Deltour
ActiveSummary
Deltour has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,901 and a net result of €1,158. Equity is shrinking by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 1917 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▼-26
Solvency40▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.1 against 1.16 in 2024; short-term debt: 84.7% and cash: 3.5% of total assets), and 84.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1917 sector peers (2025).
NBB · sector comparisonPosition among 1917 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €10,901
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
30 d late
2022
30 d late
2021
92 d late
2020
111 d late
2019
307 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€10,901▲ 11.9%
2024 · €9,743
Total assets
€71,105▲ 0.4%
2024 · €70,855
Net result
€1,158▲ 52.9%
2024 · €758
Working capital
€6,136▼ 37.0%
2024 · €9,743
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€21,423▼ 83.4%€3,903-€3,261€1,174€14,055▲ 1,097%
Net result-€23,209below the sector's middle half▼ 73.4%€2,726within the sector's middle half-€4,587below the sector's middle half€758within the sector's middle half€1,158within the sector's middle half▲ 52.9%
Equity€10,846below the sector's middle half▼ 68.2%€13,572below the sector's middle half▲ 25.1%€8,985below the sector's middle half▼ 33.8%€9,743below the sector's middle half▲ 8.4%€10,901below the sector's middle half▲ 11.9%
Total assets€119,119within the sector's middle half▲ 16.6%€60,596below the sector's middle half▼ 49.1%€75,821below the sector's middle half▲ 25.1%€70,855below the sector's middle half▼ 6.5%€71,105below the sector's middle half▲ 0.4%
Debt€108,273▲ 58.9%€47,024▼ 56.6%€66,835▲ 42.1%€61,112▼ 8.6%€60,204▼ 1.5%
Working capital€24,915within the sector's middle half▼ 5.0%€13,180within the sector's middle half▼ 47.1%€8,967within the sector's middle half▼ 32.0%€9,743within the sector's middle half▲ 8.7%€6,136within the sector's middle half▼ 37.0%
Solvency9.1%below the sector's middle half▼ 24.2pp22.4%within the sector's middle half▲ 13.3pp11.9%below the sector's middle half▼ 10.5pp13.8%below the sector's middle half▲ 1.9pp15.3%below the sector's middle half▲ 1.6pp
Current ratio1.28within the sector's middle half▼ 0.111.28within the sector's middle half=1.13within the sector's middle half▼ 0.151.16within the sector's middle half▲ 0.031.10within the sector's middle half▼ 0.06
Return on assets (ROA)-19.5%below the sector's middle half▼ 6.4pp4.5%within the sector's middle half▲ 24.0pp-6.0%below the sector's middle half▼ 10.5pp1.1%within the sector's middle half▲ 7.1pp1.6%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,097% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,105
Fixed assets
€4,764
Current assets
€66,341
Equity and liabilities €71,105
Equity
€10,901 ▲ 11.9%
Debt
€60,204 ▼ 1.5%
Debt's share of the balance-sheet total falls from 86.2% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,380▲
2024 · €1,192
Cash flow
€1,484▲
2024 · €776
Quick ratio
0.81▼
2024 · 0.87
Debt to equity
5.52▼
2024 · 6.27
ROE
10.6%▲
2024 · 7.8%
Interest coverage
1.13▼
2024 · 4.29
Debt ≤ 1 year
€60,204▼
2024 · €61,112
Income taxes
€248▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,504 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,504 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,520 | €4,539 | €374 | €18 | €325 | ▲ 1,665% |
| Other operating charges640/8 | €1,137 | €1,123 | €748 | €1,389 | €1,060 | ▼ 23.7% |
| Gross operating margin9900 | -€15,766 | €9,566 | -€2,139 | €2,581 | €15,440 | ▲ 498% |
| Operating profit (loss)9901 | -€21,423 | €3,903 | -€3,261 | €1,174 | €14,055 | ▲ 1,097% |
| Financial income75/76B | €39 | €40 | €964 | €1 | €41 | ▲ 2,971% |
| Recurring financial income75 | €39 | €40 | €964 | €1 | €41 | ▲ 2,971% |
| Financial charges65/66B | €1,606 | €978 | €2,144 | €278 | €12,690 | ▲ 4,462% |
| Recurring financial charges65 | €1,606 | €978 | €2,144 | €278 | €12,690 | ▲ 4,462% |
| Profit (loss) for the period before taxes9903 | -€22,990 | €2,965 | -€4,441 | €897 | €1,406 | ▲ 56.7% |
| Income taxes67/77 | €219 | €239 | €146 | €140 | €248 | ▲ 77.6% |
| Profit (loss) for the period9904 | -€23,209 | €2,726 | -€4,587 | €758 | €1,158 | ▲ 52.9% |
| Profit (loss) for the period to be appropriated9905 | -€23,209 | €2,726 | -€4,587 | €758 | €1,158 | ▲ 52.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,119 | €60,596 | €75,821 | €70,855 | €71,105 | ▲ 0.4% |
| Fixed assets21/28 | €4,931 | €392 | €18 | €0 | €4,764 | - |
| Tangible fixed assets22/27 | €4,931 | €392 | €18 | €0 | €4,764 | - |
| Plant, machinery and equipment23 | €446 | - | - | - | - | - |
| Furniture and vehicles24 | €4,485 | €392 | €18 | €0 | €4,764 | - |
| Current assets29/58 | €114,187 | €60,204 | €75,802 | €70,855 | €66,341 | ▼ 6.4% |
| Stocks and contracts in progress3 | €16,613 | €18,509 | €17,259 | €17,728 | €17,328 | ▼ 2.3% |
| Stocks30/36 | €16,613 | €18,509 | €17,259 | €17,728 | €17,328 | ▼ 2.3% |
| Amounts receivable within one year40/41 | €74,427 | €39,924 | €53,976 | €49,271 | €46,331 | ▼ 6.0% |
| Trade receivables40 | €71,222 | €38,691 | €37,010 | €35,043 | €36,601 | ▲ 4.4% |
| Other amounts receivable41 | €3,205 | €1,233 | €16,966 | €14,228 | €9,730 | ▼ 31.6% |
| Cash at bank and in hand54/58 | €23,148 | €1,650 | €2,865 | €3,312 | €2,519 | ▼ 24.0% |
| Deferred charges and accrued income490/1 | - | €121 | €1,702 | €544 | €163 | ▼ 70.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,119 | €60,596 | €75,821 | €70,855 | €71,105 | ▲ 0.4% |
| Equity10/15 | €10,846 | €13,572 | €8,985 | €9,743 | €10,901 | ▲ 11.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €3,018 | ▲ 62.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €3,018 | ▲ 62.3% |
| Profit (loss) carried forward14 | €2,786 | €5,512 | €925 | €1,683 | €1,683 | = |
| Amounts payable17/49 | €108,273 | €47,024 | €66,835 | €61,112 | €60,204 | ▼ 1.5% |
| Amounts payable within one year42/48 | €89,273 | €47,024 | €66,835 | €61,112 | €60,204 | ▼ 1.5% |
| Financial debts43 | €25,371 | €22,531 | €21,565 | €20,523 | €21,894 | ▲ 6.7% |
| Credit institutions430/8 | €25,371 | €21,997 | €21,565 | €20,523 | €21,894 | ▲ 6.7% |
| Other loans439 | - | €534 | - | - | - | - |
| Trade debts44 | €11,229 | €2,492 | €7,475 | €2,186 | €830 | ▼ 62.0% |
| Suppliers440/4 | €11,229 | €2,492 | €7,475 | €2,186 | €830 | ▼ 62.0% |
| Taxes, remuneration and social security45 | €1,661 | €891 | €751 | €1,662 | €0 | ▼ 100% |
| Taxes450/3 | €1,661 | €891 | €751 | €662 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | - | - | €1,000 | €0 | ▼ 100% |
| Other amounts payable47/48 | €51,011 | €21,109 | €37,045 | €36,741 | €37,481 | ▲ 2.0% |
| Accrued charges and deferred income492/3 | €19,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,209 | €2,726 | -€4,587 | €758 | €1,158 | ▲ 52.9% |
| + Depreciation and write-downs630 | €4,520 | €4,539 | €374 | €18 | €325 | ▲ 1,665% |
| Operating cash flow (approximation) | -€18,689 | €7,265 | -€4,213 | €776 | €1,484 | ▲ 91.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€5,090 | - |
| Change in cash | - | -€21,498 | €1,215 | €448 | -€793 | ▼ 277% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €758
Net result €758 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €2,726
Net result €2,726 after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Weakest financial yearnet -€23,209
Net result drops to -€23,209, the lowest in the series; recovery starts the following year.
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 307 days late
2020
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 195 days late
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 190 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2011
Ground area
656 m²
Building footprint
381 m²
Volume, LiDAR
2,162 m³
Parcel 71063B0207/00C000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Slotenmakerij Deltour
since 20112.204.932.437
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71063B0207/00C000 | Flanders | 656 m² | 1 · 381 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,284 companies in sector 25620 we hold annual accounts for 1,721. 530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
25620Manufacture of fabricated metal products, except machinery and equipment
95230Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840956940
Also
9925:BE0840956940
Registered
25-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.