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DELTHECO

Active
Private limited companyfounded 20241 yr activeRue de la Résistance(K) 17, 7540 Tournai, BelgiumKBO/BCE: BE 1018.008.664
Summary

The computed 12-month bankruptcy probability of DELTHECO is 1.8% (moderate). The 2025 annual accounts show equity of €20,965 and a net result of €102,481. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+64
Solvency86▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.2; short-term debt: 38.8% and cash: 0.5% of total assets), and 38.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.2%
Return on assets
299.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 December 2024, DELTHECO was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,965▲ 1,313%
2024 · €1,484
Total assets
€34,234▲ 1,054%
2024 · €2,966
Net result
€102,481
2024 · -€16
Working capital
€15,976▲ 90,058%
2024 · €18
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€16-€139,908
Net result-€16-€102,481
Equity€1,484-€20,965▲ 1,313%
Total assets€2,966-€34,234▲ 1,054%
Debt€1,482-€13,268▲ 795%
Working capital€18-€15,976▲ 90,058%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2024: -€16-€16Net result 2024: -€16-€16Operating result 2025: €139,908€139,908Net result 2025: €102,481€102,48120242025-€50,000€0€50,000€100,000€150,000Operating result 2024: -€16-€16Net result 2024: -€16-€16Operating result 2025: €139,908€140,000Net result 2025: €102,481€102,00020242025
The operating result returns to profit in 2025: €139,908 after a loss of €16 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,234
Fixed assets €4,989 ▲ 240%
Current assets €29,244 ▲ 1,850%
Equity and liabilities €34,234
Equity €20,965 ▲ 1,313%
Debt €13,268 ▲ 795%
Debt's share of the balance-sheet total falls from 50.0% to 38.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€141,494▲
2024 · €0
Cash flow
€104,068▲
2024 · €0
Current ratio
2.20
Debt to equity
0.63
ROE
488.8%
ROA
299.4%
Interest coverage
67.93
Debt ≤ 1 year
€13,268▲
2024 · €1,482
Income taxes
€35,387
Staff costs
€1,665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,966€34,234▲
Fixed assets21/28€1,466€4,989▲
Intangible fixed assets21€1,466-
Tangible fixed assets22/27-€4,989
Furniture and vehicles24-€4,989
Current assets29/58€1,500€29,244▲
Amounts receivable within one year40/41-€28,750
Other amounts receivable41-€28,750
Cash at bank and in hand54/58€1,500€176▼
Deferred charges and accrued income490/1-€319
Equity and liabilities
Total equity and liabilities10/49€2,966€34,234▲
Equity10/15€1,484€20,965▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€16€19,465▲
Amounts payable17/49€1,482€13,268▲
Amounts payable within one year42/48€1,482€13,268▲
Trade debts44-€5,382
Suppliers440/4-€5,382
Taxes, remuneration and social security45-€7,887
Taxes450/3-€7,887
Other amounts payable47/48€1,482-
Income statement Code20242025
Remuneration, social security and pensions62-€1,665
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16€1,586▲
Other operating charges640/8-€506
Gross operating margin9900-€143,665
Operating profit (loss)9901-€16€139,908▲
Financial income75/76B-€43
Recurring financial income75-€43
Financial charges65/66B-€2,083
Recurring financial charges65-€2,083
Profit (loss) for the period before taxes9903-€16€137,868▲
Income taxes67/77-€35,387
Profit (loss) for the period9904-€16€102,481▲
Profit (loss) for the period to be appropriated9905-€16€102,481▲
Appropriation of the result
Profit (loss) to be appropriated9906-€16€102,465▲
Profit (loss) brought forward from the previous period14P--€16
Profit to be distributed694/7-€83,000
Return on contributions (dividend)694-€83,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€1,665-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16€1,586▲ 9,692%
Other operating charges640/8-€506-
Gross operating margin9900-€143,665-
Operating profit (loss)9901-€16€139,908▲ 863,727%
Financial income75/76B-€43-
Recurring financial income75-€43-
Financial charges65/66B-€2,083-
Recurring financial charges65-€2,083-
Profit (loss) for the period before taxes9903-€16€137,868▲ 851,137%
Income taxes67/77-€35,387-
Profit (loss) for the period9904-€16€102,481▲ 632,701%
Profit (loss) for the period to be appropriated9905-€16€102,481▲ 632,701%
Line20242025Change
Assets
Total assets20/58€2,966€34,234▲ 1,054%
Fixed assets21/28€1,466€4,989▲ 240%
Intangible fixed assets21€1,466--
Tangible fixed assets22/27-€4,989-
Furniture and vehicles24-€4,989-
Current assets29/58€1,500€29,244▲ 1,850%
Amounts receivable within one year40/41-€28,750-
Other amounts receivable41-€28,750-
Cash at bank and in hand54/58€1,500€176▼ 88.3%
Deferred charges and accrued income490/1-€319-
Equity and liabilities
Total equity and liabilities10/49€2,966€34,234▲ 1,054%
Equity10/15€1,484€20,965▲ 1,313%
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€16€19,465▲ 120,256%
Amounts payable17/49€1,482€13,268▲ 795%
Amounts payable within one year42/48€1,482€13,268▲ 795%
Trade debts44-€5,382-
Suppliers440/4-€5,382-
Taxes, remuneration and social security45-€7,887-
Taxes450/3-€7,887-
Other amounts payable47/48€1,482--
Line20242025Change
Profit (loss) for the period9904-€16€102,481▲ 632,701%
+ Depreciation and write-downs630€16€1,586▲ 9,692%
Operating cash flow (approximation)€0€104,068-
Investment in fixed assets (approximation)--€5,109-
Change in cash--€1,324-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €102,481
Net result €102,481 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 2.20
Current ratio from 1.01 to 2.20.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
1.2 ha
Parcel 57042A0102/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DELTHECO
Rue de la Résistance(K) 17, 7540 TournaiHuman health activities
since 20242.367.781.975
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57042A0102/00_000 Wallonia 1.2 ha - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-12-2024
Fiscal year end31-12
Contact
E-mail co-delannoy@hotmail.com
Phone +32483002154
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018008664
Also 9925:BE1018008664
Registered 01-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.