Financials
- Fiscal year
- 2024
- Total assets
- €538,061
- Profit
- €40,867
- Solvency
- 28.0%
Total assets▲ 10.9%
Net result
20192024
Delwarte Monuments
ActiveSummary
Delwarte Monuments has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €150,673 and a net result of €40,867. Equity is growing by ~52.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 500 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Cutting, shaping and finishing of stone
NACE 23700Other retail sale of new goods NACE 47789
#6 company by total assets in Braine-le-Comte, Manufacturing sector1 site
Size
€538,061total assets 2024
- Staff
- 1 FTE
- Equity
- €150,673
- Profit
- €40,867
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 68- Figures for FY 2024 (filed 30-07-2025)- 1 financial year not filed after the legal deadline; 1 of the last 3 late+ Sector Manufacture of other non-metallic mineral products (NACE 23)+ Size: total assets €538,061Show the evidence
Checked score
Score 2024
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 59% of its sector peers (NACE 23, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
53+5
equity 28.0% of total assets
Liquidity
52-21
short-term debt 22.9% · cash 8.3%
Profitability
78-4
return on assets 7.6%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%▼ -1.5% vs 12-2024
02-2025: 0.4%▲ +0.8% vs 01-2025
03-2025: 0.4%▲ +4.2% vs 02-2025
04-2025: 0.4%▲ +1.0% vs 03-2025
05-2025: 0.4%▲ +2.1% vs 04-2025
06-2025: 0.4%▼ -2.6% vs 05-2025
07-2025: 0.4%▲ +2.6% vs 06-2025
08-2025: 0.5%▲ +23.4% vs 07-2025
09-2025: 0.5%● 0.0% vs 08-2025
10-2025: 0.5%▲ +1.5% vs 09-2025
11-2025: 0.5%● 0.0% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%▼ -2.2% vs 12-2025
02-2026: 0.2%▼ -62.7% vs 01-2026
03-2026: 0.2%▼ -0.5% vs 02-2026lowest value
04-2026: 0.2%▲ +1.5% vs 03-2026
05-2026: 0.2%▲ +10.6% vs 04-2026
06-2026: 0.2%▼ -1.8% vs 05-2026
07-2026: 0.2%▼ -2.8% vs 06-2026
08-2026: 0.4%▲ +87.6% vs 07-2026
09-2026: 0.5%▲ +23.6% vs 08-2026
10-2026: 0.9%▲ +79.1% vs 09-2026highest value
- Figures for FY 2024 (filed 30-07-2025) raises the probability
- Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
- Size: total assets €538,061 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; 1 of the last 3 late raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.97 in 2023; short-term debt: 22.9% and cash: 8.3% of total assets), and 72% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, micro). Better than this share of them on solvency 30%, liquidity 51%, profitability 69%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
64 d late
2022
48 d early
2021
37 d early
2020
39 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €150,000Eq €150,673 ▲37.2%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2020
- 28-07-2025Annual accounts filed
- 31-12-2024Equity above €150,000
- 03-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cutting, shaping and finishing of stoneNACE 23700
- Founded
- 29-11-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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