Equity
-€53,818
Debts exceed assets in financial year 2025.
DELVIMMO
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€14,555 (2025)
-€14,555▲ €7,055
lowest -€40,797 (2024)
-€15,021▲ €25,776
peak -€38,797 (2024)
-€53,818▼ €15,021
€206,461▲ 6.2%
Board2 names since 2024
1 directorDELVAUX Camille Francine Odette
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from -€21,610 to -€14,555Loss of €15,021Equity from -€38,797 to -€53,818Cash from €3,394 to €449
Key points
from the 2025 annual accountsLosses
-€55,818 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€206,461 135% of the balance sheet
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 9% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.9%lowest value
08-2025: 0.9%● unchanged vs 07-2025lowest value
09-2025: 0.9%● unchanged vs 08-2025lowest value
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 1.0%▲ +0.1 percentage points vs 11-2025
01-2026: 0.9%▼ -0.1 percentage points vs 12-2025
02-2026: 1.0%▲ +0.1 percentage points vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.2%▲ +0.1 percentage points vs 07-2026
09-2026: 1.4%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.01, cash €449, halved
Negative equity -€53,818
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €152,643
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 3% on liquidity, 15% on profitability and 14% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,555 companies had the same profile as DELVIMMO has now. Each dot stands for 4 companies, two years later.
91.6%
were still trading
3.6%
stopped another way
4.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DELVIMMO itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for DELVIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.01 (0.03 in 2024), below 1. Short-term debt is 135.3% and cash 0.3% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€53,818
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 days early
2024
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 35 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010676553
Incorporation
Founding capital of €2,000, 100 shares · Founder: DELVAUX Camille Francine Odette · Appointments: DELVAUX Camille Francine Odette (director) and DELVAUX Alain (alternate director) · published on 26-06-2024 · Gazette deed
First establishment
Rue Albert Ier 39, Pecq
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DELVIMMO Pecq | €152,643 | -€14,555 | -35.3% | - |
| FAMUZI Charleroi | €193,685 | -€2,909 | 98.6% | - |
| HIPPO CARE & CURE EIKENHOF Putte | €148,589 | -€30,916 | -20.6% | - |
| FRARUB Duffel | €163,322 | -€3,444 | 0.4% | - |
| IMMO ETOILE Wavre | €185,359 | -€30,346 | -45.2% | - |
| EQUIPE GP Beersel | €123,871 | -€22,504 | -27.9% | - |
| IMMOBILIERE CANTELLA ET FILS Herstal | €189,153 | -€9,879 | -20.8% | - |
These companies have the same main activity as DELVIMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €124,000 and €194,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 24-06-2024Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 2 others
- Establishment unit
- 2.361.032.2607740 Pecq, since 24-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-06-2025
Annual accounts 2025
- -€14,555▲ 32.6%
- €15,021▼ 63.2%
- -€53,818▼ 38.7%
- €152,643▼ 1.9%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on DELVIMMO
DELVIMMO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€53,818) and a net result of -€15,021.
Its solvency ranks better than 8% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 26-06-2026, 35 days before the deadline-€14,555
▲ €7,055
-€14,977
▲ €25,820
-€15,021
▲ €25,776
-€203,818
▼ €15,021
-35.3%
▼ 10.3 percentage points
0.01
▼ 0.02
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €152,643 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-35.3%
Higher than 8% of 17,194 companies in 2025.
0.01
Lower than 95% of 16,491 companies in 2025.
-9.8%
Higher than 10% of 16,870 companies in 2025.
DELVIMMO
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
152,643 | 155,660 | |
21/28 |
150,000 | 150,000 | |
22/27 |
150,000 | 150,000 | |
22 |
150,000 | 150,000 | |
29/58 |
2,643 | 5,660 | |
40/41 |
2,195 | 2,266 | |
41 |
2,195 | 2,266 | |
54/58 |
449 | 3,394 | |
| Balance sheet: equity and liabilities | |||
10/49 |
152,643 | 155,660 | |
10/15 |
-53,818 | -38,797 | |
10/11 |
2,000 | 2,000 | |
14 |
-55,818 | -40,797 | |
17/49 |
206,461 | 194,457 | |
42/48 |
206,461 | 194,457 | |
44 |
112 | 107 | |
440/4 |
112 | 107 | |
47/48 |
206,350 | 194,350 | |
| Income statement | |||
9900 |
-14,555 | -21,610 | |
640/8 |
423 | 19,187 | |
9901 |
-14,977 | -40,797 | |
65/66B |
44 | - | |
65 |
44 | - | |
9903 |
-15,021 | -40,797 | |
9904 |
-15,021 | -40,797 | |
9905 |
-15,021 | -40,797 | |
| Appropriation of the result | |||
9906 |
-55,818 | -40,797 | |
14P |
-40,797 | - | |
| Document | |||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 150,000 | ||
| -2,945 | - | ||
| -203,818 | -188,797 | ||
| -35.3% | -24.9% | ||
| 0.01 | 0.03 | ||
| -9.8% | -26.2% |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €150,000 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DELVIMMO
The operating result for 2025 is a loss of €14,977, smaller than the loss of €40,797 in 2024.
Equity is negative. Debt (€206,461) exceeds the balance-sheet total (€152,643).
Board & ownership
Board
1 director, 1 in day-to-day management, since incorporationDirector (not named in the articles) and managing director
director (not named in the articles) since 24-06-2024
managing director appointed by deed of 26-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 26-06-2026
Mandates through the years
2 names, the dashed line is todayDELVAUX Camille Francine Odette
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
DELVAUX Alain
Alternate director (not named in the articles)
Alternate director (not named in the articles)
LeadershipBoardEarlierend not dated
Mandates as a list
- DELVAUX Camille Francine Odette
- Director (not named in the articles), from 24-06-2024 to date
- Managing director, appointed by deed of 26-06-2024, still in office
- DELVAUX Alain
- Alternate director (not named in the articles), appointed by deed of 26-06-2024, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- -€538 in 2025
- Source
- deed of 26-06-2024
Articles of association
deed of 26-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Assemblée fixe nombre,durée et si pluralité pouvoirs, si organe collégial et vacance avant fin mandat par administrateurs restants”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments”
Shareholders
At incorporation
deed of 26-06-2024 ↗
- DELVAUX Camille Francine Odette 100 shares (100%) · €2,000 in cash
Network & group
No group
DELVIMMO has no parent and no holdings in its annual accounts. DELVAUX Camille Francine Odette is the only director. DELVIMMO shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 35 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 35 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010676553
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: DELVAUX Camille Francine Odette · Appointments: DELVAUX Camille Francine Odette (director) and DELVAUX Alain (alternate director) · published on 26-06-20246 points ▸
- Founder, DELVAUX Camille Francine Odette
- Founding capital, €2,000, 100 shares
- Registered office clause, rue Albert Ier 39, 7740 Pecq
- Director appointment, DELVAUX Camille Francine Odette (director (not named in the articles))
- Director appointment, DELVAUX Alain (alternate director (not named in the articles))
- Director appointment, DELVAUX Camille Francine Odette (managing director)
- The deed holds 5 more points.
First establishment Rue Albert Ier 39, Pecq
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 24 June 2024, DELVIMMO was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 DELVAUX Camille Francine Odette has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1010.676.553
- VAT number
- BE 1010.676.553
- Peppol ID
- 0208:1010676553
- Other Peppol ID
- 9925:BE1010676553
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 26-06-2024 (in French)
- Peppol
- Reachable since 24-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DELVIMMO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-06-2024 (in French)
Activities
NACEBEL 202568203
Renting and operating of own or leased non-residential real estate, excluding land main activity
68204
Real estate activities
Codes under NACEBEL 2008
68203
Real estate rental main activity
68201
Real estate activities
68204
Real estate activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec…”deed of 26-06-2024 (in French)
17 activities
- L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec ou sans option d'achat, l'exploitation et l'entretien de maisons, appartements, bureaux, magasins, fonds de commerce, terrains, terres et domaines, et de manière générale, de tous biens immobiliers, ainsi que toutes opérations de financement et d’une manière générale, toutes activités accomplies par le marchand de biens telle que cette profession est entendue par les articles 62 et suivants du Code des Droits d’enregistrement.
- L’érection de toutes constructions pour son compte en tant que maître de l'ouvrage et effectuer, éventuellement aux biens immobiliers, des transformations et mises en valeur ainsi que l'étude et l'aménagement de lotissements y compris la construction de routes et égouts ; acheter tous matériaux, signer tous contrats d'entreprises qui seraient nécessaires; réaliser toutes opérations de change, commission et courtage, ainsi que la gérance d'immeubles, tant en Belgique qu’à l’étranger.
- La conception, l'invention, la fabrication, la construction, l'importation, l'exportation, l'achat et la vente, la distribution, l'entretien, l'exploitation en nom propre, de commissionnaire ou de courtier de tout bien ou produit.
- La prestation de tous services dans le cadre de son objet, y compris la gestion de patrimoine.
- La gestion, facturation et suivi d’activités en tout genre.
- Le commerce sous toutes ses formes, en gros ou en détail, par toute formule de distribution, de tous produits de consommation, d’entretien et d’équipement et de toute marchandise généralement quelconques.
- Le consulting, coaching, encadrement de biens et de personnes dans tous les domaines, comme le sport, le bien être, la prévention, la préservation et conclure des contrats avec des partenaires en Belgique et à l’étranger.
- La société pourra louer ou sous louer, acquérir des droits réels ou la pleine propriété de tout immeuble dans le but soit d’y établir son siège social, un siège d’exploitation ou d’y loger son/ses dirigeant(s) et les membres en ligne directe de leur famille à titre de résidence principale ou secondaire.
- Elle pourra investir ses liquidités de toutes les manières qu’elle souhaitera, étant entendu que les actes posés supposeront générer des nouveaux revenus.
- À titre accessoire, la société peut également avoir pour objet la constitution, la gestion et la valorisation d’un patrimoine mobilier et immobilier, sans lien avec l’activité, en pleine propriété ou en droits réels, notamment par l’achat, la vente, la location, la mise en location, la construction, le tout au sens le plus large et que ces opérations s’inscrivent dans les limites d’une gestion « en bon père de famille ».
- Elle dispose, d’une manière générale, d’une pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet.
- Elle peut s'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large.
- Elle peut, en outre, sous réserve de restrictions légales, faire toutes les opérations commerciales, industrielles, mobilières, immobilières ou financières se rattachant directement ou indirectement à son objet social.
- Elle peut encore gérer son propre patrimoine et s'intéresser par toutes voies de droit au développement de celui-ci.
- Elle peut également gérer un patrimoine immobilier, pour son propre compte, en Belgique ou à l'étranger, ce qui inclut la constitution et la gestion d'un patrimoine immobilier et la location-financement de biens immeubles aux tiers, l'acquisition par l'achat ou autrement, la vente, l'échange, le construction, le transformation, l'amélioration, l'équipement, l'aménagement, l'embellissement, l'entretien, la location, la prise en location, le lotissement, la prospection et l'exploitation de biens immobiliers, ainsi que toutes opérations qui, directement ou indirectement, sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier, de même que se porter caution pour la bonne fin d'engagements pris par des tiers qui auraient la jouissance de ces biens immobiliers.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Albert Ier 39 registered office 7740 Pecq | 24-06-2024 | 2.361.032.260 |
Buildings and parcels at the address
- Ground area
- 639 m²
- Buildings
- 80 m²
- Volume, LiDAR
- 527 m³
- Tallest building
- 8.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57062B0505/00D002 | 638 m² | 1 · 79 m² | 8.2 m · 2 |