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Deluxe

Open bankruptcy
Private limited companyfounded 2018KBO/BCE: BE 0712.508.649

A bankruptcy procedure is open for Deluxe according to publications in the Belgian State Gazette; curator: NATHALIE TAEYMANS.

Summary

The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €48,191 and a net result of €42,809.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Antwerp division
Declared bankrupt
20 November 2025
Supervising judge
Koen Van Caesbroeck
Official Gazette
26-11-2025 (pdf) ↗search the document for 2025/148845

Deadlines

Provisional date payments stopped
20 November 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 11 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 20 December 2025art. XX.104 and XX.155 CEL
First verification report
passed on 16 January 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
20 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 28-04-2023, 87 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
87 d late
2021
4 d early
2020
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 51 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 23 October 2018, Deluxe was incorporated.1 Total assets went from EUR 128,654 in 2020 to EUR 125,165 in 2022 and headcount from 1.4 to 1.5 full-time equivalents.2 The company was declared bankrupt on 20 November 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2022
  3. 3Belgian State Gazette, 26-11-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
€364,984
EBIT margin
0.3%
Net result
€42,809
2021 · -€1,612
Working capital
€32,738
2021 · -€12,065
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202020212022
Turnover€364,984-
Operating result€1,182--€1,617€40,093
Net result€794--€1,612€42,809
EBIT margin0.3%-
Equity€6,994-€6,994=€48,191▲ 589%
Total assets€128,654-€192,094▲ 49.3%€125,165▼ 34.8%
Debt€121,660-€186,712▲ 53.5%€76,973▼ 58.8%
Working capital€5,683--€12,065€32,738
Staff (FTE)1.4-2.6▲ 85.7%1.5▼ 42.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: €1,182€1,182Net result 2020: €794€794Operating result 2021: -€1,617-€1,617Net result 2021: -€1,612-€1,612Operating result 2022: €40,093€40,093Net result 2022: €42,809€42,809202020212022-€20,000€0€20,000€40,000Operating result 2020: €1,182€1,180Net result 2020: €794€794Operating result 2021: -€1,617-€1,620Net result 2021: -€1,612-€1,610Operating result 2022: €40,093€40,100Net result 2022: €42,809€42,800202020212022
The operating result returns to profit in 2022: €40,093 after a loss of €1,617 in 2021, the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €125,165
Fixed assets €15,453 ▼ 11.4%
Current assets €109,712 ▼ 37.2%
Equity and liabilities €125,165
Equity €48,191 ▲ 589%
Debt €76,973 ▼ 58.8%
Debt's share of the balance-sheet total falls from 96.4% to 61.5%. Equity is higher and debt is lower.
Key figures and ratios
2022 value · change against 2021
EBITDA
€43,094▲
2021 · €221
Cash flow
€45,810▲
2021 · €226
Current ratio
1.43▲
2021 · 0.94
Quick ratio
0.37▼
2021 · 0.52
Debt to equity
1.60
ROE
88.8%▲
2021 · -23.0%
ROA
34.2%▲
2021 · -0.8%
Interest coverage
36.88
Debt ≤ 1 year
€76,973▼
2021 · €186,712
Income taxes
€16,115▲
2021 · €0
Staff costs
€65,157
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 44 lines
Balance sheet Code20212022
Assets
Total assets20/58€192,094€125,165▼
Formation expenses20€0-
Fixed assets21/28€17,447€15,453▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€11,597€9,603▼
Plant, machinery and equipment23-€9,603
Financial fixed assets28€5,850€5,850=
Current assets29/58€174,647€109,712▼
Stocks and contracts in progress3€76,668€81,282▲
Stocks30/36-€81,282
Amounts receivable within one year40/41€90,611€21,510▼
Trade receivables40-€4,480
Other amounts receivable41-€17,030
Current investments50/53€27,157€6,511▼
Cash at bank and in hand54/58€10,338-
Deferred charges and accrued income490/1-€409
Equity and liabilities
Total equity and liabilities10/49€192,094€125,165▼
Equity10/15€6,994€48,191▲
Contributions10/11-€6,200
Profit (loss) carried forward14-€818€41,991▲
Amounts payable17/49€186,712€76,973▼
Amounts payable within one year42/48€186,712€76,973▼
Trade debts44€103,443€57,129▼
Suppliers440/4-€57,129
Taxes, remuneration and social security45-€19,844
Taxes450/3-€16,115
Remuneration and social security454/9-€3,729
Income statement Code20212022
Remuneration, social security and pensions62-€65,157
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,838€3,001▲
Other operating charges640/8-€5,540
Gross operating margin9900€101,755€113,792▲
Operating profit (loss)9901-€1,617€40,093▲
Financial income75/76B-€20,000
Recurring financial income75€128€0▼
Non-recurring financial income76B-€20,000
Financial charges65/66B-€1,169
Recurring financial charges65€388€1,169▲
Profit (loss) for the period before taxes9903-€1,612€58,925▲
Income taxes67/77€0€16,115▲
Profit (loss) for the period9904-€1,612€42,809▲
Profit (loss) for the period to be appropriated9905-€1,612€42,809▲
Appropriation of the result
Profit (loss) to be appropriated9906-€41,991
Profit (loss) brought forward from the previous period14P--€818
Return on contributions (dividend)694€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022Change
Turnover70€364,984---
Remuneration, social security and pensions62--€65,157-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,838€1,838€3,001▲ 63.3%
Other operating charges640/8--€5,540-
Gross operating margin9900€68,027€101,755€113,792▲ 11.8%
Operating profit (loss)9901€1,182-€1,617€40,093▲ 2,580%
Financial income75/76B--€20,000-
Recurring financial income75€0€128€0▼ 99.8%
Non-recurring financial income76B--€20,000-
Financial charges65/66B--€1,169-
Recurring financial charges65€388€388€1,169▲ 201%
Profit (loss) for the period before taxes9903€794-€1,612€58,925▲ 3,756%
Income taxes67/77-€0€16,115-
Profit (loss) for the period9904€794-€1,612€42,809▲ 2,756%
Profit (loss) for the period to be appropriated9905€794-€1,612€42,809▲ 2,756%
Line202020212022Change
Assets
Total assets20/58€128,654€192,094€125,165▼ 34.8%
Formation expenses20-€0--
Fixed assets21/28€1,311€17,447€15,453▼ 11.4%
Intangible fixed assets21-€0--
Tangible fixed assets22/27€1,311€11,597€9,603▼ 17.2%
Plant, machinery and equipment23--€9,603-
Financial fixed assets28-€5,850€5,850=
Current assets29/58€127,343€174,647€109,712▼ 37.2%
Stocks and contracts in progress3€76,668€76,668€81,282▲ 6.0%
Stocks30/36--€81,282-
Amounts receivable within one year40/41€40,337€90,611€21,510▼ 76.3%
Trade receivables40--€4,480-
Other amounts receivable41--€17,030-
Current investments50/53-€27,157€6,511▼ 76.0%
Cash at bank and in hand54/58€10,338€10,338--
Deferred charges and accrued income490/1--€409-
Equity and liabilities
Total equity and liabilities10/49€128,654€192,094€125,165▼ 34.8%
Equity10/15€6,994€6,994€48,191▲ 589%
Contributions10/11€6,200-€6,200-
Profit (loss) carried forward14€794-€818€41,991▲ 5,234%
Amounts payable17/49€121,660€186,712€76,973▼ 58.8%
Amounts payable within one year42/48€121,660€186,712€76,973▼ 58.8%
Trade debts44€54,879€103,443€57,129▼ 44.8%
Suppliers440/4--€57,129-
Taxes, remuneration and social security45--€19,844-
Taxes450/3--€16,115-
Remuneration and social security454/9--€3,729-
Line202020212022Change
Profit (loss) for the period9904€794-€1,612€42,809▲ 2,756%
+ Depreciation and write-downs630€1,838€1,838€3,001▲ 63.3%
Operating cash flow (approximation)€2,631€226€45,810▲ 20,161%
Investment in fixed assets (approximation)--€17,974-€1,007▲ 94.4%
Change in cash-€0--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-11
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 20-11-2025
06-10
KBO administration Address struck
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
30-06
Financial Back to profitnet €42,809
Net result €42,809 after one loss-making year.
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet -€1,612
Net result drops to -€1,612, the lowest in the series.
12-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 71 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2018
seat establishment All 2 establishment units on the map
Ground area
7,541 m²
Building footprint
3,915 m²
Volume, LiDAR
22,297 m³
3 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
2 establishment units
Auto-Home
Helststraat 53, 2630 AartselaarNACE 45113
since 20182.282.509.770
Auto-Home
Atlasstraat 13, 9150 Beveren-Kruibeke-ZwijndrechtNACE 45113
since 20242.363.512.292
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11012A0158/00C005 Flanders 5,303 m² 1 · 3,300 m² 10.4 m · 1 fl.
11372A0173/00H000 Flanders 2,143 m² 1 · 527 m² 6.3 m · 2 fl.
46018A0102/00D000 Flanders 95 m² 1 · 89 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator NATHALIE TAEYMANS
CUYLITSSTRAAT 48, 2018 ANTWERPEN 1
20-11-2025 → present

Identification & contact

Identification
Legal formPrivate limited company
Founded23-10-2018
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.