DELTITO
ActiveDELTITO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €73k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency43▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.98 in 2024; short-term debt: 57% and cash: 13.6% of total assets), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
8.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
1 d late
2023
5 d early
2022
7 d late
2021
8 d late
2020
2 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€145k▼ 23.6%
2024 · €190k
2018: €213k
2019: €234k
2020: €214k
2021: €235k
2022: €121k
2023: €176k
2024: €190k
2018 → 2025
Total assets
€814k▼ 4.5%
2024 · €853k
2018: €1.01M
2019: €824k
2020: €847k
2021: €845k
2022: €799k
2023: €777k
2024: €853k
2018 → 2025
Net result
€73k▼ 66.3%
2024 · €216k
2018: €91k
2019: €21k
2020: €-20k
2021: €69k
2022: €55k
2023: €156k
2024: €216k
2018 → 2025
Working capital
€-68k▼ 547%
2024 · €-10k
2018: €-61k
2019: €12k
2020: €36k
2021: €107k
2022: €-4k
2023: €64k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€121k▼ 48.3%€176k▲ 44.9%€190k▲ 8.1%€145k▼ 23.6%
Operating result€102k-€63k▼ 38.4%€190k▲ 202%€225k▲ 18.4%€81k▼ 63.9%
Net result€69k-€55k▼ 19.5%€156k▲ 183%€216k▲ 38.3%€73k▼ 66.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €814k
Fixed assets
€418k▲ 92.3%
Current assets
€396k▼ 37.6%
Equity and liabilities €814k
Equity
€145k▼ 23.6%
Debt
€669k▲ 1.0%
The debt ratio rises from 77.7% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€164k▼
2024 · €268k
Cash flow
€155k▼
2024 · €259k
Solvency
17.8%▼
2024 · 22.3%
Current ratio
0.85▼
2024 · 0.98
Quick ratio
0.42▼
2024 · 0.67
Debt / equity
4.61▲
2024 · 3.48
ROE
50.1%▼
2024 · 113.5%
ROA
8.9%▼
2024 · 25.3%
Interest coverage
19.67▼
2024 · 91.65
Debt
€669k▲
2024 · €662k
Debt ≤ 1 year
€464k▼
2024 · €646k
Debt > 1 year
€191k▲
2024 · €3k
Income taxes
€408▼
2024 · €6k
Staff costs
€202k▼
2024 · €207k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€853k€814k▼
Fixed assets21/28€217k€418k▲
Tangible fixed assets22/27€217k€418k▲
Land and buildings22-€87k
Plant, machinery and equipment23€188k€279k▲
Furniture and vehicles24€6k€12k▲
Other tangible fixed assets26€23k€39k▲
Current assets29/58€635k€396k▼
Stocks and contracts in progress3€203k€201k▼
Stocks30/36€203k€201k▼
Amounts receivable within one year40/41€75k€84k▲
Trade receivables40€14k€516▼
Other amounts receivable41€61k€83k▲
Cash at bank and in hand54/58€350k€111k▼
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€853k€814k▼
Equity10/15€190k€145k▼
Reserves13€190k€145k▼
Distributable reserves133€190k€145k▼
Amounts payable17/49€662k€669k▲
Amounts payable after more than one year17€3k€191k▲
Financial debts170/4€3k€191k▲
Amounts payable within one year42/48€646k€464k▼
Current portion of amounts payable after more than one year42€16k€34k▲
Trade debts44€377k€328k▼
Suppliers440/4€377k€328k▼
Taxes, remuneration and social security45€53k€32k▼
Taxes450/3€38k€4k▼
Remuneration and social security454/9€16k€28k▲
Other amounts payable47/48€200k€70k▼
Accrued charges and deferred income492/3€13k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€207k€202k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€83k▲
Other operating charges640/8€830€3k▲
Gross operating margin9900€477k€370k▼
Operating profit (loss)9901€225k€81k▼
Financial income75/76B€5€185▲
Recurring financial income75€5€185▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€222k€73k▼
Income taxes67/77€6k€408▼
Profit (loss) for the period9904€216k€73k▼
Profit (loss) for the period to be appropriated9905€216k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€216k€73k▼
Transfer from equity791/2-€48k
Transfer to equity691/2€14k€3k▼
To other reserves6921€14k€3k▼
Profit to be distributed694/7€202k€118k▼
Return on contributions (dividend)694€2k€48k▲
Directors or managers695€200k€70k▼
Social balance
Average headcount (FTE)90876.76.2▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
31-12
Financial
Highest result since 2018net €216k ▲38.3%
Operating result €225k, net result €216k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €176k ▲44.9%
3 profitable years in a row build equity to €176k.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼197%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heilig Sacramentstraat 438750 WingeneGround area
4,153 m²
Building footprint
874 m²
Volume, LiDAR
3,835 m³
Parcel 37018D1598/00R004, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PROXY DELHAIZE
since 20122.214.797.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018D1598/00R004 | Flanders | 4,153 m² | 1 · 874 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteWingene2.214.797.634
Dual-learning approval
3 live approvals · 6 endedOnthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 4,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.