Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Deltagroep is 0.1% (very low). The 2025 annual accounts show a net result of €0. Its net result ranks better than 19% of 153 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 08-06-2026 | 53 d early | 2026-00148406 |
| 31-12-2024 | 31-07-2025 | 24-06-2025 | 37 d early | 2025-00179308 |
| 31-12-2023 | 31-07-2024 | 31-05-2024 | 61 d early | 2024-00106116 |
| 31-12-2022 | 31-07-2023 | 05-06-2023 | 56 d early | 2023-00109453 |
| 31-12-2021 | 31-07-2022 | 24-05-2022 | 68 d early | 2022-20034889 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Net result | €0 | €27k | |
| Gross operating margin | €273k | €52k | |
| Staff costs | €273k | €237k | |
| Total assets | €115k | €147k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | €336k |
| EBITDA | - |
| Net profit | €0 |
| Cash flow | - |
| Staff costs | €273k |
| Income taxes | - |
| Dividends | - |
| Total assets | €115k |
| Equity | - |
| Debt | €115k |
| of which ≤ 1y | €115k |
| of which > 1y | - |
| Working capital | €0 |
| Employees (FTE) | 5.9 |
| 2025 | |
|---|---|
| Current ratio | 1.00 |
| Quick ratio | 1.00 |
| Working capital ratio | 0.0% |
| Solvency | - |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 76.4% |
| Net margin | 0.0% |
| ROA | 0.0% |
| ROE | - |
| EBITDA margin | - |
| Days sales outstanding | 69d |
| Days payable outstanding | 84d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €115k |
| Current assets | 29/58 | €115k |
| Amounts receivable within one year | 40/41 | €69k |
| Cash & bank | 54/58 | €45k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €115k |
| Amounts payable | 17/49 | €115k |
| Amounts payable within one year | 42/48 | €115k |
| Trade debts payable within one year | 44 | €18k |
| Income statement | ||
| Turnover | 70 | €336k |
| Gross operating margin | 9900 | €273k |
| Operating result | 9901 | €509 |
| Financial charges | 65 | €509 |
| Result before taxes | 9903 | €0 |
| Net result for the period | 9904 | €0 |
| Result to be appropriated | 9905 | €0 |
Health barometer
FY 2025 · computedDirectors
Directors & mandates
1 director-
MOBIEL SOCIALE WERKPLAATSLegal entityDirector· perm. rep.: Surmont BasState Gazette act 22020313 (14-02-2022)Current14-02-2022 → present
Permanent representatives (2)
-
Permanent representative11-12-2023 → present
-
Permanent representative- → 11-12-2023
Insolvency mandates
Legal Structure
| NACE primary | Arbeidsbemiddeling(78100) |
| Legal form | Non-profit association(017) |
| Incorporation | 24-03-2021 |
| Status | Active |
| Postal code | 8501 |
Structure & network
Connections & network
1 connected companyOwnership & control
1 partyEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande(Heu) 98501 KortrijkEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0340/00N009 | Flanders | 1.8 ha | 1 · 8,891 m² | 11.8 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
4 acts07-05-2026 General meeting · Permanent representative · Officer resignation · Officer appointment
- Filing: 2026-04-10 · Deltagroep
- General meeting: 2025-12-08 · Deltagroep
- Permanent representative: date: 2025-12-08, role: vaste vertegenwoordiger van de rechtspersoon-bestuurder · Wietendael Rita
- Officer resignation: date: 2025-12-08, role: vaste vertegenwoordiger van de rechtspersoon-bestuurder · Desmet Rik
- Officer resignation: date: 2025-12-08, role: lid van het bestuurscomité · Desmet Rik
- Officer appointment: date: 2025-12-08, role: lid van het bestuursorgaan · Bastiaens Ronald
- Officer appointment: date: 2025-12-08, role: lid van het bestuursorgaan · Wietendaele Rita
- Officer appointment: date: 2025-12-08, role: lid van het bestuursorgaan · Van De Populiere Isabelle
- Notarial deed: 2025-12-08 · Deltagroep
- Publication: 2026-05-07
- Act object: AKTE BETREFFENDE HET BESTUURSORGAAN
15-07-2024 1 director appointed, 1 resigning
- Bastiaens Ronald, Vaste vertegenwoordiger
- Surmont Bas, Vaste vertegenwoordiger
14-02-2022 Surmont Bas appointed as director
26-03-2021 Incorporation of a new VZW
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | Deltagroep |