cash: 8.7% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
94.8%
Return on assets
16.9%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-08-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
85 d early
2025
25 d early
2024
10 d early
2023
5 d early
2022
24 d early
2021
4 d early
2020
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€42k▲ 21.7%
2025 · €34k
2019: €-27k
2020: €-26k
2021: €22k
2022: €22k
2023: €22k
2024: €23k
2025: €34k
2019 → 2026
Total assets
€44k▼ 39.8%
2025 · €73k
2019: €41k
2020: €54k
2021: €112k
2022: €137k
2023: €87k
2024: €67k
2025: €73k
2019 → 2026
Net result
€7k▼ 33.6%
2025 · €11k
2019: €46k
2020: €1k
2021: €47k
2022: €777
2023: €118
2024: €553
2025: €11k
2019 → 2026
Working capital
€41k▲ 22.6%
2025 · €33k
2019: €-33k
2020: €-31k
2021: €16k
2022: €53k
2023: €35k
2024: €22k
2025: €33k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€22k-€22k▲ 0.5%€23k▲ 2.5%€34k▲ 48.6%€42k▲ 21.7%
Operating result€3k-€3k▼ 17.4%€2k▼ 17.6%€17k▲ 660%€11k▼ 35.8%
Net result€777-€118▼ 84.8%€553▲ 369%€11k▲ 1,924%€7k▼ 33.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 36% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €44k
Fixed assets
€822▼ 10.8%
Current assets
€43k▼ 40.2%
Equity and liabilities €44k
Equity
€42k▲ 21.7%
Debt
€2k▼ 94.1%
The debt ratio falls from 53.1% to 5.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2025 · €18k
Cash flow
€8k▼
2025 · €11k
Solvency
94.8%▲
2025 · 46.9%
Current ratio
18.74▲
2025 · 1.86
Quick ratio
18.74▲
2025 · 1.79
Debt / equity
0.06▼
2025 · 1.13
ROE
17.8%▼
2025 · 32.7%
ROA
16.9%▲
2025 · 15.3%
Interest coverage
32.16▲
2025 · 31.26
Debt
€2k▼
2025 · €39k
Debt ≤ 1 year
€2k▼
2025 · €39k
Income taxes
€3k▼
2025 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€73k€44k▼
Fixed assets21/28€922€822▼
Tangible fixed assets22/27€922€822▼
Furniture and vehicles24-€822
Other tangible fixed assets26€922-
Current assets29/58€72k€43k▼
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€45k€39k▼
Trade receivables40€33k€5k▼
Other amounts receivable41€12k€34k▲
Cash at bank and in hand54/58€24k€4k▼
Deferred charges and accrued income490/1€209€86▼
Equity and liabilities
Total equity and liabilities10/49€73k€44k▼
Equity10/15€34k€42k▲
Contributions10/11€12k€12k=
Reserves13€22k€29k▲
Distributable reserves133€22k€29k▲
Amounts payable17/49€39k€2k▼
Amounts payable within one year42/48€39k€2k▼
Trade debts44€24k€2k▼
Suppliers440/4€24k€2k▼
Taxes, remuneration and social security45€15k€338▼
Taxes450/3€15k€338▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€241€316▲
Other operating charges640/8€591€672▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€18k€14k▼
Operating profit (loss)9901€17k€11k▼
Financial income75/76B€176€80▼
Recurring financial income75€176€80▼
Financial charges65/66B€566€358▼
Recurring financial charges65€566€358▼
Profit (loss) for the period before taxes9903€17k€11k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€11k€7k▼
Profit (loss) for the period to be appropriated9905€11k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€7k▼
Transfer to equity691/2€11k€7k▼
To other reserves6921€11k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Liquidity times 10current ratio 18.74
Current ratio from 1.86 to 18.74; short-term debt falls from €39k to €2k.
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €118 ▼84.8%
Net result drops to €118, the lowest in the series; recovery starts the following year.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €47k ▲3534%
Operating result €53k, net result €47k, both a record.
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf Jansdijk 2628300 Knokke-HeistGround area
1,319 m²
Building footprint
244 m²
Volume, LiDAR
424 m³
2 parcels, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEMA-DBS
since 20142.236.173.860
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0020/00H000 | Flanders | 1,164 m² | 1 · 149 m² | - |
| 31333H0596/00S002 | Flanders | 155 m² | 1 · 95 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANTICHI SAPORI L'ENOTECA
BE 0831.600.103
Liège · Eq €42k
NATIS GROUP
BE 0472.138.689
Mons · Eq €42k
VINI PER AMICI
BE 0757.644.432
Lennik · Eq €42k
The Vine
BE 0679.452.534
Herzele · Eq €41k
't FLESSENGELUK
BE 0421.332.564
Destelbergen · Eq €43k
Of 1,052 companies in sector 46341 we hold annual accounts for 535. 365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2014
Fiscal year end31-03
Activities, NACEBEL
46341Wholesale of wines and spirits
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0475278892
E-mail:frank@dema-dbs.be