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DEMA & ARBER PROJECTS

Active
Private limited companyfounded 20197 yrs activePrins Boudewijnstraat 17, 8800 Roeselare, BelgiumKBO/BCE: BE 0719.924.892
Summary

The computed 12-month bankruptcy probability of DEMA & ARBER PROJECTS is 2.6% (moderate). The 2025 annual accounts show equity of €82,624 and a net result of -€8,843. Equity is growing by ~19.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability29▲+3
Solvency56▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 1.47 in 2024; short-term debt: 69.1% and cash: 1.5% of total assets), and 69.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.9%
Return on assets
-3.3%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€8,843
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
4 d late
2024
8 d late
2023
on the day
2022
2 d late
2021
18 d late
2020
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 4 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DEMA & ARBER PROJECTS was incorporated on 7 February 2019.1 Total assets fell from EUR 363,880 in 2020 to EUR 267,228 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€82,624▼ 9.7%
2024 · €91,467
Total assets
€267,228▼ 7.1%
2024 · €287,538
Net result
-€8,843▲ 35.6%
2024 · -€13,740
Working capital
€82,624▼ 9.7%
2024 · €91,467
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,386▲ 85.1%€98,285€7,174▼ 92.7%-€5,804-€3,899▲ 32.8%
Net result-€7,918▲ 51.6%€78,249€1,246▼ 98.4%-€13,740-€8,843▲ 35.6%
Equity€25,711▼ 23.5%€103,960▲ 304%€105,206▲ 1.2%€91,467▼ 13.1%€82,624▼ 9.7%
Total assets€362,883▼ 0.3%€294,181▼ 18.9%€300,810▲ 2.3%€287,538▼ 4.4%€267,228▼ 7.1%
Debt€337,172▲ 2.1%€190,221▼ 43.6%€195,604▲ 2.8%€196,071▲ 0.2%€184,604▼ 5.8%
Working capital€25,711▼ 23.5%€103,960▲ 304%€105,206▲ 1.2%€91,467▼ 13.1%€82,624▼ 9.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: -€2,386-€2,386Net result 2021: -€7,918-€7,918Operating result 2022: €98,285€98,285Net result 2022: €78,249€78,249Operating result 2023: €7,174€7,174Net result 2023: €1,246€1,246Operating result 2024: -€5,804-€5,804Net result 2024: -€13,740-€13,740Operating result 2025: -€3,899-€3,899Net result 2025: -€8,843-€8,84320212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €7,174€7,170Net result 2023: €1,246€1,250Operating result 2024: -€5,804-€5,800Net result 2024: -€13,740-€13,700Operating result 2025: -€3,899-€3,900Net result 2025: -€8,843-€8,840202320242025
The operating result stays negative: a loss of €3,899 in 2025 against €5,804 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €267,228
Equity €82,624 ▼ 9.7%
Debt €184,604 ▼ 5.8%
Debt's share of the balance-sheet total rises from 68.2% to 69.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.45▼
2024 · 1.47
Quick ratio
0.02▼
2024 · 0.12
Debt to equity
2.23▲
2024 · 2.14
ROE
-10.7%▲
2024 · -15.0%
ROA
-3.3%▲
2024 · -4.8%
Debt ≤ 1 year
€184,604▼
2024 · €196,071
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.3% went bankrupt
7.5% stopped otherwise
90% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€287,538€267,228▼
Current assets29/58€287,538€267,228▼
Stocks and contracts in progress3€263,298€263,298=
Stocks30/36€263,298€263,298=
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€24,240€3,930▼
Equity and liabilities
Total equity and liabilities10/49€287,538€267,228▼
Equity10/15€91,467€82,624▼
Contributions10/11€50,000€50,000=
Reserves13€41,467€32,624▼
Distributable reserves133€41,467€32,624▼
Amounts payable17/49€196,071€184,604▼
Amounts payable within one year42/48€196,071€184,604▼
Trade debts44€0€23▲
Suppliers440/4€0€23▲
Other amounts payable47/48€196,071€184,581▼
Income statement Code20242025
Other operating charges640/8€505€513▲
Gross operating margin9900-€5,299-€3,385▲
Operating profit (loss)9901-€5,804-€3,899▲
Financial charges65/66B€7,935€4,944▼
Recurring financial charges65€7,935€4,944▼
Profit (loss) for the period before taxes9903-€13,740-€8,843▲
Income taxes67/77€0-
Profit (loss) for the period9904-€13,740-€8,843▲
Profit (loss) for the period to be appropriated9905-€13,740-€8,843▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,740-€8,843▲
Transfer from equity791/2€13,740€8,843▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€459€0€460€505€513▲ 1.6%
Gross operating margin9900-€1,928€98,285€7,633-€5,299-€3,385▲ 36.1%
Operating profit (loss)9901-€2,386€98,285€7,174-€5,804-€3,899▲ 32.8%
Financial charges65/66B€5,531€2,055€5,543€7,935€4,944▼ 37.7%
Recurring financial charges65€5,531€2,055€5,543€7,935€4,944▼ 37.7%
Profit (loss) for the period before taxes9903-€7,918€96,230€1,631-€13,740-€8,843▲ 35.6%
Income taxes67/77-€17,981€385€0--
Profit (loss) for the period9904-€7,918€78,249€1,246-€13,740-€8,843▲ 35.6%
Profit (loss) for the period to be appropriated9905-€7,918€78,249€1,246-€13,740-€8,843▲ 35.6%
Line20212022202320242025Change
Assets
Total assets20/58€362,883€294,181€300,810€287,538€267,228▼ 7.1%
Current assets29/58€362,883€294,181€300,810€287,538€267,228▼ 7.1%
Stocks and contracts in progress3€336,504€272,988€263,298€263,298€263,298=
Stocks30/36€336,504€272,988€263,298€263,298€263,298=
Amounts receivable within one year40/41--€4,115€0--
Other amounts receivable41--€4,115€0--
Cash at bank and in hand54/58€26,379€21,193€33,397€24,240€3,930▼ 83.8%
Equity and liabilities
Total equity and liabilities10/49€362,883€294,181€300,810€287,538€267,228▼ 7.1%
Equity10/15€25,711€103,960€105,206€91,467€82,624▼ 9.7%
Contributions10/11€50,000€50,000€50,000€50,000€50,000=
Reserves13-€53,960€55,206€41,467€32,624▼ 21.3%
Distributable reserves133-€53,960€55,206€41,467€32,624▼ 21.3%
Profit (loss) carried forward14-€24,289€0----
Amounts payable17/49€337,172€190,221€195,604€196,071€184,604▼ 5.8%
Amounts payable within one year42/48€337,172€190,221€195,604€196,071€184,604▼ 5.8%
Trade debts44€1,954€10€18,003€0€23-
Suppliers440/4€1,954€10€18,003€0€23-
Taxes, remuneration and social security45-€17,981€0---
Taxes450/3-€17,981€0---
Other amounts payable47/48€335,218€172,230€177,601€196,071€184,581▼ 5.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€7,918€78,249€1,246-€13,740-€8,843▲ 35.6%
Operating cash flow (approximation)-€7,918€78,249€1,246-€13,740-€8,843▲ 35.6%
Change in cash--€5,186€12,204-€9,157-€20,310▼ 122%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
04-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
08-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial Back to profitnet €78,249
Net result €78,249 after 2 loss-making years.
30-09
Financial Equity above €100,000Eq €103,960 ▲304%
Equity rises from €25,711 to €103,960.
18-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
22-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
534 m²
Building footprint
177 m²
Parcel 36015A0986/00C007, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
BVBA DEMA & ARBER PROJECTS
Prins Boudewijnstraat 17, 8800 RoeselareHoldings
since 20192.286.031.365
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36015A0986/00C007 Flanders 534 m² 1 · 177 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. MARIGONE 100%
  2. DEMA & ARBER PROJECTS

Highest known parent: MARIGONE. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-02-2019
Fiscal year end30-09
Contact
Phone 0498/75.09.19Roeselare
E-invoicing
Reachable via Peppol
Peppol ID 0208:0719924892
Registered 08-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.