DELTA PICTORIS
ActiveDELTA PICTORIS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €336k and a net result of €86k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.09 against 4.49 in 2024; short-term debt: 15.7% and cash: 32.5% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
21.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€336k▲ 34.6%
2024 · €249k
2023: €103k
2024: €249k
2023 → 2025
Total assets
€401k▲ 26.8%
2024 · €316k
2023: €161k
2024: €316k
2023 → 2025
Net result
€86k▼ 41.2%
2024 · €147k
2023: €94k
2024: €147k
2023 → 2025
Working capital
€321k▲ 41.6%
2024 · €226k
2023: €72k
2024: €226k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€103k-€249k▲ 141%€336k▲ 34.6%
Operating result€121k-€187k▲ 55.2%€103k▼ 45.0%
Net result€94k-€147k▲ 55.7%€86k▼ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€17k▼ 30.4%
Current assets
€384k▲ 31.7%
Equity and liabilities €401k
Equity
€336k▲ 34.6%
Debt
€65k▼ 2.4%
The debt ratio falls from 21.1% to 16.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▼
2024 · €195k
Cash flow
€94k▼
2024 · €155k
Solvency
83.8%▲
2024 · 78.9%
Current ratio
6.09▲
2024 · 4.49
Quick ratio
6.09▲
2024 · 4.49
Debt / equity
0.19▼
2024 · 0.27
ROE
25.7%▼
2024 · 58.9%
ROA
21.6%▼
2024 · 46.5%
Interest coverage
141.06▼
2024 · 2244.58
Debt
€65k▼
2024 · €67k
Debt ≤ 1 year
€63k▼
2024 · €65k
Income taxes
€25k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€316k€401k▲
Fixed assets21/28€25k€17k▼
Tangible fixed assets22/27€25k€17k▼
Furniture and vehicles24€25k€17k▼
Current assets29/58€291k€384k▲
Amounts receivable within one year40/41€21k€2k▼
Trade receivables40€21k€8▼
Other amounts receivable41€571€2k▲
Current investments50/53€0€250k▲
Cash at bank and in hand54/58€269k€130k▼
Deferred charges and accrued income490/1€958€923▼
Equity and liabilities
Total equity and liabilities10/49€316k€401k▲
Equity10/15€249k€336k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€239k€326k▲
Amounts payable17/49€67k€65k▼
Amounts payable within one year42/48€65k€63k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€1k€761▼
Remuneration and social security454/9€2k€500▼
Other amounts payable47/48€60k€60k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€554€571▲
Gross operating margin9900€195k€111k▼
Operating profit (loss)9901€187k€103k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€87€783▲
Recurring financial charges65€87€783▲
Profit (loss) for the period before taxes9903€192k€111k▼
Income taxes67/77€45k€25k▼
Profit (loss) for the period9904€147k€86k▼
Profit (loss) for the period to be appropriated9905€147k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€240k€326k▲
Profit (loss) brought forward from the previous period14P€93k€239k▲
Profit to be distributed694/7€1k€0▼
Return on contributions (dividend)694€1k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €86k ▼41.2%
Net result drops to €86k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2023net €147k ▲55.7%
Operating result €187k, net result €147k, both a record.
31-12
Financial
Equity above €200kEq €249k ▲141%
2 profitable years in a row build equity to €249k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserskaai 198400 OostendeGround area
157 m²
Building footprint
157 m²
Volume, LiDAR
2,678 m³
Parcel 35013A1599/00X003, Flanders · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
DELTA PICTORIS
since 20232.342.740.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1599/00X003 | Flanders | 157 m² | 1 · 157 m² | 22.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RoSS
BE 0461.751.870
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HMRX
BE 0795.623.001
Roosdaal · Eq €336k
AMBICT
BE 0558.953.788
Pelt · Eq €336k
ABEONAconsult
BE 0551.862.890
Zonhoven · Eq €336k
Wierckx Consulting
BE 0566.999.939
Rotselaar · Eq €336k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.