Skip to content

DELVIGA

Active
Private limited companyfounded 20233 yrs activeRue des Forrières, Bos. 7, 5032 Gembloux, BelgiumKBO/BCE: BE 0798.246.157
Summary

DELVIGA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €371,168 and a net result of €309,960. Its solvency ranks better than 67% of 4834 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+58
Solvency77▲+43
Growth78
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 9.11 in 2023; short-term debt: 28.7% and cash: 45.2% of total assets), and 47.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
52.4%
Return on assets
43.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
14 d late
2023
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DELVIGA was incorporated on 8 February 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€309,960▲ 2,666%
2023 · €11,208
Working capital
€119,693▼ 80.1%
2023 · €601,838
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€16,219-€464,422▲ 2,763%
Net result€11,208within the sector's middle half-€309,960above the sector's middle half▲ 2,666%
Equity€61,208within the sector's middle half-€371,168within the sector's middle half▲ 506%
Total assets€676,041within the sector's middle half-€708,756below the sector's middle half▲ 4.8%
Debt€614,833-€337,588▼ 45.1%
Working capital€601,838above the sector's middle half-€119,693within the sector's middle half▼ 80.1%
Solvency9.1%within the sector's middle half-52.4%within the sector's middle half▲ 43.3pp
Current ratio9.11above the sector's middle half-1.59within the sector's middle half▼ 7.52
Return on assets (ROA)1.7%within the sector's middle half-43.7%above the sector's middle half▲ 42.1pp
Staff (FTE)0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2024 Net result +2,666% on 2023. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2023: €16,219€16,219Net result 2023: €11,208€11,208Operating result 2024: €464,422€464,422Net result 2024: €309,960€309,96020232024€0€200,000€400,000Operating result 2023: €16,219€16,200Net result 2023: €11,208€11,200Operating result 2024: €464,422€464,000Net result 2024: €309,960€310,00020232024
The operating result rises in 2024; 2024 is 2,763% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €708,756
Fixed assets €385,550
Current assets €323,206
Equity and liabilities €708,756
Equity €371,168 ▲ 506%
Debt €337,588 ▼ 45.1%
Debt's share of the balance-sheet total falls from 90.9% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€475,132
Cash flow
€320,671
Debt to equity
0.91▼
2023 · 10.05
ROE
83.5%▲
2023 · 18.3%
Interest coverage
12.44
Debt ≤ 1 year
€203,513▲
2023 · €74,203
Debt > 1 year
€134,075▼
2023 · €540,000
Income taxes
€116,272▲
2023 · €4,203
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€676,041€708,756▲
Fixed assets21/28-€385,550
Tangible fixed assets22/27-€385,550
Land and buildings22-€333,844
Furniture and vehicles24-€51,707
Current assets29/58€676,041€323,206▼
Stocks and contracts in progress3€562,740€0▼
Stocks30/36€562,740€0▼
Amounts receivable within one year40/41€70,373€290▼
Trade receivables40€70,083€0▼
Other amounts receivable41€290€290=
Cash at bank and in hand54/58€42,501€320,152▲
Deferred charges and accrued income490/1€426€2,763▲
Equity and liabilities
Total equity and liabilities10/49€676,041€708,756▲
Equity10/15€61,208€371,168▲
Contributions10/11€50,000€50,000=
Reserves13€11,208€321,168▲
Tax-exempt reserves132-€176,820
Distributable reserves133€11,208€144,348▲
Amounts payable17/49€614,833€337,588▼
Amounts payable after more than one year17€540,000€134,075▼
Financial debts170/4€405,000€0▼
Other amounts payable178/9€135,000€134,075▼
Amounts payable within one year42/48€74,203€203,513▲
Trade debts44-€87,241
Suppliers440/4-€87,241
Taxes, remuneration and social security45€4,203€74,272▲
Taxes450/3€4,203€74,272▲
Other amounts payable47/48€70,000€42,000▼
Accrued charges and deferred income492/3€630€0▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10,710
Other operating charges640/8€1,949€6,828▲
Gross operating margin9900€18,168€481,960▲
Operating profit (loss)9901€16,219€464,422▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€808€38,189▲
Recurring financial charges65€808€38,189▲
Profit (loss) for the period before taxes9903€15,411€426,233▲
Income taxes67/77€4,203€116,272▲
Profit (loss) for the period9904€11,208€309,960▲
Transfer to tax-exempt reserves689-€176,820
Profit (loss) for the period to be appropriated9905€11,208€133,140▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,208€133,140▲
Transfer to equity691/2€11,208€133,140▲
To other reserves6921€11,208€133,140▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10,710-
Other operating charges640/8€1,949€6,828▲ 250%
Gross operating margin9900€18,168€481,960▲ 2,553%
Operating profit (loss)9901€16,219€464,422▲ 2,763%
Financial income75/76B-€0-
Recurring financial income75-€0-
Financial charges65/66B€808€38,189▲ 4,624%
Recurring financial charges65€808€38,189▲ 4,624%
Profit (loss) for the period before taxes9903€15,411€426,233▲ 2,666%
Income taxes67/77€4,203€116,272▲ 2,666%
Profit (loss) for the period9904€11,208€309,960▲ 2,666%
Transfer to tax-exempt reserves689-€176,820-
Profit (loss) for the period to be appropriated9905€11,208€133,140▲ 1,088%
Line20232024Change
Assets
Total assets20/58€676,041€708,756▲ 4.8%
Fixed assets21/28-€385,550-
Tangible fixed assets22/27-€385,550-
Land and buildings22-€333,844-
Furniture and vehicles24-€51,707-
Current assets29/58€676,041€323,206▼ 52.2%
Stocks and contracts in progress3€562,740€0▼ 100%
Stocks30/36€562,740€0▼ 100%
Amounts receivable within one year40/41€70,373€290▼ 99.6%
Trade receivables40€70,083€0▼ 100%
Other amounts receivable41€290€290=
Cash at bank and in hand54/58€42,501€320,152▲ 653%
Deferred charges and accrued income490/1€426€2,763▲ 549%
Equity and liabilities
Total equity and liabilities10/49€676,041€708,756▲ 4.8%
Equity10/15€61,208€371,168▲ 506%
Contributions10/11€50,000€50,000=
Reserves13€11,208€321,168▲ 2,766%
Tax-exempt reserves132-€176,820-
Distributable reserves133€11,208€144,348▲ 1,188%
Amounts payable17/49€614,833€337,588▼ 45.1%
Amounts payable after more than one year17€540,000€134,075▼ 75.2%
Financial debts170/4€405,000€0▼ 100%
Other amounts payable178/9€135,000€134,075▼ 0.7%
Amounts payable within one year42/48€74,203€203,513▲ 174%
Trade debts44-€87,241-
Suppliers440/4-€87,241-
Taxes, remuneration and social security45€4,203€74,272▲ 1,667%
Taxes450/3€4,203€74,272▲ 1,667%
Other amounts payable47/48€70,000€42,000▼ 40.0%
Accrued charges and deferred income492/3€630€0▼ 100%
Line20232024Change
Profit (loss) for the period9904€11,208€309,960▲ 2,666%
+ Depreciation and write-downs630-€10,710-
Operating cash flow (approximation)€11,208€320,671▲ 2,761%
Change in cash-€277,651-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
14-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
31-12
Financial Equity above €200,000Eq €371,168 ▲506%
2 profitable years in a row build equity to €371,168.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
647 m²
Building footprint
89 m²
Volume, LiDAR
925 m³
Parcel 92019B0178/00P000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DELVIGA
Rue des Forrières, Bos. 7, 5032 GemblouxReal estate activities
since 20232.343.043.116
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92019B0178/00P000 Wallonia 647 m² 1 · 88 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798246157
Also 9925:BE0798246157
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.