Deluxe Construction
ActiveSummary
The computed 12-month bankruptcy probability of Deluxe Construction is 4.4% (elevated). For Deluxe Construction, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €5k and a net result of €-5k. Its solvency ranks better than 9% of 7374 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability9▲+4
Solvency32▼-9
Growth58
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
7%
Return on assets
-8.1%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-08-2024, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, abbreviated schema
Equity
€5k▼ 53.4%
2022 · €10k
2022: €10k
2022 → 2023
Total assets
€65k▲ 8.0%
2022 · €61k
2022: €61k
2022 → 2023
Net result
€-5k▲ 18.5%
2022 · €-6k
2022: €-6k
2022 → 2023
Working capital
€2k▼ 63.6%
2022 · €6k
2022: €6k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023Trend
Equity€10k-€5k▼ 53.4%
Operating result€-6k-€-5k▲ 21.1%
Net result€-6k-€-5k▲ 18.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2023 against €6k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €65k
Fixed assets
€2k ▼ 35.8%
Current assets
€63k ▲ 10.8%
Equity and liabilities €65k
Equity
€5k ▼ 53.4%
Debt
€61k ▲ 19.9%
Debt's share of the balance-sheet total rises from 83.7% to 93.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▲
2022 · €-5k
Cash flow
€-4k▲
2022 · €-5k
Current ratio
1.04▼
2022 · 1.12
Debt to equity
13.21▲
2022 · 5.13
ROE
-114.5%▼
2022 · -65.5%
ROA
-8.1%▲
2022 · -10.7%
Interest coverage
-8.96▲
2022 · -18.70
Debt ≤ 1 year
€61k▲
2022 · €51k
Income taxes
€0▲
2022 · €-7
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 39 lines
Balance sheet
Code20222023
Assets
Total assets20/58€61k€65k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€708€337▼
Current assets29/58€57k€63k▲
Amounts receivable within one year40/41€55k€63k▲
Trade receivables40€54k€27k▼
Other amounts receivable41€195€36k▲
Cash at bank and in hand54/58€2k€468▼
Equity and liabilities
Total equity and liabilities10/49€61k€65k▲
Equity10/15€10k€5k▼
Contributions10/11€9k€9k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-6k€-12k▼
Amounts payable17/49€51k€61k▲
Amounts payable within one year42/48€51k€61k▲
Trade debts44€32k€56k▲
Suppliers440/4€32k€56k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€17k€4k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-4k€-1k▲
Operating profit (loss)9901€-6k€-5k▲
Financial income75/76B€8€37▲
Recurring financial income75€8€37▲
Financial charges65/66B€263€403▲
Recurring financial charges65€263€403▲
Profit (loss) for the period before taxes9903€-6k€-5k▲
Income taxes67/77€-7€0▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-12k▼
Profit (loss) brought forward from the previous period14P-€-6k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
856 m²
Building footprint
375 m²
Volume, LiDAR
2,413 m³
2 parcels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deluxe Construction
since 20202.309.510.117
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0047/00D002 | Flanders | 809 m² | 1 · 238 m² | 11.6 m · 3 fl. |
| 44816K0485/00G003 | Flanders | 47 m² | 1 · 136 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SM RENOVATION
BE 1004.709.865
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BARROSO CONSTRUCT
BE 0804.624.502
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BREMS - GHIELENS
BE 0464.247.047
Lierneux · Eq €4,590
MJK SERVICES
BE 0801.995.010
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 2,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.